Author Topic: Free Transunion credit report at CreditKarma.com (Read 7124 times)

Dan · « **Reply #20 on:** July 30, 2014, 03:27:33 PM »

Quote from: Hidden on July 30, 2014, 03:10:32 PM

how?

Often times they're way off. And people think they can figure out how their scores work based on FAKO fluctuations.

One person's FAKO went down 100 points from a new card app while his FICO went went up 5 points. No rhyme or reason, it's all made up on the spot and nobody else is using CKs scoring system besides CK.

joey123 · « **Reply #21 on:** July 30, 2014, 03:29:52 PM »

Quote from: Dan on July 30, 2014, 03:27:33 PM

Often times they're way off. And people think they can figure out how their scores work based on FAKO fluctuations.

One person's FAKO went down 100 points from a new card app while his FICO went went up 5 points. No rhyme or reason, it's all made up on the spot and nobody else is using CKs scoring system besides CK.

Got it! Thanks. It's still good to see if 3BM was successful, correct?

sm8542 · « **Reply #22 on:** July 30, 2014, 04:23:09 PM »

so dan where could I see my fico for FREE ? (I'm a DDF'er) MYFICO.com having a fee

Dan · « **Reply #23 on:** July 30, 2014, 04:23:53 PM »

If you have a Barclay or Discover card you can get it free.

MC · « **Reply #24 on:** July 30, 2014, 04:29:41 PM »

Quote from: Dan on July 30, 2014, 04:23:53 PM

If you have a Barclay or Discover card you can get it free.

I thought the Barclay's one is fake?

Dan · « **Reply #25 on:** July 30, 2014, 04:30:37 PM »

MC · « **Reply #26 on:** July 30, 2014, 04:32:12 PM »

Hmm... I guess that's good and bad. I like knowing I can see my score, but for some reason it just went down 40 points for opening two new accounts. I was kinda hoping that wasn't true.

Hidden · « **Reply #27 on:** July 30, 2014, 04:42:21 PM »

Does anyone have any experience with Quizzle.com? Officially free equafax credit report twice a year.

Dan · « **Reply #28 on:** July 30, 2014, 04:44:54 PM »

Quote from: MC on July 30, 2014, 04:32:12 PM

Hmm... I guess that's good and bad. I like knowing I can see my score, but for some reason it just went down 40 points for opening two new accounts. I was kinda hoping that wasn't true.

Give it a few months and report back.

sm8542 · « **Reply #29 on:** July 30, 2014, 05:43:40 PM »

Quote from: Dan on July 30, 2014, 04:23:53 PM

If you have a Barclay or Discover card you can get it free.

i only have chase and amax

avadah · « **Reply #30 on:** July 30, 2014, 08:20:39 PM »

Quote from: Dan on July 30, 2014, 04:23:53 PM

If you have a Barclay or Discover card you can get it free.

Yeah but only TU.

Dan · « **Reply #31 on:** July 30, 2014, 09:55:22 PM »

Discover isn't TU.

Joe4007 · « **Reply #32 on:** July 30, 2014, 11:51:42 PM »

Quote from: MC on July 30, 2014, 04:32:12 PM

Hmm... I guess that's good and bad. I like knowing I can see my score, but for some reason it just went down 40 points for opening two new accounts. I was kinda hoping that wasn't true.

Did you by chance max out one of your cards?

MC · « **Reply #33 on:** July 31, 2014, 01:10:12 AM »

Quote from: Joe4007 on July 30, 2014, 11:51:42 PM

Did you by chance max out one of your cards?

Not even close.

ChaimMoskowitz · « **Reply #34 on:** July 31, 2014, 01:52:53 AM »

Quote from: Dan on July 30, 2014, 09:55:22 PM

Discover isn't TU.

Discover puts your FICO® Credit Score from TransUnion on your statement so you can stay on top of your credit and avoid surprises.

bernadetteelms30 · « **Reply #35 on:** July 31, 2014, 02:10:06 AM »

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