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Ill spell it out for the feeble.
You dont call up and ask if they take Visa gift cards for  a money order.
You dont call up and ask if they take Mastercard gc for a MO
You dont flippin call!


You go into a store and ask for an MO and she says ok its, XXX.XX say no p, take out your debit card and swipe. If the rep says no debits then apologize and leave. If she says lemme see that is that a gc say NO ITS A DEBIT. if she asks wheres your name you say (among many other options to think of) the permanent one is on the way and im using the temp one until i receive it. If you need to swipe more than once, its ok to have multiple debits (for those who are lacking in common sense). But be nonchalant dont be in your face about it to the rep. Reps want to feel they're in charge, its natural for a minimum paid employees...




I think this should give the basics on how to get a MO if you find a place.... this is not rocket science. But it seems like it is to some.... Where to cash out GCs for MO:

Where                                       Which gift card                                   Fee                                     max MO amount                                   

Service desk @ Wal-Mart                  MVD,  Visa from Meta bank,                                  70 cents                                           $1000
                                                  chase (phased out)                                                                                      $1000   
                                                     
Rite Aid                                                                                                 $0.89                                          $500
       
"HaNesher HaGadol"                            One Vanilla                                 .52                                          $500 max     
meijer-69 cents up to $1000-most stores
NOTES:
MVD charges 50 cents per transaction so ask for MO of card amount- (fee+ 50 cents) eg @WM ask for 498.80 on MO (or cover $1.20 some other way)
« Last edited by bb1836 on June 04, 2015, 06:22:46 PM »

Author Topic: Money Orders (USPS RIP 11/3/17)  (Read 97145 times)

Offline Moes Tavern

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Re: Money Orders
« Reply #60 on: December 17, 2013, 12:02:39 PM »
Doesn't MVD = cash at bank, why buy MO? I'm confused...
I was a little leery of showing up at the bank each day asking for $999 CA. Also MVD has $1.95 CA fee. Its cheaper to go the MO route
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Offline ushdadude

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Re: Money Orders
« Reply #61 on: December 17, 2013, 02:21:15 PM »
I have used my MVD at Wal-Mart to buy a MO and they charge 70 cents for it. I am wondering if there are any cheaper places out there?

i just tried buying w/ $500 MVD but it got declined. I gave a dollar to cover fee. It only went through when he charged 499 to card...weird
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moes Tavern

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Re: Money Orders
« Reply #62 on: December 17, 2013, 02:24:23 PM »
i just tried buying w/ $500 MVD but it got declined. I gave a dollar to cover fee. It only went through when he charged 499 to card...weird
MVD charges 50 cents for a transaction.
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Offline ushdadude

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Re: Money Orders
« Reply #63 on: December 17, 2013, 02:29:29 PM »
MVD charges 50 cents for a transaction.

good to know. any way to empty balance of 50 cents from MVD?
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline PBaruch

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Re: Money Orders
« Reply #64 on: December 17, 2013, 02:30:41 PM »
good to know. any way to empty balance of 50 cents from MVD?

Starbucks
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Offline ushdadude

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Re: Money Orders
« Reply #65 on: December 17, 2013, 02:33:17 PM »
Starbucks

if they charge 50 cents for transaction, how do you get 50 cents off card? the only way i can think of is to load it with VR but I'd rather just load VR straight to bb
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Saver2000

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Re: Money Orders
« Reply #66 on: December 17, 2013, 02:33:46 PM »
good to know. any way to empty balance of 50 cents from MVD?
If you have 50 cent balance,  how will you empty it? It cost 50 vent per transaction,  so you'll be left with 0

Offline sam i am

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Re: Money Orders
« Reply #67 on: December 17, 2013, 02:37:23 PM »
What state are you in? Was that the Gift Card mall visa or MC?
Thats odd as the GC I purchased in AP worked to buy an MO in Walmart last week.
I'm in Lakewood and it was a regular visa GC.
OK. I went to Howell WM and tried to purchase MO with 2 GC for 1k , including fee. First card wouldn't work. But second did! First was a MC from Mygiftcardsite second was a visa from Giftcard mall. So at least I got a $500 MO. The question is is the problem with MC or Mygiftcardsite?

Offline ushdadude

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Re: Money Orders
« Reply #68 on: December 17, 2013, 02:39:29 PM »
I got a MO for $999.30 and paid $500 from 2 GC.

MVD charges 50 cents for a transaction.

how does this work?
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moes Tavern

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Re: Money Orders
« Reply #69 on: December 17, 2013, 02:51:40 PM »
how does this work?
He wasn't using an MVD.

If you have 50 cent balance,  how will you empty it? It cost 50 vent per transaction,  so you'll be left with 0
I guess you just consider it as a cost of using an MVD.
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Offline Saver2000

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Re: Money Orders
« Reply #70 on: December 17, 2013, 02:53:53 PM »
I guess you just consider it as a cost of using an MVD.
Huh?
I was posting for you and ushude explaining why Starbucks is not an option.

Offline Moes Tavern

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Re: Money Orders
« Reply #71 on: December 17, 2013, 02:56:46 PM »
Huh?
I was posting for you and ushude explaining why Starbucks is not an option.
I was saying you take it as a loss, because i am not sure how you get the last 50 cents off the card.
"I've done some things I'm not proud of, and the things I am proud of are pretty disgusting"

Offline ushdadude

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Re: Money Orders
« Reply #72 on: December 17, 2013, 03:07:15 PM »
I was saying you take it as a loss, because i am not sure how you get the last 50 cents off the card.

lesson learned. next time i will ask for 498.80 on the MO to cover 50+70 cents
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moes Tavern

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Re: Money Orders
« Reply #73 on: December 17, 2013, 03:10:21 PM »
lesson learned. next time i will ask for 498.80 on the MO to cover 50+70 cents
Or you can ask for $499.50 and  take 70 cents from the change cup in your car to cover the MO fee.

I have done this a few times.
"I've done some things I'm not proud of, and the things I am proud of are pretty disgusting"

Offline PBaruch

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Re: Money Orders
« Reply #74 on: December 17, 2013, 03:12:24 PM »
I got cash advances for free with MVD at Citibank (I have a Citigold account and don't know if that has anything to do with it).  Why would anyone bother with a MO then?  Why not just get a cash advance?
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