Author Topic: first national bank omaha issued by amex (Read 6158 times)

cashasap · « **on:** December 11, 2014, 01:18:31 PM »

anyone know if this card is worth applying for?

VacationLover · « **Reply #1 on:** December 11, 2014, 01:20:49 PM »

What is the opening bonus offer?

cashasap · « **Reply #2 on:** December 11, 2014, 01:23:54 PM »

no bonus points but its an amex with no annual fee and 0 apr…..maybe good for transferring credit limits?

VacationLover · « **Reply #3 on:** December 11, 2014, 01:28:34 PM »

Quote from: gimmeallyourcashasap on December 11, 2014, 01:23:54 PM

no bonus points but its an amex with no annual fee and 0 apr…..maybe good for transferring credit limits?

Oh

you can always open a card like the SPG and then downgrade to this card
http://forums.dansdeals.com/index.php?topic=23990.0
BTW what is the meaning of your username?...

Yaalili · « **Reply #4 on:** December 11, 2014, 01:35:42 PM »

This bank actually has an airline credit card too.

cashasap · « **Reply #5 on:** December 11, 2014, 01:47:10 PM »

just looked on their website didn't notice any airline cards not sure what you're referring to…….. also didn't see this card discussed at all on any threads thats why i brought it up but i guess theres good reason for that being that theres no bonus offer ,even though u can make additional users for free and cash out out on sbs….. (and btw the username is just cuz it makes me laugh when i read it

)

Yaalili · « **Reply #6 on:** December 11, 2014, 01:48:51 PM »

Quote from: gimmeallyourcashasap on December 11, 2014, 01:47:10 PM

just looked on their website didn't notice any airline cards not sure what you're referring to…….. also didn't see this card discussed at all on any threads thats why i brought it up but i guess theres good reason for that being that theres no bonus offer ,even though u can make additional users for free and cash out out on sbs….. (and btw the username is just cuz it makes me laugh when i read it )

SY Airlines has a credit card there.

Iz · « **Reply #7 on:** October 23, 2015, 01:59:24 PM »

I just got an offer for the First National Bank Omaha Amex card. It gives unlimited 1.5% cashback on all purchases. Is this a good deal to waste a credit pull on? Am I missing s/t?
Thanks.

David Smith · « **Reply #8 on:** October 23, 2015, 02:01:17 PM »

Quote from: Iz on October 23, 2015, 01:59:24 PM

I just got an offer for the First National Bank Omaha Amex card. It gives unlimited 1.5% cashback on all purchases. Is this a good deal to waste a credit pull on? Am I missing s/t?
Thanks.

You can do much better than 1.5%.

ChaimMoskowitz · « **Reply #9 on:** October 23, 2015, 02:08:10 PM »

Quote from: David Smith on October 23, 2015, 02:01:17 PM

You can do much better than 1.5%.

I don't think their 6% card is around any longer.

coralsnake · « **Reply #10 on:** October 23, 2015, 02:38:31 PM »

Quote from: ChaimMoskowitz on October 23, 2015, 02:08:10 PM

I don't think their 6% card is around any longer.

Why, you think 1.5 cb is the best available?

ChaimMoskowitz · « **Reply #11 on:** October 23, 2015, 02:42:24 PM »

Quote from: coralsnake on October 23, 2015, 02:38:31 PM

Why, you think 1.5 cb is the best available?

No but if any one has a link to better offer my PM's are working.

Iz · « **Reply #12 on:** October 23, 2015, 02:45:00 PM »

Ok, let me clarify: Besides bonus categories and minimum spend requirements, I use the Amex ED card. That offers 1.2% MR. So this sounds better, if you value MR at $.01. But on second thought, MR is worth at least $.015, so it comes out to $.018, which is better than this Omaha card. But really the question is: what is the best (no fee) card for everyday spend. I assume the ED card. Am I making a mistake? Thanks.

yakrot · « **Reply #13 on:** October 23, 2015, 03:20:13 PM »

Quote from: Iz on October 23, 2015, 02:45:00 PM

Ok, let me clarify: Besides bonus categories and minimum spend requirements, I use the Amex ED card. That offers 1.2% MR. So this sounds better, if you value MR at $.01. But on second thought, MR is worth at least $.015, so it comes out to $.018, which is better than this Omaha card. But really the question is: what is the best (no fee) card for everyday spend. I assume the ED card. Am I making a mistake? Thanks.

Barclay's (A+) gets you better than that

David Smith · « **Reply #14 on:** October 23, 2015, 03:23:53 PM »

Quote from: yakrot on October 23, 2015, 03:20:13 PM

Barclay's (A+) gets you better than that

As does citi double cash and fidelity. And EDP is 1.5%, which is also the equivalent of 2%.

Iz · « **Reply #15 on:** October 23, 2015, 04:11:48 PM »

Quote from: yakrot on October 23, 2015, 03:20:13 PM

Barclay's (A+) gets you better than that

Yes, but it has a fee, and 2.2 isn't CB; it's only for travel credits.

Iz · « **Reply #16 on:** October 23, 2015, 04:13:30 PM »

Quote from: David Smith on October 23, 2015, 03:23:53 PM

As does citi double cash and fidelity. And EDP is 1.5%, which is also the equivalent of 2%.

EDP has a fee, and a whopping pain of 30 transactions. I'm not familiar with the other 2...

David Smith · « **Reply #17 on:** October 23, 2015, 04:17:08 PM »

Quote from: Iz on October 23, 2015, 04:13:30 PM

EDP has a fee, and a whopping pain of 30 transactions. I'm not familiar with the other 2...

How much are you spending a year on the card?

Iz · « **Reply #18 on:** October 23, 2015, 05:08:18 PM »

Quote from: David Smith on October 23, 2015, 04:17:08 PM

How much are you spending a year on the card?

Very hard to say, because of minimum spends that come and go...

David Smith · « **Reply #19 on:** October 23, 2015, 05:09:26 PM »

Quote from: Iz on October 23, 2015, 05:08:18 PM

Very hard to say, because of minimum spends that come and go...

Unless you're spending a lot, it's pretty hard to justify a pull for 1.5%. And if you're spending a lot, you can do better.