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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 66733 times)

Online Bh101

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Re: Credit Card Car Rental Insurance
« Reply #15 on: February 17, 2011, 12:28:32 AM »
no, bbut i do have plenty of experience and have done alot of research on the subject......why are u so full of hate? we just try to help here, if u have nothing good to say you dont have to make  a comment

Offline ?

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Re: Credit Card Car Rental Insurance
« Reply #16 on: February 17, 2011, 12:33:01 AM »
+100000

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #17 on: February 17, 2011, 09:10:23 AM »
no, bbut i do have plenty of experience and have done alot of research on the subject......why are u so full of hate? we just try to help here, if u have nothing good to say you dont have to make  a comment
it just irks me when people give advice without any reasoning. Why should a single person with not a cent to his name buy liability insurance?
Car Rentals in Israel - http://www.rechev.rentals/

Offline elikay

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Re: Credit Card Car Rental Insurance
« Reply #18 on: February 17, 2011, 10:50:17 AM »
I think hocker is making $en$e here.

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #19 on: February 17, 2011, 01:10:21 PM »
I think hocker is making $en$e here.
thanks for the support. Congrats on your post #1000!
Car Rentals in Israel - http://www.rechev.rentals/

Offline shmiel

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Re: Credit Card Car Rental Insurance
« Reply #20 on: February 17, 2011, 01:47:56 PM »
A lot of this argument actually depends where the rental is. So a unqualified "yes" to buying liability is IMO wrong. Rental car companies are required to cover the bare minimum and that varies from state to state, I think certain places can be as low as $5000. If renting in such a state then I would recommend buying liability, but if the state requires higher minimums then maybe its not worth it. Also, as stated in earlier posts, if you have your own insurance everything else is secondary, unless you buy liability.

Online Bh101

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Re: Credit Card Car Rental Insurance
« Reply #21 on: February 17, 2011, 02:06:18 PM »
it just irks me when people give advice without any reasoning. Why should a single person with not a cent to his name buy liability insurance?
i'll tell u y, they max out at $10,000 per person. which means that when ur in an accident forget about the damage to the car, just the ride to the hospital is a $1,000 by the time the guy comes out ur in debt for hundreds of thousands of dollars (assuming that it ur fault, which is when u need liability)  so when u tell me "hey the guys broke we dont need insurance, i feel thats a little crazy and then u also have to pay for his car so if the guys  driving a car that cost more than $10,000 ur in trouble. one last thing that i'll point out is that the paper work and court that will happen wen u dont have the money is worth the 12 dollars a day extra for insurance.

Online Bh101

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Re: Credit Card Car Rental Insurance
« Reply #22 on: February 17, 2011, 02:09:36 PM »
it just irks me when people give advice without any reasoning.
I think hocker is making $en$e here.
the question was a yes or no question, Andrew didnt ask for a reason

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #23 on: February 17, 2011, 03:23:01 PM »
the question was a yes or no question, Andrew didnt ask for a reason
when the znswer isn`t a clear yes according to all opinions, it requires reasoning how you came to your conclusion.
Car Rentals in Israel - http://www.rechev.rentals/

Offline harry

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Re: Credit Card Car Rental Insurance
« Reply #24 on: February 27, 2011, 02:25:47 AM »
when the znswer isn`t a clear yes according to all opinions, it requires reasoning how you came to your conclusion.

It is not such a clear subject.

on the one hand, it is state mandatory for EVERY car on the road to have liability insurance. The liability insurance which you purchase from most rental agencies is up to $1,000,000.

the question is only, how much is the state minimum.

interesting though, about 5 years ago, i rented a car from enterprise. they asked if i wanted liability, so i said i will go with the state minimum. the rep then told me that although they have minimum liability on the car, i will only receive it if i buy theirs. (sounded like a load of crap!)

BTW, for those who own a car, in most cases you are automatically covered for a rental. just call up to confirm.

Offline ilikedeals

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Re: Credit Card Car Rental Insurance
« Reply #25 on: May 05, 2011, 06:21:32 PM »
CO Onepass Plus has free primary insurance.
Not valid in Israel though.





Been a while since i started this topic.. but everytime i am confused.. i have the CO Onepass.. if i use it, it covers the primary... what is it not covering? and do i need it? i have geico.. will that cover what i need....

Offline Yosel

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Re: Credit Card Car Rental Insurance
« Reply #26 on: May 05, 2011, 06:35:04 PM »
there is no credit card that covers liabilty
all cards cover damage (cdw) as secondary
Amex for $20-25 per rental covers damage primary
world MC covers cdw in Israel (1 country that almost no company covers)
will they cover in Israel?

Offline elikay

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Re: Credit Card Car Rental Insurance
« Reply #27 on: May 05, 2011, 07:24:15 PM »
if you use geico your premiums can go up

Offline ChAiM'l

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Re: Credit Card Car Rental Insurance
« Reply #28 on: May 06, 2011, 01:22:34 PM »
Does anyone know if I made a claim on my AMEX (plat), how long it usually takes to go through? I was going to cancel the card, and now it seems I'm going to have to keep it open until the claim is finished.

Offline sun365

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Re: Credit Card Car Rental Insurance
« Reply #29 on: May 15, 2011, 02:40:07 AM »
So if I have GEICO and use the CO OnePass will the CO OnePass conver the liab?