Author Topic: CC Approval Pending....Call?  (Read 10717 times)

Offline Turbonox

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CC Approval Pending....Call?
« on: April 30, 2015, 12:49:07 PM »
If I apply for a CC and it says approval pending should I call right away to help push it through or wait for the results and call only if it is denied?

Offline Marco Polo

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Re: CC Approval Pending....Call?
« Reply #1 on: April 30, 2015, 12:51:00 PM »
No time like the present.
Quaerite et Invenietis.

Offline tjak

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Re: CC Approval Pending....Call?
« Reply #2 on: April 30, 2015, 12:52:42 PM »

If I apply for a CC and it says approval pending should I call right away to help push it through or wait for the results and call only if it is denied?
Call right away. Next time read around before you start a new thread for a Q that you can find the answer in about 10 diff places.

Offline TimT

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Re: CC Approval Pending....Call?
« Reply #3 on: April 30, 2015, 12:54:28 PM »
If I apply for a CC and it says approval pending should I call right away to help push it through or wait for the results and call only if it is denied?
Call & if you're denied Hang Up & Call Again.

Offline Turbonox

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Re: CC Approval Pending....Call?
« Reply #4 on: April 30, 2015, 01:02:05 PM »
Thanks!

Offline clear thinker

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Re: CC Approval Pending....Call?
« Reply #5 on: April 30, 2015, 01:08:04 PM »
Though they might deny ur card now just for opening a thread!
Believe it or not it has happened to others!

Offline D93

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Re: CC Approval Pending....Call?
« Reply #6 on: May 01, 2015, 02:50:18 AM »
I beg to differ on this whole "call recon right away" thing. True that recon has the ability to approve your app, but they also have the ability to deny your app. If you just let the system do it's thing, alot of times you will get the approval email a couple days/weeks later (especially with Chase business cards, you won't have to deal with answering recon's million questions).
Whenever I'm done applying for cards, I'll always just throw another one in and not call about it to see what happens, and my experiences so far have been pretty good!

Feel free to share your opinion.

Offline TimT

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Re: CC Approval Pending....Call?
« Reply #7 on: May 01, 2015, 02:51:58 AM »
I beg to differ on this whole "call recon right away" thing. True that recon has the ability to approve your app, but they also have the ability to deny your app. If you just let the system do it's thing, alot of times you will get the approval email a couple days/weeks later (especially with Chase business cards, you won't have to deal with answering all their questions).
Whenever I'm done applying for cards, I'll always just throw another one in and not call about it to see what happens, and my experiences so far have been pretty good!

Feel free to share your opinion.
Just got my denial letter today for the IP. :( This time I had waited.

Offline tjak

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Re: CC Approval Pending....Call?
« Reply #8 on: May 01, 2015, 04:11:59 AM »

I beg to differ on this whole "call recon right away" thing. True that recon has the ability to approve your app, but they also have the ability to deny your app. If you just let the system do it's thing, alot of times you will get the approval email a couple days/weeks later (especially with Chase business cards, you won't have to deal with answering recon's million questions).
Whenever I'm done applying for cards, I'll always just throw another one in and not call about it to see what happens, and my experiences so far have been pretty good!

Feel free to share your opinion.
Aren't you risking another pull if you call recon 2 weeks later?

Offline D93

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Re: CC Approval Pending....Call?
« Reply #9 on: May 01, 2015, 04:12:24 AM »
Aren't you risking another pull if you call recon 2 weeks later?
No. What makes you think so?

Offline tjak

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Re: CC Approval Pending....Call?
« Reply #10 on: May 01, 2015, 04:18:04 AM »

No. What makes you think so?
There are reports of people getting pulled for recon.

Offline D93

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Re: CC Approval Pending....Call?
« Reply #11 on: May 01, 2015, 04:19:13 AM »
There are reports of people getting pulled for recon.
Even if that's true, you can have that pull easily removed.

Offline Malachi

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Re: CC Approval Pending....Call?
« Reply #12 on: May 01, 2015, 08:34:12 AM »
I beg to differ on this whole "call recon right away" thing. True that recon has the ability to approve your app, but they also have the ability to deny your app. If you just let the system do it's thing, alot of times you will get the approval email a couple days/weeks later (especially with Chase business cards, you won't have to deal with answering recon's million questions).
Whenever I'm done applying for cards, I'll always just throw another one in and not call about it to see what happens, and my experiences so far have been pretty good!

Feel free to share your opinion.
I agree 100% about chase biz cards. Their reps are super aggressive.
Denny Crane

Offline clear thinker

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Re: CC Approval Pending....Call?
« Reply #13 on: May 01, 2015, 09:35:49 AM »
I beg to differ on this whole "call recon right away" thing. True that recon has the ability to approve your app, but they also have the ability to deny your app. If you just let the system do it's thing, alot of times you will get the approval email a couple days/weeks later (especially with Chase business cards, you won't have to deal with answering recon's million questions).
Whenever I'm done applying for cards, I'll always just throw another one in and not call about it to see what happens, and my experiences so far have been pretty good!

Feel free to share your opinion.
Always felt & did the same.

Offline Turbonox

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Re: CC Approval Pending....Call?
« Reply #14 on: May 01, 2015, 10:26:19 AM »
When I signed up for the Chase Hyatt I also got a 'pending' and I waited and got approved. Maybe I'll wait and see. Can I call after denial for reconsideration?

Offline Marco Polo

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Re: CC Approval Pending....Call?
« Reply #15 on: May 01, 2015, 10:32:00 AM »
When I signed up for the Chase Hyatt I also got a 'pending' and I waited and got approved. Maybe I'll wait and see. Can I call after denial for reconsideration?
You can always wait, though people here tend to like things done right away.

You can always call after denial.
Quaerite et Invenietis.

Offline efflpetzel

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Re: CC Approval Pending....Call?
« Reply #16 on: May 01, 2015, 11:54:52 AM »
So on bofa I got pending analyst review, what would happen if I didn't call in

Offline Marco Polo

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Re: CC Approval Pending....Call?
« Reply #17 on: May 01, 2015, 12:13:14 PM »
So on bofa I got pending analyst review, what would happen if I didn't call in
Wait for a letter with approval or denial.
Quaerite et Invenietis.

Offline bambi

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Re: CC Approval Pending....Call?
« Reply #18 on: August 31, 2015, 11:40:29 AM »
is this a new thing, every time i do HUCA they just give me the same info and then say we see you called yesterday/earlier today... and it just gets them aggravated bec they feel like your just annoying them.

is this new? is there something to do or a number to cal that they wont see it?

Offline Marco Polo

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Re: CC Approval Pending....Call?
« Reply #19 on: August 31, 2015, 11:44:55 AM »
is this a new thing, every time i do HUCA they just give me the same info and then say we see you called yesterday/earlier today... and it just gets them aggravated bec they feel like your just annoying them.

is this new? is there something to do or a number to cal that they wont see it?
It has been happening for some time. Maybe wait a week or so and call back.
Quaerite et Invenietis.