Author Topic: Amex extended payment option on the charge card  (Read 25493 times)

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #20 on: May 16, 2011, 01:23:28 PM »
I was on the phone requesting the 50 K extra mileage match (which I got  :) ). And the rep offered me the extended payment option. I asked him if there is a credit pull and he told me no.
I took the offer and got the points credited in 2 days.
I dont really know if he did a credit pull or not.

How long was the card open for? 50k match on the Platinum or the PR Gold?
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Offline mybeyat1

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Re: Amex extended payment option on the charge card
« Reply #21 on: May 16, 2011, 01:26:07 PM »
Quote

How long was the card open for? 50k match on the Platinum or the PR Gold?
I have an old gold and a new Plat.
I was calling about the Platinum points match and he made me the offer.
It may be on the gold card but I don't know.
Anyway to check online?

Offline Steven

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Re: Amex extended payment option on the charge card
« Reply #22 on: June 05, 2011, 08:24:41 PM »
I got this targeted offer to sign up for pay over time, which I did, and got the 5k points pretty quickly. today I got another email offering 5k point for signing up. I think I am gonna cancel it and resign up. hopefully snagging another 5k!

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #23 on: June 05, 2011, 09:30:34 PM »
I got this targeted offer to sign up for pay over time, which I did, and got the 5k points pretty quickly. today I got another email offering 5k point for signing up. I think I am gonna cancel it and resign up. hopefully snagging another 5k!

Sweet. Does this come via email?
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Offline Steven

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Re: Amex extended payment option on the charge card
« Reply #24 on: June 05, 2011, 10:45:24 PM »
Sweet. Does this come via email?
actually the first time I saw the offer was when I logged into my account, it came up on the top of my page. I clicked on the link to sign up for it. Today the offer came up via an email.

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #25 on: June 05, 2011, 10:59:42 PM »
actually the first time I saw the offer was when I logged into my account, it came up on the top of my page.

Thanks. I'm not eligible yet, but I'll keep my eye out for the banner.
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Offline Steven

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Re: Amex extended payment option on the charge card
« Reply #26 on: June 06, 2011, 11:14:30 AM »
np. how do you know if you are eligible or not? I thought I saw ppl write that they signed up for the pay over time and called to get it matched?

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #27 on: June 06, 2011, 11:20:59 AM »
np. how do you know if you are eligible or not? I thought I saw ppl write that they signed up for the pay over time and called to get it matched?

www.americanexpress.com/payovertime/

If you're eligible they will probably give you the 5k when you call.
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Offline regalhome

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Re: Amex extended payment option on the charge card
« Reply #28 on: June 07, 2011, 08:26:18 AM »
Thanks. I'm not eligible yet, but I'll keep my eye out for the banner.
I called was told I am not eligible, a week later I signed up it worked got the points.

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #29 on: October 26, 2011, 07:35:56 PM »
www.americanexpress.com/payovertime/

If you're eligible they will probably give you the 5k when you call.

Link is dead but you can sign up over the phone. You become eligible like 3-4 billing cycles after your card activates.

I just signed up today (promoID 5670 for the Platinum card, 5688 for the PR Gold card) for a cool 10k MR.

P.s. I wonder if this might trigger F/R, since they ask for your income.
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Offline creditforkids

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Re: Amex extended payment option on the charge card
« Reply #30 on: October 26, 2011, 08:00:33 PM »
No downside to enroll as long as you pay on time each month.
Sign and Travel might be a bureaucratic stranglehold and potential liability to be used against you - my story
when b of a slashed credit in 08 (there are hundreds of forums dedicated to bashing them - there was no warning and they took down people who had lines for 30+ years)
My amex sign and travel was immediately rescinded.
They said I can get it back by invite only - which didn't happen and I finally cancelled all my cards in 2010 to start from scratch - which worked.
But meanwhile, whenever I tried to get an increase in my other amex cards (back to the original amount before b of a screwed everyone) they always said they can't help my account because "once sign and travel gets taken away, I can't get any new credit, etc".

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #31 on: October 26, 2011, 08:03:17 PM »
Sign and Travel might be a bureaucratic stranglehold and potential liability to be used against you - my story
when b of a slashed credit in 08 (there are hundreds of forums dedicated to bashing them - there was no warning and they took down people who had lines for 30+ years)
My amex sign and travel was immediately rescinded.
They said I can get it back by invite only - which didn't happen and I finally cancelled all my cards in 2010 to start from scratch - which worked.
But meanwhile, whenever I tried to get an increase in my other amex cards (back to the original amount before b of a screwed everyone) they always said they can't help my account because "once sign and travel gets taken away, I can't get any new credit, etc".

How is it being taken away a liability?

BTW, it's no longer called sign-and-travel.
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Offline AJK

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Re: Amex extended payment option on the charge card
« Reply #32 on: October 26, 2011, 08:19:28 PM »
I've read reports elsewhere that people got napped with a hard pull. Anyone can confirm or deny?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #33 on: October 26, 2011, 08:42:06 PM »
I've read reports elsewhere that people got napped with a hard pull. Anyone can confirm or deny?

Better not have :o Not worth the measly 10k MR to me.
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Offline AJK

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Re: Amex extended payment option on the charge card
« Reply #34 on: October 26, 2011, 08:47:17 PM »
Wouldnt be worth it for most people... I'm gonna try it anyway because my E's are still frozen (unless current creditors can access those too?)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #35 on: October 26, 2011, 08:47:53 PM »
Wouldnt be worth it for most people... I'm gonna try it anyway because my E's are still frozen (unless current creditors can access those too?)

Ah, good point. My Es are frozen as well :)
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Offline AJK

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Re: Amex extended payment option on the charge card
« Reply #36 on: November 03, 2011, 11:23:28 AM »
Link now works.

Gives me the option to sign up for two cards. Easy 10k with E's frozen.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline sruly

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Re: Amex extended payment option on the charge card
« Reply #37 on: November 03, 2011, 11:42:10 AM »
is the 5k per card or per account?

Offline AsherO

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Re: Amex extended payment option on the charge card
« Reply #38 on: November 03, 2011, 11:47:51 AM »
is the 5k per card or per account?

Per credit card account (as in you can't sign up multiple AUs, but you can sign up for each of your Amex charge cards.
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Offline sruly

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Re: Amex extended payment option on the charge card
« Reply #39 on: November 03, 2011, 11:52:13 AM »
t&c says only one bonus per membership rewards account?