Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 71702 times)

Offline ilikedeals

  • Dansdeals Lifetime Platinum Elite
  • Dansdeals Gold Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 103
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Credit Card Car Rental Insurance
« on: January 04, 2011, 11:20:19 PM »
Hey.. does anyone know of any credit cards that will cover all car rental insurance??
« Last Edit: January 17, 2011, 09:15:08 PM by Dan »

Online gozalim

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2008
  • Posts: 2753
  • Total likes: 14
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Car Insurance
« Reply #1 on: January 04, 2011, 11:46:35 PM »
there is no credit card that covers liabilty
all cards cover damage (cdw) as secondary
Amex for $20-25 per rental covers damage primary
world MC covers cdw in Israel (1 country that almost no company covers)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 47097
  • Total likes: 475
  • DansDeals.com Hat Tips 15685
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Car Insurance
« Reply #2 on: January 05, 2011, 02:39:16 AM »
there is no credit card that covers liabilty
all cards cover damage (cdw) as secondary
Amex for $20-25 per rental covers damage primary
world MC covers cdw in Israel (1 country that almost no company covers)
CO Onepass Plus has free primary insurance.
Not valid in Israel though.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline abe1

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2010
  • Posts: 111
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ-USA
Re: Car Insurance
« Reply #3 on: January 14, 2011, 10:01:28 AM »
any idea if a car rental is made thru priceline if it will be coverd with cdw insurance from the credit card you pay pricline?

Offline Bh101

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2010
  • Posts: 761
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Car Insurance
« Reply #4 on: January 14, 2011, 01:48:43 PM »
as long as u decline the cdw from the rental company and pay and reserve the rental on the credit card then yes it covers it. but as dan said the onepass covers as primary insurance.

Offline Avid Reader

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 3975
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC
  • Programs: Starwood Gold, Accor Gold, Hilton Gold, Hertz Five Star Gold, Marriott Silver, National Executive
Re: Car Insurance
« Reply #5 on: January 15, 2011, 07:38:36 PM »
any idea if a car rental is made thru priceline if it will be coverd with cdw insurance from the credit card you pay pricline?
I did one through Travelocity. I called AMEX later and they confirm,ed that it was covered, but I would always call the CC to notify them that it's a car rental to b sure ur covered.

Offline moe

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2008
  • Posts: 752
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Car Insurance
« Reply #6 on: January 15, 2011, 08:40:22 PM »
so for free coverage for a rental in the us (i have a rental tomorrow) is it beeter to use my citi Aadvantage Mc, or amex gold card?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 47097
  • Total likes: 475
  • DansDeals.com Hat Tips 15685
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Car Insurance
« Reply #7 on: January 15, 2011, 08:49:23 PM »
so for free coverage for a rental in the us (i have a rental tomorrow) is it beeter to use my citi Aadvantage Mc, or amex gold card?
Do you have your own car insurance policy?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline moe

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2008
  • Posts: 752
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Car Insurance
« Reply #8 on: January 15, 2011, 09:35:41 PM »
Do you have your own car insurance policy?
yes. why?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 47097
  • Total likes: 475
  • DansDeals.com Hat Tips 15685
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Car Insurance
« Reply #9 on: January 15, 2011, 09:40:33 PM »
yes. why?
Then neither of those cards will cover you as they only help you if your own insurance won't cover it.

You either need the CO Onepass Plus which has free primary insurance or you need to pay the $20/rental AMEX fee to make an AMEX primary insurance.

Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4388
  • Total likes: 0
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: Car Insurance
« Reply #10 on: January 17, 2011, 02:41:41 PM »
Then neither of those cards will cover you as they only help you if your own insurance won't cover it.

You either need the CO Onepass Plus which has free primary insurance or you need to pay the $20/rental AMEX fee to make an AMEX primary insurance.
They will cover the deductible and administrative fees if applicable.

Online gozalim

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2008
  • Posts: 2753
  • Total likes: 14
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Car Insurance
« Reply #11 on: January 17, 2011, 02:53:35 PM »
They will cover the deductible and administrative fees if applicable.
but the rest of the damages will be charged to your insurance, which can affect your rates...

Offline andrew

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jun 2008
  • Posts: 552
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #12 on: February 16, 2011, 05:53:40 PM »
is it recomended to take out liability insurance?

Offline Bh101

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2010
  • Posts: 761
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #13 on: February 16, 2011, 07:15:22 PM »
yes

Offline hocker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2009
  • Posts: 3290
  • Total likes: 14
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #14 on: February 16, 2011, 10:50:59 PM »
Car Rentals in Israel - http://www.rechev.rentals/