Author Topic: Citi dividend card - 5 % drug stores  (Read 5010 times)

Offline danrocks613

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Citi dividend card - 5 % drug stores
« on: December 15, 2013, 10:46:32 PM »
Citi dividend card is giving 5% on drug stores first qtr 2014 up to the annual limit of $300 cash back. So $6000 of vanilla reloads will get you the max.

I believe that every year this card has at least one qtr with drug stores so it might be worth it to sign up just for that (card carries no fees; and you will get a 100 sign up bonus although that might count towards the 300 max annual - not sure)

Alternatively you can downgrade the premier card which carries a 125 annual fee. If that is what you wish to do I suggest you do it immediately because the card conversion takes 51 days to complete (per federal regs acc to my understanding). Of course you can also convert the preferred or the hilton visa gold if you have those and don't really use them.

Offline David R

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Re: Citi dividend card - 5 % drug stores
« Reply #1 on: March 16, 2014, 03:46:47 PM »
2014 Q2 was just announced. 5% CB at:
  • Home Furnishing Stores
  • Home & Garden Stores
  • The Home Depot®
Too bad they don't announce the whole year in advance like Chase does for Freedom. That way we would know in advance if there is something more useful coming later in the year. For example, if I knew I could get 5% CB on groceries later in the year, I would not have paid extra VR fees to spend $6K at CVS this quarter.

Offline David R

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Re: Citi dividend card - 5 % drug stores
« Reply #2 on: June 15, 2014, 02:21:55 PM »
2014 Q3 was just announced. 5% CB at:
  • Car Rental Agencies - Car rental agencies are classified as merchants that provide the short-term or long-term rentals of cars, trucks or vans.
  • Theme Parks - Theme parks (including circuses, zoos and aquariums) are classified as merchants that operate amusement parks and carnivals offering mechanical rides, games and/or live animal shows.
  • Movie Theaters - Movie theaters are classified as merchants that operate movie theaters, including drive-in theaters. Such merchants sell tickets and refreshments, and may or may not offer advance ticket reservations via the phone.
  • Hotels & resorts within the Hilton Portfolio:
     Waldorf Astoria® Hotels & Resorts
     Conrad® Hotels & Resorts
     Hilton Hotels & Resorts
     DoubleTree by Hilton™
     Embassy Suites Hotels™
     Hilton Garden Inn®
     Hampton Inn®
     Homewood Suites by Hilton®
     Home2 Suites by Hilton®
     Hilton Grand Vacations®

Sign up at http://dividend.quarterlyoffer.citi.com

Offline sam i am

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Re: Citi dividend card - 5 % drug stores
« Reply #3 on: June 15, 2014, 11:34:44 PM »
Is there anyone who didn't max out in Q1?

Offline David R

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Re: Citi dividend card - 5 % drug stores
« Reply #4 on: June 16, 2014, 12:07:51 PM »
Is there anyone who didn't max out in Q1?
Had I bought $6K in VR, I would have spent $47.40 in VR fees that I could not earn 5% on because it would exceed the annual $300 CB limit. For that reason, and in the event any other useful categories would come up later in the year, I only did about $5500 MS in Q1. Furthermore, my Dividend card is an AmEx, so I still want to earn some CB if I take advantage of AmEx offers throughout the year. For example, I'll be spending $75 at Home Depot this month and will get the $15 AmEx promotion and still earn 5% CB.

Offline David R

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Re: Citi dividend card - 5 % drug stores
« Reply #5 on: December 21, 2014, 01:23:02 AM »
Is there anyone who didn't max out in Q1?

Had I bought $6K in VR, I would have spent $47.40 in VR fees that I could not earn 5% on because it would exceed the annual $300 CB limit. For that reason, and in the event any other useful categories would come up later in the year, I only did about $5500 MS in Q1. Furthermore, my Dividend card is an AmEx, so I still want to earn some CB if I take advantage of AmEx offers throughout the year. For example, I'll be spending $75 at Home Depot this month and will get the $15 AmEx promotion and still earn 5% CB.
In Q4, I used this card with the Best Buy Amex offer to pay about $250 towards the cost of a pile of $200 Visa gift cards and also earned 5%, thereby reaching the $300 maximum dividend for the year. So it was a good strategy to not max out the limit in Q1.

Offline David R

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Re: Citi dividend card - 5% category
« Reply #6 on: December 23, 2014, 08:49:34 PM »
2015 Q1: Macy's, Macys.com and home furnishing stores

It looks like Citi may have finally joined Chase in announcing the categories for the whole year in advance. When you follow the link upthread, it shows:
2015 Q2: The Home Depot and Home & Garden Stores
2015 Q3: Hilton and Airlines
2015 Q4: Best Buy and Department Stores

Offline Thingywingy

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Re: Citi dividend card - 5 % drug stores
« Reply #7 on: December 06, 2017, 11:58:55 PM »
I retain my Citi Dividend card as it was my 1st CC. I used up the $300 way back in the beginning of 2017. The current quarter is 5% back at Best Buy & other department stores. My December statement just closed and I believe that because next statement will close after Jan 1, spending till the end of the year will be credited at that rate. Let's if I can hit $6000 = $300!
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Offline ludmila

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Re: Citi dividend card - 5 % drug stores
« Reply #8 on: December 09, 2017, 01:26:00 AM »
I retain my Citi Dividend card as it was my 1st CC. I used up the $300 way back in the beginning of 2017. The current quarter is 5% back at Best Buy & other department stores. My December statement just closed and I believe that because next statement will close after Jan 1, spending till the end of the year will be credited at that rate. Let's if I can hit $6000 = $300!
I did it all this year under the drugstore quarter. Hopefully same next year.
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Offline David R

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Re: Citi dividend card - 5 % drug stores
« Reply #9 on: December 09, 2017, 10:46:16 PM »
I made a random call to Citi one day to see what they could offer. They offered an extra .2% so I only needed to spend $5769.23 at the pharmacy instead of $6000 to max out for the year.