Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 93037 times)

Offline SGF

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2011
  • Posts: 1098
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: Hertz President Circle
Re: Credit Card Car Rental Insurance
« Reply #1050 on: May 03, 2018, 12:44:13 PM »
Amex wants my personal car insurance info. I'm worried if I give it my premium will go up. Should I just tell them no?
If you had the amex premium then its primary insurance.

Offline chevron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1040
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1051 on: May 04, 2018, 01:25:10 PM »
If you had the amex premium then its primary insurance.

No I didn't, I didn't even know this feature existed. I just used my business amex platinum to rent the car.

Offline chevron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1040
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1052 on: May 06, 2018, 04:58:23 PM »
So am I screwed or what?  I just thought that by using my amex platinum I'm covered.

Offline shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 1118
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1053 on: May 06, 2018, 05:23:41 PM »
Amex wants my personal car insurance info. I'm worried if I give it my premium will go up. Should I just tell them no?

Don't think they are filing a claim for you, they may want to see your deductible etc. I would ask them what they want with it. Just saying from general experience with this kind of thing, not specifically.

Offline am32

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2011
  • Posts: 123
  • Total likes: 0
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Michigan
Re: Credit Card Car Rental Insurance
« Reply #1054 on: May 15, 2018, 08:20:44 PM »
Has anyone used the Citi Costco card for CDW in Israel?  it seems to say it is covered worldwide with no exclusions and is primary coverage.

Offline TAVI

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 814
  • Total likes: 7
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
Re: Credit Card Car Rental Insurance
« Reply #1055 on: May 22, 2018, 06:39:46 PM »
If I rent from National using one of the free rental coupon codes, where the rental costs are zeroed, and the only charge for the rental are the minor fees / taxes.  (example, for LGA rental i think the actual cost comes out to be below $3).

The question is, does the credit card insurance still cover the rental as usual? or do i need to buy the rental agency CDW and Liability?

Offline shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 1118
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1056 on: May 23, 2018, 08:32:47 AM »
If I rent from National using one of the free rental coupon codes, where the rental costs are zeroed, and the only charge for the rental are the minor fees / taxes.  (example, for LGA rental i think the actual cost comes out to be below $3).

The question is, does the credit card insurance still cover the rental as usual? or do i need to buy the rental agency CDW and Liability?
Ask your credit card company, they're not all the same.

Offline TAVI

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 814
  • Total likes: 7
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
Re: Credit Card Car Rental Insurance
« Reply #1057 on: May 23, 2018, 01:01:21 PM »
Ask your credit card company, they're not all the same.

Ask who? a random CSR? I doubt I could rely on their input.
Also, feel like for the situation described above, the credit card companies would handle in similar fashion.

Online Yammer

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2015
  • Posts: 2770
  • Total likes: 115
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1058 on: May 23, 2018, 01:06:07 PM »
Ask who? a random CSR? I doubt I could rely on their input.
Also, feel like for the situation described above, the credit card companies would handle in similar fashion.
Some cards offer coverage even when only paying partially for the rental

I believe CSR does

Online aporush82

  • Dansdeals Bronze Elite
  • *
  • Join Date: Jun 2017
  • Posts: 27
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Milwaukee, WI
Re: Credit Card Car Rental Insurance
« Reply #1059 on: Today at 02:26:05 AM »
Does the csp consider a mustang, camaro, challenger... an exotic car? (Regarding whether they have to cover the car)