Author Topic: Looking for checking account with no fees (Read 7915 times)

etech0 · « **on:** January 24, 2014, 03:03:51 PM »

This would be a secondary account (I already have one with Chase) that I can deposit MOs into, and do other fun stuff. I'm told it's risky to deposit MOs into Chase, that's why I'm looking for something else

Thanks!

SearchGuy · « **Reply #1 on:** January 24, 2014, 03:17:41 PM »

C1 is free with $300, I think TD also

gomike · « **Reply #2 on:** January 25, 2014, 12:05:42 AM »

tarcapone · « **Reply #3 on:** January 25, 2014, 08:16:08 AM »

Try a credit Union. I use NEFCU on Long Island. Even pays 2.5% interest.

m65 · « **Reply #4 on:** January 25, 2014, 07:00:13 PM »

try capitalone360 and get $50 (and i get $20 for reffering u). i love it
https://r.capitalone360.com/VBhZHHvZTR

Joe4007 · « **Reply #5 on:** January 25, 2014, 07:03:00 PM »

M&T Bank has free checking.

avremie · « **Reply #6 on:** January 25, 2014, 07:36:56 PM »

Quote from: gomike on January 25, 2014, 12:05:42 AM

Boa

I don't think boa is free

Yeki89 · « **Reply #7 on:** January 25, 2014, 08:09:37 PM »

I think if you write where you live it can be helpful.

Shmulyg · « **Reply #8 on:** January 25, 2014, 08:13:10 PM »

Quote from: avremie on January 25, 2014, 07:36:56 PM

I don't think boa is free

+1
Only the student accounts are. Otherwise it's $12 a month or minimum balance of $1,500.

Shmulyg · « **Reply #9 on:** January 25, 2014, 08:15:05 PM »

Quote from: m65 on January 25, 2014, 07:00:13 PM

try capitalone360 and get $50 (and i get $20 for reffering u). i love it

1. Referrals are not allowed on this forum.
2. How do you deposit MOs to an online bank account?
3. In general, they work like a snail. 5 days for anything to clear.

voldemort · « **Reply #10 on:** January 25, 2014, 08:17:57 PM »

Capitol one 360 does a hard pull,potentially from all 3

etech0 · « **Reply #11 on:** January 25, 2014, 08:18:44 PM »

Quote from: Yeki89 on January 25, 2014, 08:09:37 PM

I think if you write where you live it can be helpful.

Monsey. And thanks for all the suggestions so far - looking forward to hear more comments!

etech0 · « **Reply #12 on:** January 25, 2014, 08:46:03 PM »

Quote from: tarcapone on January 25, 2014, 08:16:08 AM

Try a credit Union. I use NEFCU on Long Island. Even pays 2.5% interest.

Any Credit Union banks in Monsey?

metziah · « **Reply #13 on:** January 25, 2014, 11:57:38 PM »

Quote from: avremie on January 25, 2014, 07:36:56 PM

I don't think boa is free

An online account only with BOA is free.

etech0 · « **Reply #14 on:** January 25, 2014, 11:59:15 PM »

Quote from: metziah on January 25, 2014, 11:57:38 PM

An online account only with BOA is free.

Can I deposit MOs into an online account??

avremie · « **Reply #15 on:** January 26, 2014, 12:18:58 AM »

Online account means you'll have a fee to use the Teller. I don't see how you can do that

etech0 · « **Reply #16 on:** January 26, 2014, 12:30:13 AM »

Quote from: avremie on January 26, 2014, 12:18:58 AM

Online account means you'll have a fee to use the Teller. I don't see how you can do that

So that's out. Looks like my options are TD, C1, or a credit union bank (don't know of any in Monsey, maybe someone can advise)

I also see that Citi has free checking if you do one direct deposit and one bill pay a month. Could I accomplish the direct deposit with BB?

TY

notanonymous · « **Reply #17 on:** January 26, 2014, 12:33:58 AM »

Quote from: etech0 on January 26, 2014, 12:30:13 AM

So that's out. Looks like my options are TD, C1, or a credit union bank (don't know of any in Monsey, maybe someone can advise)

I also see that Citi has free checking if you do one direct deposit and one bill pay a month. Could I accomplish the direct deposit with BB?

TY

If you have one near you, Schwab.

etech0 · « **Reply #18 on:** January 26, 2014, 12:34:47 AM »

Quote from: notanonymous on January 26, 2014, 12:33:58 AM

If you have one near you, Schwab.

Sorry - if I have WHAT near me? If you mean Citi, I do.

ilherman · « **Reply #19 on:** January 26, 2014, 12:47:21 AM »

Apple bank haves a free checking account option.