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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 92531 times)

Offline srulky

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Re: Credit Card Car Rental Insurance
« Reply #1005 on: January 25, 2018, 01:09:51 PM »
Is AMEX premium coverage the best way to go if you want primary coverage with no deductible or are there other options?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1006 on: January 25, 2018, 01:13:20 PM »
Is AMEX premium coverage the best way to go if you want primary coverage with no deductible or are there other options?
CSR/CSP, MPE, CIP,( IINM, CIC) all have primary.
I'll tell you later

Offline srulky

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Re: Credit Card Car Rental Insurance
« Reply #1007 on: January 25, 2018, 01:25:50 PM »
CSR/CSP, MPE, CIP,( IINM, CIC) all have primary.
with no deductible?

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1008 on: January 25, 2018, 01:27:35 PM »

Offline ludmila

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Re: Credit Card Car Rental Insurance
« Reply #1009 on: January 26, 2018, 12:37:16 AM »
CSR/CSP, MPE, CIP,( IINM, CIC) all have primary.
How about Chase United Explorer personal?
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1010 on: January 26, 2018, 12:43:18 AM »


How about Chase United Explorer personal?
CSR/CSP, MPE, CIP,( IINM, CIC) all have primary.




I'll tell you later

Offline sag95

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Re: Credit Card Car Rental Insurance
« Reply #1011 on: January 26, 2018, 12:52:39 AM »
CSR/CSP, MPE, CIP,( IINM, CIC) all have primary.
Also Ritz, no? The inks you probably will have to prove it's for business.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1012 on: January 26, 2018, 12:54:23 AM »


The inks you probably will have to prove it's for business.
Probably not, but I've always been concerned for that, T&C say something like that.
I'll tell you later

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1013 on: January 26, 2018, 01:16:04 AM »

Offline Buruch

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Re: Credit Card Car Rental Insurance
« Reply #1014 on: February 07, 2018, 05:52:55 PM »
I have direct billing set up with car rental companies so that the ink preferred gets charged directly for rentals, and employees don't present a card at the rental counter at all. Would the card's collision coverage apply being that the company is the renter, and technically the cardholder is not? Here's the relevant portion in the benefits guide:

"Who is eligible for coverage?
You, a person to whom a United States (U.S.) credit card has been
issued (“Cardholder”) and your name is embossed on the card. You
are then covered as the primary renter of the vehicle and any additional
drivers permitted to operate it under the terms of the rental agreement
(“Authorized Person”) are also covered. "

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1015 on: February 07, 2018, 06:29:34 PM »
I have direct billing set up with car rental companies so that the ink preferred gets charged directly for rentals, and employees don't present a card at the rental counter at all. Would the card's collision coverage apply being that the company is the renter, and technically the cardholder is not? Here's the relevant portion in the benefits guide:

"Who is eligible for coverage?
You, a person to whom a United States (U.S.) credit card has been
issued (“Cardholder”) and your name is embossed on the card. You
are then covered as the primary renter of the vehicle and any additional
drivers permitted to operate it under the terms of the rental agreement
(“Authorized Person”) are also covered. "
If the renters name is on the card, it's covered.
I'll tell you later

Offline Iz

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Re: Credit Card Car Rental Insurance
« Reply #1016 on: February 26, 2018, 09:10:17 PM »
Sorry for this basic question, but which cc is the best to use for a car rental in the US? I have various Amex cards, Ink, and some Citi cards, among others. Thanks.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1017 on: February 26, 2018, 09:26:57 PM »
Sorry for this basic question, but which cc is the best to use for a car rental in the US? I have various Amex cards, Ink, and some Citi cards, among others. Thanks.
If you only need secondary insurance use an Amex. Unless the car is an expensive one, and damage can be over 50k (75k?)
For primary, the Ink has, and so do some other Chase cards.
But, Amex offers better insurance if you pay $20/$25 a rental, primary insurance up to 75k/100k.
I'll tell you later

Offline mee

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Re: Credit Card Car Rental Insurance
« Reply #1018 on: March 11, 2018, 09:00:22 PM »
do any cc offer liability
i dont have any insurance and would like 2 rent a car i have usaa and chase sapphire would those be safe choices?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1019 on: March 11, 2018, 09:01:04 PM »
do any cc offer liability
i dont have any insurance and would like 2 rent a car i have usaa and chase sapphire would those be safe choices?
No cards offer liability.
(wiki...)
I'll tell you later