Topic Wiki

Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card
What Cards Arenít Affected?

The following cards donít have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by Iz on May 18, 2017, 12:01:34 AM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 38149 times)

Offline doctorofcredit

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2013
  • Posts: 252
  • Total likes: 34
  • DansDeals.com Hat Tips 9
    • View Profile
    • Doctor of Credit
  • Location: United States
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #30 on: February 11, 2016, 03:45:20 PM »
Why is his info on this better than his info on the end of duplicating amex offers or on amex business cards going to once in a lifetime?

Not saying he's wrong or not, but hard to put too much stock in this. Been getting tougher for years now.

Amex offers was just based on what was happening at the time. Amex business cards was wrong and I'll happily put my hand up about that one, although I wasn't 100% sure that source could be trusted which is why I tweeted instead of posted (if my memory serves me correctly anyway).

In this instance the source is Chuck's, I asked him who the source was and he wouldn't reveal it but said he had gotten good information in the past. I guess we'll know for sure if the Chase business card prediction comes true. Up to you if you trust Chuck's judgement or not, I do personally.

Personally I hope Chuck is wrong and we look like complete fools in a few months time.
Like my posts? Check out my blog Doctor of Credit.

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 13869
  • Total likes: 221
  • DansDeals.com Hat Tips 34
    • View Profile
  • Location: Where I ought to be
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #31 on: February 11, 2016, 03:50:21 PM »



Personally I hope Chuck is wrong and we look like complete fools in a few months time.
Amen to that

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1208
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #32 on: February 11, 2016, 03:50:39 PM »
Oy. So, what chase co-brand cards are worth getting to keep before this becomes impossible?

Offline Matovu

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1134
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
  • Programs: SPG Gold, Hilton Honors Diamond,
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #33 on: February 11, 2016, 03:52:04 PM »
Off topic. Just received a letter from Chase in the mail that from March 1 they'll require a photo ID when making cash payments in branch.
Interesting
Did this yesterdat, and they asked for ID

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 13869
  • Total likes: 221
  • DansDeals.com Hat Tips 34
    • View Profile
  • Location: Where I ought to be
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #34 on: February 11, 2016, 03:52:11 PM »
Oy. So, what chase co-brand cards are worth getting to keep before this becomes impossible?
Doesn't become worthless, rather harder. What to get depends if for personal use or as a money maker

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1208
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #35 on: February 11, 2016, 03:53:51 PM »
Doesn't become worthless, rather harder. What to get depends if for personal use or as a money maker
If they will be as strict as the current 5/24, I won't bother trying.

Say for personal use.

Also, What co-brand cards are potential moneymakers?

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 13869
  • Total likes: 221
  • DansDeals.com Hat Tips 34
    • View Profile
  • Location: Where I ought to be
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #36 on: February 11, 2016, 03:58:35 PM »



Also, What co-brand cards are potential moneymakers?
Basically all. Ritz is up there

Offline Matovu

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1134
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
  • Programs: SPG Gold, Hilton Honors Diamond,
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #37 on: February 11, 2016, 04:02:02 PM »
Let's say I have more then 5/24
Would they allow exchanging without a bonus ?

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1208
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #38 on: February 11, 2016, 04:03:57 PM »
Basically all. Ritz is up there
Are you referring to moneymakers due to sign up bonuses, or via MS/annual free night?

What are the ritz Free nights worth?


Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1208
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #39 on: February 11, 2016, 04:06:29 PM »
Let's say I have more then 5/24
Would they allow exchanging without a bonus ?
Cmiiw, but you can only product change within the same family (united to united, etc.)

Offline Matovu

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1134
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
  • Programs: SPG Gold, Hilton Honors Diamond,
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #40 on: February 11, 2016, 04:14:09 PM »
Cmiiw, but you can only product change within the same family (united to united, etc.)
Not sure you are correct.
Has it always been like that ?

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 13869
  • Total likes: 221
  • DansDeals.com Hat Tips 34
    • View Profile
  • Location: Where I ought to be
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #41 on: February 11, 2016, 04:24:39 PM »
Are you referring to moneymakers due to sign up bonuses, or via MS/annual free night?

What are the ritz Free nights worth?
Sign up, 300/350 + 300 minimum statement credit

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6142
  • Total likes: 11
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #42 on: February 11, 2016, 04:27:03 PM »
This is very annoying and being that we are already seeing 5/24 on there own cards it would only make sense for them to continue this theme across their other cards as well. I really hope they don't. So many valuable cards to get.
Work hard, Play harder!

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1208
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #43 on: February 11, 2016, 04:27:48 PM »
Not sure you are correct.
Has it always been like that ?
I read it on DoC, but there are probably ppl here who have gotten around it after much huca.

here

Online Hidden

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2013
  • Posts: 695
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #44 on: February 11, 2016, 04:35:52 PM »
Are jp Morgan cards like the ritz also considered 'Chase'?