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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 309026 times)

Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1020 on: March 18, 2018, 12:05:14 AM »
In the guide for Saphhire Preffered it states that any violation of the rental agreement, credit card won't cover. Does keeping rental for longer than original return date constitute a violation of agreement  for this?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1021 on: March 18, 2018, 12:08:19 AM »
In the guide for Saphhire Preffered it states that any violation of the rental agreement, credit card won't cover. Does keeping rental for longer than original return date constitute a violation of agreement  for this?
You would need to have the rental contract extended, then you'll be OK IINM
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Offline shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1022 on: March 18, 2018, 12:15:28 AM »
By amex business card, does the rental also have to be for official business in order to be covered?

Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1023 on: March 18, 2018, 01:26:22 AM »
You would need to have the rental contract extended, then you'll be OK IINM
thanx. Can anyone confirm?

Offline shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1024 on: March 19, 2018, 03:29:14 PM »
By amex business card, does the rental also have to be for official business in order to be covered?
BUMP

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1025 on: March 19, 2018, 03:36:13 PM »
BUMP
T&C Don't speak of such requirements
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Offline shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1026 on: March 19, 2018, 04:59:45 PM »
T&C Don't speak of such requirements
Thanks

Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1027 on: March 20, 2018, 05:06:46 PM »
Chase only covers"Vehicle rental periods that do not exceed nor intend to exceed 31 consecutive days ...
I rented the car originally for more than 31 days. If i return it earlier, would i be covered? TIA

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1028 on: March 20, 2018, 05:08:57 PM »
Chase only covers"Vehicle rental periods that do not exceed nor intend to exceed 31 consecutive days ...
I rented the car originally for more than 31 days. If i return it earlier, would i be covered? TIA
No, you both the initial contract and the actual rental to be under 31 days
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Offline Yehuda25

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Re: Credit Card Car Rental Insurance
« Reply #1029 on: March 21, 2018, 11:39:37 AM »
No, you both the initial contract and the actual rental to be under 31 days
though they may not notice because all you will have is the adjusted contract. Go with amex premium plan, $24 or so and they cover for longer.
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Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #1030 on: March 21, 2018, 11:53:51 AM »
though they may not notice because all you will have is the adjusted contract. Go with amex premium plan, $24 or so and they cover for longer.
Up to 41-43 days, I believe.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1031 on: March 21, 2018, 11:54:21 AM »
Up to 41-43 days, I believe.
42 days it is:)
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Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1032 on: March 21, 2018, 01:01:09 PM »
though they may not notice because all you will have is the adjusted contract. Go with amex premium plan, $24 or so and they cover for longer.
kinda too late >:(  im already in middle of a rental...thats why i wanted to know if anyone here had experience with this scenario. Also in a previous incident i had, chase asked to see both initial agreement as well as final...

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1033 on: March 21, 2018, 01:03:28 PM »
kinda too late >:(  im already in middle of a rental...thats why i wanted to know if anyone here had experience with this scenario. Also in a previous incident i had, chase asked to see both initial agreement as well as final...
Yes that's what they do, their probably is no way around it. Unless you shorten the reservation and have them send you an updated contract
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1034 on: March 21, 2018, 01:07:42 PM »
Yes that's what they do, their probably is no way around it. Unless you shorten the reservation and have them send you an updated contract
exactly what im trying to figure out. if they do that.

Offline davidd75

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Re: Credit Card Car Rental Insurance
« Reply #1035 on: April 19, 2018, 02:40:30 PM »
so my family member from Israel will use a United cc(authorized user) to get primary CDW on a car reservation in Orlando but how can she get liability coverage?  US residents usually use their own auto policy for liability coverage for US car rentals what about foreign residents?

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #1036 on: April 19, 2018, 04:31:23 PM »
so my family member from Israel will use a United cc(authorized user) to get primary CDW on a car reservation in Orlando but how can she get liability coverage?  US residents usually use their own auto policy for liability coverage for US car rentals what about foreign residents?
They always have the option to add on to the rental contract.

Offline davidd75

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Re: Credit Card Car Rental Insurance
« Reply #1037 on: April 19, 2018, 05:25:40 PM »
They always have the option to add on to the rental contract.

I understand but most of us in this forum in the USA I would guess do not add that as we rely on our auto policy for rentals in the USA.  I wanted to know what options my Israeli family member has besides adding/paying for it at the rental desk

Offline davidd75

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Re: Credit Card Car Rental Insurance
« Reply #1038 on: April 19, 2018, 05:26:38 PM »
They always have the option to add on to the rental contract.

Also do some companies provide a minimum amount of coverage for liability for renters as part of base price?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1039 on: April 19, 2018, 05:28:33 PM »
Also do some companies provide a minimum amount of coverage for liability for renters as part of base price?
They provide the legal minimum of the state.
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