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Ill spell it out for the feeble.
You dont call up and ask if they take Visa gift cards for  a money order.
You dont call up and ask if they take Mastercard gc for a MO
You dont flippin call!


You go into a store and ask for an MO and she says ok its, XXX.XX say no p, take out your debit card and swipe. If the rep says no debits then apologize and leave. If she says lemme see that is that a gc say NO ITS A DEBIT. if she asks wheres your name you say (among many other options to think of) the permanent one is on the way and im using the temp one until i receive it. If you need to swipe more than once, its ok to have multiple debits (for those who are lacking in common sense). But be nonchalant dont be in your face about it to the rep. Reps want to feel they're in charge, its natural for a minimum paid employees...




I think this should give the basics on how to get a MO if you find a place.... this is not rocket science. But it seems like it is to some.... Where to cash out GCs for MO:

Where                                       Which gift card                                   Fee                                     max MO amount                                   

Service desk @ Wal-Mart                  MVD,  Visa from Meta bank,                                  70 cents                                           $1000
                                                  chase (phased out)                                                                                      $1000   
                                                     
Rite Aid                                                                                                 $0.89                                          $500
       
"HaNesher HaGadol"                            One Vanilla                                 .52                                          $500 max     
meijer-69 cents up to $1000-most stores
NOTES:
MVD charges 50 cents per transaction so ask for MO of card amount- (fee+ 50 cents) eg @WM ask for 498.80 on MO (or cover $1.20 some other way)
« Last edited by bb1836 on June 04, 2015, 06:22:46 PM »

Author Topic: Money Orders (USPS RIP 11/3/17)  (Read 97143 times)

Offline Saver2000

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Re: Money Orders
« Reply #75 on: December 17, 2013, 03:12:41 PM »
Or you can ask for $499.50 and  take 70 cents from your change cup in your car to cover the MO fee.
Or just get an MO for $498.80  ::)
« Last Edit: December 17, 2013, 03:17:32 PM by Saver2000 »

Offline Moes Tavern

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Re: Money Orders
« Reply #76 on: December 17, 2013, 03:14:15 PM »
I got cash advances for free with MVD at Citibank (I have a Citigold account and don't know if that has anything to do with it).  Why would anyone bother with a MO then?  Why not just get a cash advance?
The only Citibank's located near me are the ATM's in 7-Eleven

According to MVD's fee schedule on their website its $1.95 for a CA.
« Last Edit: December 17, 2013, 03:19:15 PM by Moes Tavern »
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Offline ushdadude

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Re: Money Orders
« Reply #77 on: December 17, 2013, 03:15:02 PM »
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline PBaruch

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Re: Money Orders
« Reply #78 on: December 17, 2013, 03:17:14 PM »
The only Citibank's located near me are the ATM's in 7-Eleven

It doesn't only work at Citibank.  I recall Dan posting about cash advances.  I'm sure it will work at other banks as well.  Only potential issue is a bank may refuse a cash advance until you get the permanent card with your name on it. 
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Offline Saver2000

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Re: Money Orders
« Reply #79 on: December 17, 2013, 03:18:05 PM »

Online churnbabychurn

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Re: Money Orders
« Reply #80 on: December 17, 2013, 03:47:18 PM »
what time do the money centers close at WM, same as store?

Offline PBaruch

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Re: Money Orders
« Reply #81 on: December 17, 2013, 03:48:25 PM »
what time do the money centers close at WM, same as store?

If you are referring to the ATM machine, I have had an instance where they closed it down before 12:00 a.m. (I got there 10 minutes too late).  I know that the machines are typically not on 24 hours a day.  They do close them down at some point at night and turn them on in the morning.
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Online churnbabychurn

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Re: Money Orders
« Reply #82 on: December 17, 2013, 03:48:52 PM »
If you are referring to the ATM machine, I have had an instance where they closed it down before 12:00 a.m. (I got there 10 minutes too late).  I know that the machines are typically not on 24 hours a day.  They do close them down at some point at night and turn them on in the morning.
and CS desk?

Offline PBaruch

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Re: Money Orders
« Reply #83 on: December 17, 2013, 03:49:31 PM »
and CS desk?

No idea.  Why would you want to go to the CS desk?  Just load GC at the cashiers.
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Offline menachem_m

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Re: Money Orders
« Reply #84 on: December 17, 2013, 03:59:43 PM »
Maybe that's not unlimited?

Offline Moes Tavern

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Re: Money Orders
« Reply #85 on: December 17, 2013, 04:18:37 PM »
Maybe that's not unlimited?
That's unlimited till the person behind the counter asks to see your "debit card".   :D
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Offline PBaruch

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Re: Money Orders
« Reply #86 on: December 17, 2013, 04:20:36 PM »
That's unlimited till the person behind the counter asks to see your "debit card".   :D

1k per day per BB card and 5k per month per BB card.

I routinely do 4k at the same cashier when the ATM is b0rked.
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Offline menachem_m

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Re: Money Orders
« Reply #87 on: December 17, 2013, 05:28:40 PM »
And mo is unlimited. That's all.

Offline ice man

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Re: Money Orders
« Reply #88 on: December 18, 2013, 06:50:20 PM »
Pardon my ignorance, but I am lost on this matter.
Can someone post in simple terms what is going on here, and how it is done?
TIA

Offline ushdadude

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Re: Money Orders
« Reply #89 on: December 18, 2013, 07:21:34 PM »
Pardon my ignorance, but I am lost on this matter.
Can someone post in simple terms what is going on here, and how it is done?
TIA

you buy a GC or MVD with CC. Take it to a store that sells MOs and deposit said MO in bank.
If you see something that is 50% off but don't need it, walk away and save yourself 100%