Author Topic: What is a 'Signature based purchase' for a debit card?  (Read 5008 times)

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
What is a 'Signature based purchase' for a debit card?
« on: December 10, 2010, 12:13:59 AM »
I have a few debit cards that award bonus miles for the first 'signature based purchase', what does that even mean?

For example, does a starbucks purchase (where I don't sign) count?
Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline Dan

  • Administrator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 36835
  • DansDeals.com Hat Tips 8769
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: AA Lifetime Plat, UA 1K+Lifetime *G+Lifetime UC, DL Dirt, WN A-List, Airtran Lifetime Elite, Flying Blue Plat, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: What is a 'Signature based purchase' for a debit card?
« Reply #1 on: December 10, 2010, 12:15:21 AM »
As long as they run it through as credit it's sig based.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #2 on: December 10, 2010, 12:17:01 AM »
As long as they run it through as credit it's sig based.

So basically non-pin transactions?
Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1822
  • DansDeals.com Hat Tips 1
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #3 on: December 10, 2010, 12:18:03 AM »
So basically non-pin transactions?
Correct.
In order to understand a recursive method, you need to understand a recursive method.

Offline moe

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2008
  • Posts: 715
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #4 on: December 10, 2010, 12:18:08 AM »
So basically non-pin transactions?
correct.

Offline moe

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2008
  • Posts: 715
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #5 on: December 10, 2010, 12:18:37 AM »
Correct.
you beat me to it by 7 seconds....lol

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1822
  • DansDeals.com Hat Tips 1
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #6 on: December 10, 2010, 12:19:23 AM »
you beat me to it by 7 seconds....lol
lol
In order to understand a recursive method, you need to understand a recursive method.

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #7 on: December 10, 2010, 12:20:56 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.
Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1822
  • DansDeals.com Hat Tips 1
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #8 on: December 10, 2010, 12:24:57 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.
or you can do what Dan did with the Chase Continental Debit Card. $0.02 transactions by sams club gas...
In order to understand a recursive method, you need to understand a recursive method.

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #9 on: December 10, 2010, 12:31:21 AM »
or you can do what Dan did with the Chase Continental Debit Card. $0.02 transactions by sams club gas...

I live in NYC, it would cost me $5 in gas to drive to the nearest Sam's club :D
Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline elikay

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5086
  • DansDeals.com Hat Tips 2
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #10 on: December 10, 2010, 12:32:42 AM »
So basically non-pin transactions?
I believe that it has to do with how they process it, if its processed over STAR or Plus (ATM system) then it cheaper for the merchant and what they want is higher fees, so they won't give you points unless you use the VISA MC networks .
Additionally, on PIN transactions you can always get cashback. Also, I'm not sure if they are charged a percentage if it's PIN based.

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #11 on: December 10, 2010, 01:38:22 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.

Done.

Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 19489
  • DansDeals.com Hat Tips 69
    • View Profile
Re: What is a 'Signature based purchase' for a debit card?
« Reply #12 on: December 14, 2010, 04:28:11 PM »
Gah, it just cleared now, four days later. I guess I'm too impatient...

Quote from: עירובין לד בשינוי
האי אפפוראמא דאזלינן מיני׳ כבי הילולא דמיא, חטוף ואכול חטוף ושתי

Offline Miracle

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 1151
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: Israel
Re: What is a 'Signature based purchase' for a debit card?
« Reply #13 on: July 01, 2013, 02:27:12 PM »
So you can also make online charges and it's the same thing? Ie: Amazon Payments?