Author Topic: Figuring Out the Math  (Read 6782 times)

Offline Super Speed

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Re: Figuring Out the Math
« Reply #15 on: July 24, 2014, 06:45:39 PM »
Option 1.
I'll say the math dealing with 5K spend.
If you spend 5K on each of those cards at their bonus categories you're going to have different levels of profits. I'll start with the Ink, buy 5K in GC you need to purchase 25 GC they cost $6.95 each but if you're enrolled in VSE it comes out to $4.95 each, X25 is $123.75. $5,000 will net you 25K points for $123.75. Let's move on to the Amex BC if you spend 5K at say S&S you need 10 GC each one cost $5.95 X10 that's $59.50. $5,000 will net you $250 - $59.50 and your profit is $190.50 If you buy the points @1.5 you won't even be able to purchase 13K in UR points. Makes sense?
« Last Edit: July 24, 2014, 06:55:54 PM by Super Speed »

Online ChaimMoskowitz

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Re: Figuring Out the Math
« Reply #16 on: July 24, 2014, 06:48:25 PM »
Option 1.
trust but verify. won't it depend on the price one can get Hyatt points for?
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Offline ah

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Re: Figuring Out the Math
« Reply #17 on: July 24, 2014, 06:53:10 PM »
UR are worth more than .01- but have to do the math concerning the $4.88? fee (after the 1%)

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Re: Figuring Out the Math
« Reply #18 on: July 24, 2014, 06:56:35 PM »
UR are worth more than .01- but have to do the math concerning the $4.88? fee (after the 1%)
it is not that simple. you also have to figure out how much you will make with the 5% card. do we base it on 5 200 cards against 2 500 cards or five cards against five cards?
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Offline Super Speed

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Re: Figuring Out the Math
« Reply #19 on: July 24, 2014, 06:59:18 PM »
it is not that simple. you also have to figure out how much you will make with the 5% card. do we base it on 5 200 cards against 2 500 cards or five cards against five cards?
Look above I edited my post.


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Re: Figuring Out the Math
« Reply #20 on: July 24, 2014, 07:02:42 PM »
Look above I edited my post.
that is what I was looking for. lets say one could get points for 1/cpp. you would then be better of with CB and purchasing the points? what cpp would be the break even point?
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Offline Super Speed

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Re: Figuring Out the Math
« Reply #21 on: July 24, 2014, 07:06:26 PM »

that is what I was looking for. lets say one could get points for 1/cpp. you would then be better of with CB and purchasing the points? what cpp would be the break even point?
Like .75-.8 would break even.

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Re: Figuring Out the Math
« Reply #22 on: July 24, 2014, 07:09:06 PM »
Like .75-.8 would break even.
my math is off then. i was looking at around 1.16 as break even.
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Offline Super Speed

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Figuring Out the Math
« Reply #23 on: July 24, 2014, 07:10:29 PM »
my math is off then. i was looking at around 1.16 as break even.
How can that be, if you're purchasing only 13K @1.5 with the profits of the CB then 25K would be a dot less then half of 1.5

Offline srap

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Re: Figuring Out the Math
« Reply #24 on: July 24, 2014, 07:11:02 PM »
Option 1.
I'll say the math dealing with 5K spend.
If you spend 5K on each of those cards at their bonus categories you're going to have different levels of profits. I'll start with the Ink, buy 5K in GC you need to purchase 25 GC they cost $6.95 each but if you're enrolled in VSE it comes out to $4.95 each, X25 is $123.75. $5,000 will net you 25K points for $123.75. Let's move on to the Amex BC if you spend 5K at say S&S you need 10 GC each one cost $5.95 X10 that's $59.50. $5,000 will net you $250 - $59.50 and your profit is $190.50 If you buy the points @1.5 you won't even be able to purchase 13K in UR points. Makes sense?
Excellent spelling it out!  The only change in the math I would meekly add is that the above makes it 49.5cpp instead of $122 (=12200 cents, that's $4.88, not $4.95) divided by 25,875 (that's 25x1035, not 25K).  This calculation gives the 47.15cpp as @David R explains upthread.

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Re: Figuring Out the Math
« Reply #25 on: July 24, 2014, 07:21:08 PM »
How can that be, if you're purchasing only 13K @1.5 with the profits of the CB then 25K would be a dot less then half of 1.5
your math:

IP/IB cost 123.75
BC I make 190.50

So if I would buy the points (25k) break even would be 123.75 + 190.50, correct? that comes out to about 1.25 cpp.
I just found a new supply of forks!

Offline Super Speed

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Re: Figuring Out the Math
« Reply #26 on: July 24, 2014, 07:23:04 PM »
your math:

IP/IB cost 123.75
BC I make 190.50

So if I would buy the points (25k) break even would be 123.75 + 190.50, correct? that comes out to about 1.25 cpp.
You lost me there.


Offline ah

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Re: Figuring Out the Math
« Reply #27 on: July 24, 2014, 07:25:16 PM »
You lost me there.
+1 and this is making my headache (that I've been trying to get rid of all day) much worse

Offline Super Speed

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Re: Figuring Out the Math
« Reply #28 on: July 24, 2014, 07:28:12 PM »
your math:

IP/IB cost 123.75
BC I make 190.50

So if I would buy the points (25k) break even would be 123.75 + 190.50, correct? that comes out to about 1.25 cpp.
Why did you add thos numbers together. From the Ink I look at that you "purchased" 25K for $123 and from the BC assuming it'll cost 1.5 you'll only be able to purchase 13K.


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Re: Figuring Out the Math
« Reply #29 on: July 24, 2014, 07:30:44 PM »
You lost me there.
if I purchase 25k points at 1.25 the total will be 312.50. if I use my cash back of 190 I will have to kick in another 122.50. this is the break even between IP/IB and BC. these are not exact figures.

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