Author Topic: How I got burned lending money (Read 4835 times)

em0616 · « **on:** September 13, 2008, 06:56:15 PM »

I got screwed by __________ from Chicago of $13,000 .....

I know I am a shmuck, but a lesson to everybody never to lend anybody money.

aygart · « **Reply #1 on:** September 13, 2008, 09:00:01 PM »

I feel bad for you that you were scamed like this. Bear in mind that to allow him to repay the interest from your credit cards is, in most cases, ribis gamur. It may be in your best interest to pay it off ASAP if you can. Also, I don't know that it is in the best interest of this forum to become a place to vent these things. Good luck.

em0616 · « **Reply #2 on:** September 13, 2008, 09:15:27 PM »

1. I know the ribis issue, it's even in this weeks parsha.

2. I am unemployed at the moment. $13,000, to pay it off ASAP.. Even with a job, how many months of working morning
to night, to pay this back?
I am shedding many tears everyday.

3. I lent the money thinking this this is a great mitzvah, and he was desperate that his family
in Yerushalayim was stuck, and I had a heart. (Although that they were stuck came out to be a lie).
And he told me he will pay me back right after Pesach.

4. From my blog, you can see that this person has been already playing around for me for so many months.
I haven't received a single penny.

5. I realize that I am in this world alone, and I have nobody to help me, so I am venting out my frustration on here.
Perhaps this should be a lesson to the people on here, never to let anyone use their credit cards. It's not worth the risk
even to get miles.

Yordai Dooma · « **Reply #3 on:** September 13, 2008, 09:29:35 PM »

Is this your blog? Im sensing some lashon hara here!

And its not a lesson not to lend money....its a lesson not to lend money to complete strangers!!! If one is able to, he/she has a mitzva to help out a fellow jew!

Charles The Govenor · « **Reply #4 on:** September 13, 2008, 10:31:55 PM »

Yea its real loshan harah

aygart · « **Reply #5 on:** September 13, 2008, 10:46:42 PM »

It's also a lesson not to lend money that you don't have.

Charles The Govenor · « **Reply #6 on:** September 13, 2008, 10:51:25 PM »

So you don't have to mention the persons name.

Yordai Dooma · « **Reply #7 on:** September 13, 2008, 11:02:53 PM »

Can a mod delete the original post please? or just delete all the names?

Charles The Govenor · « **Reply #8 on:** September 14, 2008, 12:13:00 AM »

Thank you for editing it.

aaa · « **Reply #9 on:** September 14, 2008, 01:56:31 PM »

Quote from: em0616 on September 13, 2008, 06:56:15 PM

I got screwed by __________ from Chicago of $13,000 .....

I know I am a shmuck, but a lesson to everybody never to lend anybody money.

Why dont you claim to the CC company that there was fraud on the card. You even know who used it....

ash · « **Reply #10 on:** September 14, 2008, 02:21:22 PM »

i had a similar sitch years ago for $700 but thank g-d i forced him to pay the interest as well
maybe its worth it to confront him for 13 grand
i wouldnt take this sitting down

Yordai Dooma · « **Reply #11 on:** September 14, 2008, 02:29:46 PM »

Quote from: ash on September 14, 2008, 02:21:22 PM

i had a similar sitch years ago for $700 but thank g-d i forced him to pay the interest as well
maybe its worth it to confront him for 13 grand
i wouldnt take this sitting down

Now thats not ribis?!?

ash · « **Reply #12 on:** September 14, 2008, 02:42:10 PM »

probably but i was young and didnt have a penny to my name then so it was alot of money for me plus i did the shmuck a favor and i wasnt going to pay for

ash · « **Reply #13 on:** September 14, 2008, 02:58:14 PM »

also i was in yeshiva and i argued that he took the money from the cc company
so he should pay it back to them
my rabbi agreed

aygart · « **Reply #14 on:** September 14, 2008, 05:32:09 PM »

While I am unworthy of arguing with your Rabbi, I will say that I don't understand his reasoning. You may want to make sure that he is thoroughly familiar with hilchos ribis, as many Rabbis are not.

Smirk · « **Reply #15 on:** September 14, 2008, 06:02:08 PM »

Quote from: aygart on September 14, 2008, 05:32:09 PM

While I am unworthy of arguing with your Rabbi, I will say that I don't understand his reasoning. You may want to make sure that he is thoroughly familiar with hilchos ribis, as many Rabbis are not.

I agree i have heard from a highly knowledgeable rabbi on this specific matter and he said that because the cc company is lending it to the cardholder and had no idea it was going for someone else it makes the cardholder responsible for the interest and it is ribis if he should charge the borrower interest

ash · « **Reply #16 on:** September 15, 2008, 02:00:54 AM »

i recieved no benefit at all from the interest that was paid to cc
not only that at the time it was the only transaction on the card

aygart · « **Reply #17 on:** September 15, 2008, 08:14:17 AM »

that you did not recieve what you consider to be a benefit is generally irrelevent. Halacha considers there to be two seperate transactions occuring. If I borrow $100 from the bank at interest that is soley my responsibility. That I afterward lent it to you has no connection and I am forbidden to charge you any interest, even to offset my loss.

ash · « **Reply #18 on:** September 15, 2008, 06:10:24 PM »

not so simple
1. there was no benefits on this card no points or milege
2. i gave him the card to buy a ticket home meaning i didnt lend him cash
3. there is alot of room here to argue that it was the bank lending him the money
you may not agree with it and thats ok but someone did alsmach his opinion the basterd paid it off

ash · « **Reply #19 on:** September 15, 2008, 06:14:20 PM »

and you know its a big mitzvah to help people and lend them money when we can
i learnt my lesson here i still try to do good things and help people when i can
but if that guy burned me like someone is doing to em066 i would never have given anyone a penny again because of the bitterness behind that experience
thank g-d it was ok
if it was me and my 13000 i would get the money and his balls too is that ribbis ?