Author Topic: Canadian Credit Cards  (Read 153117 times)

Offline AsherO

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Re: Canadian Credit Cards
« Reply #20 on: October 24, 2011, 11:14:55 PM »
Have you had experience?

I have no experience.

I would imagine your correct but theres nothing like actual empirical evidence.

Agreed.
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Offline Devorah

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Re: Canadian Credit Cards
« Reply #21 on: October 25, 2011, 12:46:35 AM »
My mother has both an American and Canadian Starwood Amex, but she has an address in the US as well.

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #22 on: October 25, 2011, 01:05:28 AM »
My mother has both an American and Canadian Starwood Amex, but she has an address in the US as well.
I have an American address as well. Without one I dont think you would be able to get the card origunally.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #23 on: October 25, 2011, 01:11:59 AM »
I have an American address as well. Without one I dont think you would be able to get the card origunally.

CMIIW, but I don't think you can have an (active) US credit card with a foreign address as the primary billing address.
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Offline Devorah

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Re: Canadian Credit Cards
« Reply #24 on: October 25, 2011, 02:04:23 AM »
I have an American address as well. Without one I dont think you would be able to get the card origunally.

So what's the issue?  How do they even know for sure that you are the same person?

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #25 on: October 25, 2011, 02:09:00 AM »
CMIIW, but I don't think you can have an (active) US credit card with a foreign address as the primary billing address.
Precisely my point.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #26 on: October 25, 2011, 02:10:23 AM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

So I guess the answer appears to be no problem.

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #27 on: October 25, 2011, 02:13:19 AM »
Just good idea to be cautious with Amex cuz of financial review and stuff.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #28 on: October 25, 2011, 02:24:40 AM »
Just good idea to be cautious with Amex cuz of financial review and stuff.

My mother actually got FR'ed on her American Amex and they accepted Canadian tax returns as proof.

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #29 on: October 25, 2011, 02:29:27 AM »
Do you know what sparked th FR?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #30 on: October 25, 2011, 08:52:13 AM »
Do you know what sparked th FR?

Doubtful it was having a US and Canadian card.
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #31 on: October 25, 2011, 12:10:27 PM »
My mother has both an American and Canadian Starwood Amex, but she has an address in the US as well.
Do her points go to one SPG account or two?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #32 on: October 25, 2011, 02:12:03 PM »
Do you know what sparked th FR?

Don't think it was anything specific - maybe last name - I got financial reviewed at the same time.  It was about a year ago and they were doing a lot of FR's.

Offline Devorah

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Re: Canadian Credit Cards
« Reply #33 on: October 25, 2011, 02:12:15 PM »
Do her points go to one SPG account or two?

2

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #34 on: October 25, 2011, 03:27:12 PM »
Has anyone tried combining Canadian and US SPG accounts? Obviously I wouldn't suggest it b4 all bonus points post.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #35 on: October 25, 2011, 04:41:35 PM »
Has anyone tried combining Canadian and US SPG accounts? Obviously I wouldn't suggest it b4 all bonus points post.

How would you have the same address in two different countries? :P
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #36 on: October 25, 2011, 08:00:15 PM »
How would you have the same address in two different countries? :P
Ummm. I wouldn't.

I have separate addresses. Firstly, as I spend time in both countries it may be fully legitimate to have two Starwood accounts. Even if not, SPG is a separate entity. Thirdly, I could have recently moved 
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline monoso

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Re: Canadian Credit Cards
« Reply #37 on: October 26, 2011, 08:25:32 PM »
does anyone know anything about getting F/R in canada ?

Offline AsherO

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Re: Canadian Credit Cards
« Reply #38 on: October 26, 2011, 08:37:39 PM »
does anyone know anything about getting F/R in canada ?

Just happened to someone? Do they have a 4506-T equivalent?
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Offline monoso

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Re: Canadian Credit Cards
« Reply #39 on: October 26, 2011, 10:45:01 PM »
not sure what that is but i just get an FR here they asked me to prove my income which i cant . They requested bank statements no tax forms. I don't care about my credit in canada so ill wait and see what they do . ill tell them im student supported by my parents. may work . it could be a completely different system.