Author Topic: Canadian Credit Cards  (Read 153160 times)

Offline dealvr

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Re: Canadian Credit Cards
« Reply #40 on: October 26, 2011, 10:47:56 PM »
Who initiated the FR?
Any idea what may have sparked it?
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Offline monoso

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Re: Canadian Credit Cards
« Reply #41 on: October 26, 2011, 10:56:07 PM »
American express it was my fault i was asking them too many stupid questions i don't think the average person has to worry about it didn't hear about anybody else here getting FR

Offline dealvr

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Re: Canadian Credit Cards
« Reply #42 on: October 26, 2011, 11:45:19 PM »
Thanks and good luck with that FR. Please post the outcome.
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Offline Yisrael

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Re: Canadian Credit Cards
« Reply #43 on: October 27, 2011, 02:32:22 AM »
I have a canadian spg and an american spg and they both post points to the same spg account.  never had a problem with it and had the account over a year now.

Yisrael

Offline monoso

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Re: Canadian Credit Cards
« Reply #44 on: October 27, 2011, 10:49:34 AM »
i spoke to them again they just want my banking statements for the last three months to  prove my income of 30000 which is the minimum   
for the gold ae card which i cant. they suggested that i cancel it to keep my credit good . i have a week to prove it anybody have any ideas. for some reason they also deny doing a FR because of my questions which is ridiculous  because on the same day i asked they frd me . maybe its illegal
.

Offline myb821

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Re: Canadian Credit Cards
« Reply #45 on: October 27, 2011, 11:01:59 AM »
I would cancel ur cards

Online AsherO

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Re: Canadian Credit Cards
« Reply #46 on: October 27, 2011, 11:11:18 AM »
I would cancel ur cards

+1

At least they're being transparent with you, the US F/R reps aren't usually that forthcoming (to say the least)
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Offline dealvr

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Re: Canadian Credit Cards
« Reply #47 on: October 27, 2011, 01:39:50 PM »
I have a canadian spg and an american spg and they both post points to the same spg account.  never had a problem with it and had the account over a year now.

Yisrael

Do you know a way to avoid paying the annual fee upfront?
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #48 on: October 30, 2011, 01:35:22 AM »
I have a canadian spg and an american spg and they both post points to the same spg account.  never had a problem with it and had the account over a year now.

Yisrael
How did you set that up?
Did they just ask when you were applying for 2nd card if you have an existing SPG account?
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Offline Yisrael

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Re: Canadian Credit Cards
« Reply #49 on: October 31, 2011, 03:50:18 AM »
I applied for both online and both were first year free so no fee upfront.  I first signed up for an SPG account and then used the SPG number when applying for the American SPG Amex card.  Then I applied for a Canadian SPG Amex card and used the same SPG account number.  Was simple and no problem.

Yisrael

Offline dealvr

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Re: Canadian Credit Cards
« Reply #50 on: October 31, 2011, 11:41:40 AM »
I haven't been able to find a Canadian SPG with first year free.
If anyone stumbles across one, please post.
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Offline dealvr

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Re: Canadian Credit Cards
« Reply #51 on: November 14, 2011, 02:47:13 AM »
FYI-
Someone with a U.S. Amex SPG can refer one to a Canadian Amex SPG.

I haven't been able to find a Canadian SPG with first year free.
If anyone stumbles across one, please post.

I decided to go for it and that the 25,000 SPG are worth the $120 annual fee. The deals just aren't the same in Canada.
I have the U.S. Amex SPG and just got approved for the Canadian as well. I'm going to wait until the points post to merge accounts.
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #52 on: November 14, 2011, 07:08:02 PM »
FYI-
Someone with a U.S. Amex SPG can refer one to a Canadian Amex SPG.

I decided to go for it and that the 25,000 SPG are worth the $120 annual fee. The deals just aren't the same in Canada.
I have the U.S. Amex SPG and just got approved for the Canadian as well. I'm going to wait until the points post to merge accounts.
Just for accuracy its 20000. I still hear you.
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Offline dealvr

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Re: Canadian Credit Cards
« Reply #53 on: November 14, 2011, 07:10:35 PM »
Just for accuracy its 20000. I still hear you.
Plus the 5000 referral which I will be getting transferred to me.
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #54 on: November 14, 2011, 07:29:21 PM »
Plus the 5000 referral which I will be getting transferred to me.
Is that referal from a US cardholder or is there a seperate referal program for the Canadian card. If its seperate please post link.
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Offline dealvr

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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #56 on: November 15, 2011, 03:02:48 AM »
Thanks Dealvr. Maybe I'll also do it. Any ideas how to get Canadian dollars into my Canadian checking from US so I can pay $120 fee? My Canadian account is with TD.
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Online AsherO

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Re: Canadian Credit Cards
« Reply #57 on: November 15, 2011, 03:24:24 AM »
Thanks Dealvr. Maybe I'll also do it. Any ideas how to get Canadian dollars into my Canadian checking from US so I can pay $120 fee? My Canadian account is with TD.

One of the TD account types on this page might be helpful as a long term solution.
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Offline JEWDA

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Re: Canadian Credit Cards
« Reply #58 on: November 15, 2011, 11:18:18 AM »
TD canada has nothing to do with TD u.s.
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Online AsherO

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Re: Canadian Credit Cards
« Reply #59 on: November 15, 2011, 11:21:57 AM »
TD canada has nothing to do with TD u.s.

They definitely allow fee-free withdraws at TD USA, so I figured there might be a deposit (or USD payment) option as well.
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