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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 76336 times)

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Re: Credit Card Car Rental Insurance
« Reply #60 on: February 19, 2012, 10:48:06 PM »
If I rent car in costa rica where by law you must take out lw which only covers other cars will my co chase card cover as a primary the car I drive? Also is there a deductible?

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #61 on: February 20, 2012, 12:34:20 AM »
If I rent car in costa rica where by law you must take out lw which only covers other cars will my co chase card cover as a primary the car I drive? Also is there a deductible?
most CC (besides amex and saphirre) the insurance is secondary which means that if you dont have anyone else covering anything of your personal car and meets their standards then they will cover you.
If i am not mistaken theres never a deductible on CC insurance.

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #62 on: February 20, 2012, 12:36:39 AM »
If I rent car in costa rica where by law you must take out lw which only covers other cars...
whats LW? do you mean liability?

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Re: Credit Card Car Rental Insurance
« Reply #63 on: February 20, 2012, 12:51:02 AM »
yes liability. that is what they call it and it is a law that you take it out even if you have insurance.

Offline Saver2000

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Re: Credit Card Car Rental Insurance
« Reply #64 on: February 20, 2012, 01:15:06 AM »
most CC (besides amex and saphirre) the insurance is secondary which means that if you dont have anyone else covering anything of your personal car and meets their standards then they will cover you.
If i am not mistaken theres never a deductible on CC insurance.

Since when is sapphire primary? 

Amex is only primary if you preregister the card, and it costs $20 per rental.

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #65 on: February 20, 2012, 08:03:59 AM »
Since when is sapphire primary? 

Amex is only primary if you preregister the card, and it costs $20 per rental.
sorry i meant these CC and its free, amex is $25

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Re: Credit Card Car Rental Insurance
« Reply #66 on: February 20, 2012, 01:46:10 PM »
I didn't look into it but Dan said that the chase united and co cards are primary. Either way does taking out liability affect my car's eligibility?

Offline Dan

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Re: Credit Card Car Rental Insurance
« Reply #67 on: February 20, 2012, 01:53:47 PM »
I didn't look into it but Dan said that the chase united and co cards are primary. Either way does taking out liability affect my car's eligibility?
Taking out liability won't affect the cards coverage, but taking out CDW will.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Wolf

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Re: Credit Card Car Rental Insurance
« Reply #68 on: March 09, 2012, 03:36:09 PM »
Just got the Co op cc, and it sais on the t/c "master rental will pay for covered damages on a secondary basis"

Offline lybbtthl

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Re: Credit Card Car Rental Insurance
« Reply #69 on: March 11, 2012, 08:26:02 PM »
Being that CDW from CCs vary so much I put together this table of the CCs I have, feel free to send me corrections or to add more cards.

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #70 on: March 12, 2012, 12:14:47 PM »
Being that CDW from CCs vary so much I put together this table of the CCs I have, feel free to send me corrections or to add more cards.
Thanks for your work.

Can you explain row 8?
Can you confirm whether the second driver must be on the contract or is it pok if he's allowed to drive as per the company contract with the AWD or CDP?
Car Rentals in Israel - http://www.rechev.rentals/

Offline BAHayman

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Re: Credit Card Car Rental Insurance
« Reply #71 on: March 12, 2012, 01:18:34 PM »
Just got the Co op cc, and it sais on the t/c "master rental will pay for covered damages on a secondary basis"
Thats because you only have a $2k credit line on the card.

Offline lybbtthl

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Re: Credit Card Car Rental Insurance
« Reply #72 on: March 12, 2012, 01:38:15 PM »
Thanks for your work.

Can you explain row 8?
Can you confirm whether the second driver must be on the contract or is it pok if he's allowed to drive as per the company contract with the AWD or CDP?

All it says is that other drivers that are permitted as per the rental contract, so if the rental contract allows other drivers without their names being listed then you're still covered and if the rental contract needs drivers listed then it'll only cover if they're listed.

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #73 on: March 12, 2012, 05:14:47 PM »
All it says is that other drivers that are permitted as per the rental contract, so if the rental contract allows other drivers without their names being listed then you're still covered and if the rental contract needs drivers listed then it'll only cover if they're listed.
on the T&C of one of my CC (MC) it says you must have the 2nd driver listed on the contract in order to be covered.

Offline lybbtthl

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Re: Credit Card Car Rental Insurance
« Reply #74 on: March 12, 2012, 06:19:57 PM »
The exact wording on the MasterRental paper from the SP WMC is: "MasterRental will pay for covered damages on a secondary basis for which you or any other authorized driver is, legally responsible to the rental agency"