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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 68051 times)

Offline m.m.

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Re: Credit Card Car Rental Insurance
« Reply #870 on: March 21, 2017, 04:51:23 PM »
i rented for a week from hertz, upgrade from Camry to Prius v since im pres. circle, their washer was down, so it was dirty, when i returned it they cleaned it, and said i scratched it, didn't hit/scratch anything.
i prepared with amex which has premium insurance, but on my profile i have a Ritz, which the remainder was charged too.
who do i file with?
and what do i need?

Offline m.m.

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Re: Credit Card Car Rental Insurance
« Reply #871 on: March 24, 2017, 01:05:37 PM »
i rented for a week from hertz, upgrade from Camry to Prius v since im pres. circle, their washer was down, so it was dirty, when i returned it they cleaned it, and said i scratched it, didn't hit/scratch anything.
i prepared with amex which has premium insurance, but on my profile i have a Ritz, which the remainder was charged too.
who do i file with?
and what do i need?
bump

Offline Mutty

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Re: Credit Card Car Rental Insurance
« Reply #872 on: March 28, 2017, 11:01:12 AM »
So I got the sapphire reserve and used it for a rental while my car was being repaired. Enterprise claimed there was damage to the car which was there before. Couldn't win. So I called the Sapphire folks (who told me originally they cover it all) and got the forms to fill out. I called this morning asking why they need my insurance info if they cover it. The guy tells me they're only secondary. I said what's the point if I'll get messed up and maybe my insurance will go up. They also told me that it is covered. This guy says it's not true. In NY State they have to be secondary. Just wanted you all to know.
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #873 on: March 28, 2017, 11:18:40 AM »
So I got the sapphire reserve and used it for a rental while my car was being repaired. Enterprise claimed there was damage to the car which was there before. Couldn't win. So I called the Sapphire folks (who told me originally they cover it all) and got the forms to fill out. I called this morning asking why they need my insurance info if they cover it. The guy tells me they're only secondary. I said what's the point if I'll get messed up and maybe my insurance will go up. They also told me that it is covered. This guy says it's not true. In NY State they have to be secondary. Just wanted you all to know.
Found this.

http://saverocity.com/travel/will-the-chase-sapphire-preferred-really-cover-your-car-rental/

Can anyone verify if it's true?

Offline Mutty

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Re: Credit Card Car Rental Insurance
« Reply #874 on: March 28, 2017, 12:35:36 PM »
Found this.

http://saverocity.com/travel/will-the-chase-sapphire-preferred-really-cover-your-car-rental/

Can anyone verify if it's true?
So it sounds like it's true. This coverage thing is a fake. It's nice to have if you never use it! How about the AMEX card that has a $25 fee that supposedly covers you. Would that be fake too?
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline Bullmacher1

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Re: Credit Card Car Rental Insurance
« Reply #875 on: March 30, 2017, 12:57:15 PM »
Is this only a NY state issue or are others excluded from primary as well?

Offline Mutty

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Re: Credit Card Car Rental Insurance
« Reply #876 on: March 30, 2017, 12:59:46 PM »
Is this only a NY state issue or are others excluded from primary as well?
The guy from the credit card told me New York State. Whatever that means. Really upsetting because they originally told me "no problem". That's when you have to start worrying.
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline Avrum

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Re: Credit Card Car Rental Insurance
« Reply #877 on: April 09, 2017, 10:42:51 PM »
I rented a minivan in Israel using Chase sapphire preferred.

I crashed and caused major damage to the car.

I paid in full out of pocket and started a claim.

I sent in all the documents to Chase, they say they have all the documents they need, claim has been pending for over four month, when I call them they say it is now by the underwriters review and I should get an answer soon. It had been by the underwriters for the past month and a half with no end in sight. There is no way to contact the underwriters.

Any ideas? Experiences? Should I get a lawyer? BBB?

Any help will be greatly appreciated.


Offline m.m.

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Re: Credit Card Car Rental Insurance
« Reply #878 on: May 01, 2017, 06:51:47 PM »
would chase reserve insurance cover a rental which 95% was paid with a voucher?

Offline Avrum

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Re: Credit Card Car Rental Insurance
« Reply #879 on: May 16, 2017, 11:28:12 PM »
I rented a minivan in Israel using Chase sapphire preferred.

I crashed and caused major damage to the car.

I paid in full out of pocket and started a claim.

I sent in all the documents to Chase, they say they have all the documents they need, claim has been pending for over four month, when I call them they say it is now by the underwriters review and I should get an answer soon. It had been by the underwriters for the past month and a half with no end in sight. There is no way to contact the underwriters.

Any ideas? Experiences? Should I get a lawyer? BBB?

Any help will be greatly appreciated.

update

got paid in full b"h last week without doing anything

Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #880 on: May 17, 2017, 11:31:05 AM »
BH

Online B.D.Da'ehu

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Re: Credit Card Car Rental Insurance
« Reply #881 on: May 17, 2017, 01:14:05 PM »
update

got paid in full b"h last week without doing anything
I also had to wait about 7 months until i got reimbursed..though i only had a few hundred dollars on the line. Chase benefits keeps trying to get in touch with the Israeli car rental agency and it's hard to have success with that ::)
Renting a car in Israel? Best deals guaranteed. PM me.
Or email bddtravels@gmail.com
Flights as well.

Offline luckyluck

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Re: Credit Card Car Rental Insurance
« Reply #882 on: June 08, 2017, 11:15:04 PM »
Some Hertz corporate rates have mandatory CDW that you cannot decline. Which means that Chase and Mastercard credit cards will not cover, and renter will be responsible for deductible.
But I noticed that Amex does cover you if you only accepted "partial collision damage waiver". Does that mean that they will cover the deductible?

Offline Mendy28

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Re: Credit Card Car Rental Insurance
« Reply #883 on: June 13, 2017, 08:39:27 PM »
Hi.  Anyone can help me figure out the differences between car rental insurance with AMEX everyday card vs visa signature and the difference between coverage that those cards would offer a primary card holder vs an authorized user

Offline greatdeals

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Re: Credit Card Car Rental Insurance
« Reply #884 on: June 18, 2017, 09:12:01 AM »
is chase sapphire reserve the best card to use in Israel?
how do I get a letter from Chase saying they cover in Israel?