Author Topic: Canadian Credit Cards  (Read 153217 times)

Offline PraiseCanada

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Canadian Credit Cards
« on: February 01, 2011, 08:18:04 PM »
Hey Dan (or anyone else reading)

Do you have any good tips for Canadians regarding good credit cards? I'm a huge fan of your site but I can't usually get any of the awesome credit card benefits because I'm Canadian and as far as I know, we don't have a site as good as this one for credit cards north of the border.
Please help us

Thanks!

Offline AsherO

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Re: Canadian Credit Cards
« Reply #1 on: February 01, 2011, 09:30:25 PM »
Hey Dan (or anyone else reading)

Do you have any good tips for Canadians regarding good credit cards? I'm a huge fan of your site but I can't usually get any of the awesome credit card benefits because I'm Canadian and as far as I know, we don't have a site as good as this one for credit cards north of the border.
Please help us

Thanks!

Please do a search, this has previously been discussed.

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Offline moish

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Re: Canadian Credit Cards
« Reply #2 on: February 02, 2011, 01:54:53 AM »
theres a starwood amex. annual fee is pretty high though

Offline AsherO

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Re: Canadian Credit Cards
« Reply #3 on: February 02, 2011, 02:36:59 AM »
theres a starwood amex. annual fee is pretty high though

That one has been discussed here as well :D
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Offline moish

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Re: Canadian Credit Cards
« Reply #4 on: February 02, 2011, 07:14:27 AM »
i think theres an aeroplan also

Offline andrew

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Re: Canadian Credit Cards
« Reply #5 on: February 02, 2011, 08:48:14 AM »
amex platinum cdn aeroplan 25k sign up bonus   $499 yearly fee (could be pro rated)
""""""""gold      """"""""""""""""""20k  """"""""""""'''''''     $120 
http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_en.shtml?&PID=124&BUID=AERO&PSKU=D43&AFFID=APDTW&ITU_id=100000345&CRTV=promogolden

amex premier rewards   15k bonus first year free https://www.americanexpress.com/canada/cardmember.shtml

amex starwood cdn first year free 10k bonus  pm me if you want this deal

the following website always has the latest deals in canada
http://rewardscanada.ca/
http://blog.rewardscanada.ca/

Offline mords

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Re: Canadian Credit Cards
« Reply #6 on: February 02, 2011, 02:19:13 PM »
The starwood amex also charges like $50 or $65 per additional cardholder u can double check that. However the aeroplan gives u At least one additonal cardholder free and i believe even two. Plus on the aeroplan the points are 1=1  ratio and every dollar after $10000 dollars spent is 1=1.25 points ratio. Also the most flights out of Canada is Air Canada.

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #7 on: October 15, 2011, 09:15:43 PM »
amex platinum cdn aeroplan 25k sign up bonus   $499 yearly fee (could be pro rated)
""""""""gold      """"""""""""""""""20k  """"""""""""'''''''     $120 
http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_en.shtml?&PID=124&BUID=AERO&PSKU=D43&AFFID=APDTW&ITU_id=100000345&CRTV=promogolden

amex premier rewards   15k bonus first year free https://www.americanexpress.com/canada/cardmember.shtml

amex starwood cdn first year free 10k bonus  pm me if you want this deal

the following website always has the latest deals in canada
http://rewardscanada.ca/
http://blog.rewardscanada.ca/
Is there still way to get Canadian SPG without annual fee? According to their site there iss $120 annual fee.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #8 on: October 23, 2011, 02:44:38 PM »
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline shmiel

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Re: Canadian Credit Cards
« Reply #9 on: October 23, 2011, 07:37:49 PM »
Starwood has a 20k bonus now for Canadians. Also a side note, that Canadian MR points transfer into SPG at 2:1 which is better than the US rate of 3:1

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #10 on: October 23, 2011, 08:00:52 PM »
I am under the impression that the 20k offer is over. If you have a link please post.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline shmiel

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Re: Canadian Credit Cards
« Reply #11 on: October 23, 2011, 08:07:29 PM »
I am under the impression that the 20k offer is over. If you have a link please post.
http://www.americanexpress.com/canada/starwood-credit-card

Offline dealvr

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Re: Canadian Credit Cards
« Reply #12 on: October 23, 2011, 08:19:34 PM »
Thanks.
Anyone know when the annual fee hits on the Canadian cards?

*Modification*

Charged on 1st statement after Card issued and once a year thereafter (regardless of card activation).
« Last Edit: October 23, 2011, 08:22:37 PM by dealvr »
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Offline dealvr

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Re: Canadian Credit Cards
« Reply #13 on: October 23, 2011, 08:36:31 PM »
I don't see why it wouldn't, but can anyone confirm the 3 browser method works in Canada?
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Offline smurf

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Re: Canadian Credit Cards
« Reply #14 on: October 23, 2011, 09:15:13 PM »
perusing the Canadian application i noticed that the minimum required income is 15k  I wonder if the same applies to the american version

Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #15 on: October 23, 2011, 09:58:18 PM »
http://www.americanexpress.com/canada/starwood-credit-card
I misspoke. What I meant was they recently had bonus without 1st year fee. Not sure if I wanna spend $120 now
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #16 on: October 24, 2011, 01:09:37 AM »
I don't see why it wouldn't, but can anyone confirm the 3 browser method works in Canada?

How do the credit bureaus work in Canada?

The 3BM has two functions: The first is to get more approvals with one bank at one time, the other is to keep credit pulls low by having multiple apps pull at once. I'm confident 3BM works in Canada for the former, for the latter you'd have to answer my question to have a better idea.
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #17 on: October 24, 2011, 09:42:33 PM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline AsherO

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Re: Canadian Credit Cards
« Reply #18 on: October 24, 2011, 10:21:46 PM »
Has anyone had experience having both a Canadian and US Amex card of the same type. Do they give you any problems?

How would they even realize, the accounts are managed separately and they use different identification numbers (SSN in the US and SIN in Canada).
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Offline Thingywingy

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Re: Canadian Credit Cards
« Reply #19 on: October 24, 2011, 11:05:01 PM »
Have you had experience? I would imagine your correct but theres nothing like actual empirical evidence.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.