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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on March 26, 2016, 09:49:59 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 78383 times)

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #915 on: September 12, 2017, 11:36:23 AM »
Avis - who appears to handle the repairs for zipcar - sent a bill of $8000, including towing,  to sedgwick - a claims management company - who forwarded it to me with the $1000 charge, with the rest covered by zip car's insurance.

The charges seems very inflated, I think that if I would do it on my own it would cost me only $1,000. But for me it doesn't make a difference.
Was never charged anything. Of course I got the bill but It was always covered, I don't remember by whom

Offline mekler

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Re: Credit Card Car Rental Insurance
« Reply #916 on: September 12, 2017, 03:22:32 PM »
Was never charged anything. Of course I got the bill but It was always covered, I don't remember by whom
Maybe you purchased extra coverage, or maybe your credit card. My Mastercard denied to pay because it's a cargo van

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Re: Credit Card Car Rental Insurance
« Reply #917 on: September 12, 2017, 04:47:49 PM »
Maybe you purchased extra coverage, or maybe your credit card. My Mastercard denied to pay because it's a cargo van
I never purchased any additional coverage. It's been a while back so I don't remember what cc i used

Offline bookwrm

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Re: Credit Card Car Rental Insurance
« Reply #918 on: September 28, 2017, 12:00:42 AM »
Will amex auto coverage cover my rental if only the taxes are charged to my cc (used the spg).

The story in a nutshell: have a rental that my insurance is paying for while my car is being fixed. last night a motorcyclist hit my card and sped off. I felt the collision but didn't notice anything else (it was dark). checked my car this morning and noticed that the passenger side mirror cover is gone.

Any advice would be awesome, car is being returned Friday (in theory).

Offline m.m.

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Re: Credit Card Car Rental Insurance
« Reply #919 on: September 29, 2017, 09:30:15 AM »
Will amex auto coverage cover my rental if only the taxes are charged to my cc (used the spg).

The story in a nutshell: have a rental that my insurance is paying for while my car is being fixed. last night a motorcyclist hit my card and sped off. I felt the collision but didn't notice anything else (it was dark). checked my car this morning and noticed that the passenger side mirror cover is gone.

Any advice would be awesome, car is being returned Friday (in theory).
i don't think that really makes a difference, as long as part is charged you should be fine, but call amex and ask

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Re: Credit Card Car Rental Insurance
« Reply #920 on: September 29, 2017, 09:49:54 AM »
Will amex auto coverage cover my rental if only the taxes are charged to my cc (used the spg).

The story in a nutshell: have a rental that my insurance is paying for while my car is being fixed. last night a motorcyclist hit my card and sped off. I felt the collision but didn't notice anything else (it was dark). checked my car this morning and noticed that the passenger side mirror cover is gone.

Any advice would be awesome, car is being returned Friday (in theory).
Amex won't pay anything since they are secondary insurers

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Re: Credit Card Car Rental Insurance
« Reply #921 on: October 10, 2017, 09:51:37 PM »
Help please!

I rented a small pickup truck with my chase ink. I'm 24, I used usaa. I rented in California, and hit a car in Nevada, $720 worth of damage on their car. My car has two tiny chips in its paint.

I have csp.

Is there anything that will cover the cost for me?



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Re: Credit Card Car Rental Insurance
« Reply #922 on: October 11, 2017, 10:45:37 AM »
Help please!

I rented a small pickup truck with my chase ink. I'm 24, I used usaa. I rented in California, and hit a car in Nevada, $720 worth of damage on their car. My car has two tiny chips in its paint.

I have csp.

Is there anything that will cover the cost for me?


If you rented from an airport, you probably won't have to worry about the truck. But Hertz will go after you for the other guy's damage if you were at fault, and you don't have insurance or they don't pay.
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Re: Credit Card Car Rental Insurance
« Reply #923 on: October 19, 2017, 02:49:38 PM »
Rented with "buchbinder" in Vienna through Xrentalcar.com (@SuperFlyer app) the rental cake with CDW with a 1000euro deductible which was put on hold on my CC at the rental desk.
When returning the car they made us huge problems saying we scratched up the car, which we didn't do. Basement is really dark and I guess we didn't notice them.

After checking the reviews online it seems that they (buchbinder) does this all the time!


Can I dispute the chage? Report it fraud?
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Re: Credit Card Car Rental Insurance
« Reply #924 on: October 19, 2017, 03:01:16 PM »
Rented with "buchbinder" in Vienna through Xrentalcar.com (@SuperFlyer app) the rental cake with CDW with a 1000euro deductible which was put on hold on my CC at the rental desk.
When returning the car they made us huge problems saying we scratched up the car, which we didn't do. Basement is really dark and I guess we didn't notice them.

After checking the reviews online it seems that they (buchbinder) does this all the time!


Can I dispute the chage? Report it fraud?

Don't you have a CC insurance?
You can always try disputing

Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #925 on: October 19, 2017, 03:02:28 PM »
Don't you have a CC insurance?
You can always try disputing
yes I gave insurance, amex plat. But wouldn't I have had to decline CDW to be covered?
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Re: Credit Card Car Rental Insurance
« Reply #926 on: October 19, 2017, 03:06:22 PM »
yes I gave insurance, amex plat. But wouldn't I have had to decline CDW to be covered?
If you have car insurance it wouldn't have helped.

You can try a regular dispute I guess

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Re: Credit Card Car Rental Insurance
« Reply #927 on: October 19, 2017, 03:08:44 PM »
If you have car insurance it wouldn't have helped.

You can try a regular dispute I guess
Could you decline the entire CDW ?

Never understood this rule

Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #928 on: October 19, 2017, 03:11:43 PM »
If you have car insurance it wouldn't have helped.

You can try a regular dispute I guess
car insurance you mean from the CC?
To clarify it was in Vienna where I'm not covered by my regular car insurance. I used amex plat which should cover, my question is if my contract had CDW from xrentalcars.com with a 1000 deductible, would that impact my coverage from Amex. If yes what are my other options? Can I use all the Google reviews as proof that they claim is just a scam? 
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Re: Credit Card Car Rental Insurance
« Reply #929 on: October 19, 2017, 03:13:16 PM »
car insurance you mean from the CC?
To clarify it was in Vienna where I'm not covered by my regular car insurance. I used amex plat which should cover, my question is if my contract had CDW from xrentalcars.com with a 1000 deductible, would that impact my coverage from Amex. If yes what are my other options? Can I use all the Google reviews as proof that they claim is just a scam?
I suppose you are no longer at the desk.
Was the entire claim theoretically above $1000 ?