Topic Wiki

READ THE WIKI! IT IS VERY CLEAR!

1) You can send and receive up to $1k a month from your credit card. It goes by the 1st of the calendar month and not 30 days from your previous payment.

2) Many people say that you should  not use an AMEX card to fund it, as it may be a trigger for an F/R, however it is OK to buy gift cards (with your AMEX) and then send it with AP. First, add the GC to your profile using the wrong expiration date, and immediately change it to the correct date and send the funds.

3) Although AP requires a SSN, you will not get a 1099 unless you are receiving over $20k per year AND have done 200 transactions.

4) You can open a few accounts and send money between them, but don't send back and forth between two of the same accounts. Most people didn't have problems opening only 2 accounts per SSN even if it's linked to the same bank account. Same with sending or receiving with a spouse who has the same bank account linked to their account.

5) If you get a message stating "We are unable to complete your transaction until further review. It can take up to 24 hours to complete this transaction. We apologize for any inconvenience this delay may cause", relax and be patient. It is perfectly normal. You will always get the pending message. If it's not the first time, just click on the confirmation/transaction number and it will show that it's completed.

6) Withdrawals are never authorized immediately. Be patient. It doesn't even take a day.

7) It's perfectly normal for you to get a message that your withdrawal has succeeded and it doesn't show up yet in your bank account even as "pending". Be patient.

8 )  The driver's license number on the account need not be a real number, only the same format.

9) You have to verify a bank account to be able to send $1000. Otherwise, only $500.

10) The receiver has to add a credit card to the account to be able to capture the funds sent.

11) Make sure to select "Goods and Sevices" when sending money.



« Last edited by Moshe123 on April 26, 2013, 06:38:29 pm »

Author Topic: Amazon Payments Master Thread  (Read 84394 times)

Online David

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Amazon Payments Master Thread
« on: September 03, 2010, 02:18:29 pm »
What do you guys think of this one:
https://payments.amazon.com/sdui/sdui/personal/textpayme/faq

Amazon has started allowing people to send each other money for free.
I haven't tried it yet, but from reading on other sites, it seems you can send someone up to $500 from a bank account and up to $1000 if you fund it from a ...Credit card!!! These limits are per month.

So if i send my wife $1000 and she sends me $1000 every month...that's some easy starpoints and an easy way to meet a spending threshold.
It can also be an easy way to pay someone for something and use a credit card and get points..like a babysitter!

Select people reported that if they sent $1000 each time, their account was closed for going over the limit Maybe its a good idea to send $900 or something like that. It also has bee reported as going through as a charge and not as cash advance.

I also saw that if you verify a bank account, you can increase your limit. I wonder if that would increase your limit on sending money via credit card as well.

Wonders if too much of this could lead to them shutting down my regular account. In the report i saw of someone getting their account closed, the email specified that they were closing his "amazon payments" account...

Thoughts?
« Last Edit: September 03, 2010, 03:28:37 pm by David »

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #1 on: September 03, 2010, 04:59:36 pm »
Has this been going on for a while already? I was thinking this could be the new way to "mint" starwood points, on a much smaller scale of course.

Offline MarkS

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #2 on: September 03, 2010, 06:28:23 pm »
Looks like a good idea. I made a payment from one account to another. It gives an option of payment for Goods/Services or Cash Advance.  It says that the cash advance option will be treated by your CC as a cash advance so I assume it follows that Goods/Services are indeed a free way to earn miles.     

I made myself a payment of $950. At first it wasn't working bec. I hadn't linked my bank acount so it said I have a limit of $500. Once I linked my account (and verified it) I made the $950 payment which posted instantly to the other amazon account. It seems that verifying gets you from $500 to $1000 but there is no way to do more in a month.  I am withdrawing from my 2nd amazon acct to my bank which it says takes 5 business days.

Has this been going on for a while already? I was thinking this could be the new way to "mint" starwood points, on a much smaller scale of course.

$1000 per month is def a small scale but if you have a few amazon accounts.....It all adds up!
« Last Edit: September 03, 2010, 06:31:57 pm by MarkS »

Offline Dan

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #3 on: September 03, 2010, 06:35:49 pm »
I wouldn't do this from your main amazon account.  Not worth getting banned over.

It does sound very intriguing though.
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Offline Yellow

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #4 on: September 03, 2010, 07:57:21 pm »
Has this been going on for a while already? I was thinking this could be the new way to "mint" starwood points, on a much smaller scale of course.
Yes that would be awesome... the mint is really annoying (waiting for the coins, having to be home when they get delivered, dealing with depositing them etc)
I wouldn't do this from your main amazon account.  Not worth getting banned over.

It does sound very intriguing though.

What do you mean by "main" amazon account

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #5 on: September 04, 2010, 01:33:19 pm »
And there are no fees?
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Re: Earn miles/points with Amazon payments using a credit card
« Reply #6 on: September 04, 2010, 07:16:11 pm »
I have a great way to achieve free spending (and getting money back) via visa/mastercard.

The condition would be to change your billing address, to a non usa or israel address.
And have a non usa bank account, which isn't a big deal.

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #7 on: September 04, 2010, 09:11:55 pm »
And there are no fees?
I did it from one account to another with no fees.

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #8 on: September 04, 2010, 09:54:59 pm »
BEWARE people are getting nailed I have a friend who has been asked to verify his accounts afte doing this, dunno all the details.

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #9 on: September 04, 2010, 10:05:23 pm »
There are no fees and to be honest i plan to use this legit. Im going to pay our babysitter with this and then transfer the funds from the amazon account to her account. This saves us from writing checks, we get points for it, and she gets direct deposit.

BEWARE people are getting nailed I have a friend who has been asked to verify his accounts afte doing this, dunno all the details.

What do you mean by verify accounts? Verify his bank accounts? How is that getting nailed?

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #10 on: September 05, 2010, 03:26:43 am »
As I said no details are avilable to me now, but it didn't sound like verifying bank accounts.

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #11 on: September 05, 2010, 07:20:21 am »
I have a great way to achieve free spending (and getting money back) via visa/mastercard.

The condition would be to change your billing address, to a non usa or israel address.
And have a non usa bank account, which isn't a big deal.

What do you mean by that?
How could you get free spending cause you have an account in Israel?
You could do it only on specific cards?

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #12 on: September 05, 2010, 08:07:13 am »
it seems like this could only be done with a mobile phone, does anyone know how to do it by computer

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Re: Earn miles/points with Amazon payments using a credit card
« Reply #13 on: September 05, 2010, 08:13:45 am »
it seems like this could only be done with a mobile phone, does anyone know how to do it by computer
https://payments.amazon.com/sdui/sdui/overview
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Re: Earn miles/points with Amazon payments using a credit card
« Reply #14 on: September 05, 2010, 11:25:10 am »

What do you mean by verify accounts? Verify his bank accounts? How is that getting nailed?

Perhaps he wasn't using his main amazon account and amazon want's proof of who he is. Just guessing.