Author Topic: Chase Credit Line Transfers (Read 4999 times)

Dan · « **on:** February 10, 2011, 06:00:39 PM »

Current Chase cards:
CO Consumer Debit
CO Business Debit
CO Consumer OnePass Plus
CO Consumer Presidential Plus
Chase Freedom
UA Consumer

Just opened a new CO card and got a letter saying that they moved $10K credit limit from my CO PP card (bringing it down from $49K to $39K) to my new CO OP card.
Called up Chase and got my CO PP credit limit restored and had them close my UA card and move the credit from it to my new CO OP card. Took all of 3 minutes.

What new credit card laws

So should I got for my 3rd Sapphire Preferred, my 15th UA, or my 1st Hyatt card for my next Chase churn?

Yordai Dooma · « **Reply #1 on:** February 10, 2011, 06:06:47 PM »

Quote from: Dan on February 10, 2011, 06:00:39 PM

Current Chase cards:
CO Consumer Debit
CO Business Debit
CO Consumer OnePass Plus
CO Consumer Presidential Plus
Chase Freedom
UA Consumer

Just opened a new CO card and got a letter saying that they moved $10K credit limit from my CO PP card (bringing it down from $49K to $39K) to my new CO OP card.
Called up Chase and got my CO PP credit limit restored and had them close my UA card and move the credit from it to my new CO OP card.

What new credit card laws

So should I got for my 3rd Sapphire Preferred, my 15th UA, or my 1st Hyatt card for my next Chase churn?

Out of curiosity, when was the last time you applied up for a chase CC?

AsherO · « **Reply #2 on:** February 10, 2011, 06:42:46 PM »

Quote from: Dan on February 10, 2011, 06:00:39 PM

Current Chase cards:
CO Consumer Debit
CO Business Debit
CO Consumer OnePass Plus
CO Consumer Presidential Plus
Chase Freedom
UA Consumer

Just opened a new CO card and got a letter saying that they moved $10K credit limit from my CO PP card (bringing it down from $49K to $39K) to my new CO OP card.
Called up Chase and got my CO PP credit limit restored and had them close my UA card and move the credit from it to my new CO OP card. Took all of 3 minutes.

What new credit card laws

So should I got for my 3rd Sapphire Preferred, my 15th UA, or my 1st Hyatt card for my next Chase churn?

There's an extra t in your post

I'd say go for the Hyatt, you'll probably use it sooner than the UA miles (considering they're going to be merged with CO and you have lotsa CO already).

Bp · « **Reply #3 on:** February 10, 2011, 06:50:52 PM »

what signup bonus do you get for the UA Consumer card ?

Dan · « **Reply #4 on:** February 10, 2011, 07:34:13 PM »

Chase (CO/UA) collection.

Monsey · « **Reply #5 on:** February 10, 2011, 07:49:05 PM »

How do you churn the UA card? UA doesnt let me open another ff account and with my old ff account i wont get the miles since i got them once already

AsherO · « **Reply #6 on:** February 11, 2011, 06:39:57 AM »

Quote from: Monsey27 on February 10, 2011, 07:49:05 PM

How do you churn the UA card? UA doesnt let me open another ff account and with my old ff account i wont get the miles since i got them once already

+1

I had a similar situation recently: I opened another CO acct for a churn and they consolidated the two accounts automatically. Do I stand any chance of getting the miles?

aussiebochur · « **Reply #7 on:** February 11, 2011, 06:53:10 AM »

Quote from: Dan on February 10, 2011, 07:34:13 PM

Chase (CO/UA) collection.

Keybank isn't Chase...but it is CO, I guess...

Dan · « **Reply #8 on:** February 11, 2011, 11:32:21 AM »

Quote from: aussiebochur on February 11, 2011, 06:53:10 AM

Keybank isn't Chase...but it is CO, I guess...

Waiting for someone to say that

Hence the reason I said CO.

Yellow · « **Reply #9 on:** October 19, 2011, 04:07:04 PM »

I closed down a card with a $ 1000 CL and apparently they cannot transfer less than 2k in credit!? Kinda annoying since every little bit of credit counts...

HelpMe · « **Reply #10 on:** October 20, 2011, 01:18:30 AM »

Quote from: Yellow on October 19, 2011, 04:07:04 PM

I closed down a card with a $ 1000 CL and apparently they cannot transfer less than 2k in credit!? Kinda annoying since every little bit of credit counts...

Sometimes you need to call more than once or send a secure message. The 2k limit you were told is not correct.

elikay · « **Reply #11 on:** October 22, 2011, 10:26:14 PM »

+1
I don't think that 2k limit is true.

lybbtthl · « **Reply #12 on:** October 22, 2011, 11:28:17 PM »

Do credit lines have to be fully paid up in order to transfer them?

AsherO · « **Reply #13 on:** October 23, 2011, 12:30:58 AM »

Quote from: lybbtthl on October 22, 2011, 11:28:17 PM

Do credit lines have to be fully paid up in order to transfer them?

IIRC, yes.

lybbtthl · « **Reply #14 on:** October 23, 2011, 12:48:58 AM »

Are there any particular cards that they won't transfer line to/from regardless?

For example charge cards to credit cards and vice versa (if they have any charge cards, of course)

Saver2000 · « **Reply #15 on:** October 23, 2011, 12:57:20 AM »

Quote from: lybbtthl on October 23, 2011, 12:48:58 AM

Are there any particular cards that they won't transfer line to/from regardless?

For example charge cards to credit cards and vice versa (if they have any charge cards, of course)

I don't know the answer to your question but I can tell u that u can transfer from regular cc to a charge card. I recently transferred a cl from a consumer cc to a business charge card.

lybbtthl · « **Reply #16 on:** October 23, 2011, 12:58:39 AM »

so apparantly chase do have charge cards, which cards are they?

AsherO · « **Reply #17 on:** October 23, 2011, 01:01:15 AM »

Quote from: lybbtthl on October 23, 2011, 12:58:39 AM

so apparantly chase do have charge cards, which cards are they?

Do a search in the CC forum for Chase NPSL

Saver2000 · « **Reply #18 on:** October 23, 2011, 01:01:36 AM »

Quote from: lybbtthl on October 23, 2011, 12:58:39 AM

so apparantly chase do have charge cards, which cards are they?

Ink bold is a charge card.

Saver2000 · « **Reply #19 on:** October 23, 2011, 01:04:59 AM »

Quote from: AsherO on October 23, 2011, 01:01:15 AM

Do a search in the CC forum for Chase NPSL

A card with NPSL is not necessarily a charge card.