Topic Wiki

Which Chase Cards Are Affected by The 5/24 Rule?

The 5/24 rule applies to the following cards:
Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Club  Business Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

What Cards Aren’t Affected?

The following cards don’t have this rule applied to them:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont ?
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

HT: DOC
« Last edited by etech0 on October 24, 2017, 10:11:36 PM »

Author Topic: Chase 5/24 Rule To Apply On Co-branded Cards?  (Read 127440 times)

Offline basketnarb

  • Dansdeals Silver Elite
  • **
  • Join Date: Apr 2013
  • Posts: 93
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #600 on: September 13, 2017, 09:59:48 AM »
All cards count towards your total of 5.

IHG counts.
Amex counts!
Citi counts!
Etc..

Except certain business cards don't. 

So the only difference with the IHG card is that you can get it even if your past 5/24?

Offline GAM Z.

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2016
  • Posts: 617
  • Total likes: 39
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #601 on: September 13, 2017, 10:27:43 AM »
Except certain business cards don't. 

So the only difference with the IHG card is that you can get it even if your past 5/24?
Correct

Offline bb1836

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 3429
  • Total likes: 434
  • DansDeals.com Hat Tips 154
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #602 on: October 24, 2017, 09:19:26 PM »
does anyone know if the amazon cc's are subject to 5/24?
As @davidmal says: "Likes" feed the family

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9699
  • Total likes: 1069
  • DansDeals.com Hat Tips 123
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #603 on: October 24, 2017, 09:24:06 PM »
does anyone know if the amazon cc's are subject to 5/24?
it is not

Offline Dani

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 125
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #604 on: October 24, 2017, 09:49:30 PM »
does anyone know if the amazon cc's are subject to 5/24?
Read the darn wiki!!   :D

Offline bb1836

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 3429
  • Total likes: 434
  • DansDeals.com Hat Tips 154
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #605 on: October 24, 2017, 10:03:32 PM »
Read the darn wiki!!   :D
oops. didn't see that. awesome
As @davidmal says: "Likes" feed the family

Offline Dani

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 125
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #606 on: October 24, 2017, 10:04:26 PM »

Offline ME17

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 108
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: chicago
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #607 on: October 25, 2017, 01:21:34 PM »
I am new so all help is appreciated: I am  3/24 without AU over with. Should i remove the AU first or apply first?
Also-have CSR -cant get bonus on preferred
and AU on CF and CFU, so I don't see a need for those
southwest does't interest me
The way I understand I can do Marriot and the united explorer and club card- explorer has limited bonus now- should i wait on marriot and hold out for better explorer bonus or do marriot and club card and wait on explorer since it comes and goes? one account will fall of sept. 2018

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #608 on: October 25, 2017, 02:20:21 PM »
I am new so all help is appreciated: I am  3/24 without AU over with. Should i remove the AU first or apply first?
Also-have CSR -cant get bonus on preferred
and AU on CF and CFU, so I don't see a need for those
southwest does't interest me
The way I understand I can do Marriot and the united explorer and club card- explorer has limited bonus now- should i wait on marriot and hold out for better explorer bonus or do marriot and club card and wait on explorer since it comes and goes? one account will fall of sept. 2018
First do an Ink Preferred and a UA biz now, then wait 3-5 months and get a UA club or explorer and a Marriott personal.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline ME17

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 108
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: chicago
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #609 on: October 25, 2017, 02:56:12 PM »
First do an Ink Preferred and a UA biz now, then wait 3-5 months and get a UA club or explorer and a Marriott personal.
thank you- guidance is much appreciated

one more question- once I'm maxed out with 5/24 then should i wait 3-5 months and apply for other non 5/24 or non chase and forget about ever being under 5/24 again for chase or hold off?
« Last Edit: October 25, 2017, 03:15:50 PM by ME17 »

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #610 on: October 25, 2017, 03:13:41 PM »
thank you- guidance is much appreciated
My pleasure.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline habein

  • DansDeals Copper Elite
  • *
  • Join Date: Aug 2017
  • Posts: 2
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: lakewood
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #611 on: November 07, 2017, 10:37:38 AM »
just got approved for chase freedom unlimited after being 10/24 !!!!

Offline ttn

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2016
  • Posts: 665
  • Total likes: 34
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: lakewood
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #612 on: November 07, 2017, 10:38:05 AM »
just got approved for chase freedom unlimited after being 10/24 !!!!
Online application?
Were you pre-approved?

Offline outinstyle

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2012
  • Posts: 714
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #613 on: November 07, 2017, 10:38:34 AM »
just got approved for chase freedom unlimited after being 10/24 !!!!
How?

Offline habein

  • DansDeals Copper Elite
  • *
  • Join Date: Aug 2017
  • Posts: 2
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: lakewood
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #614 on: November 07, 2017, 10:42:47 AM »
i went into bank and banker told me i was pre approved
its my second chase card getting after being 5/24

Offline zagguru

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2014
  • Posts: 3107
  • Total likes: 171
  • DansDeals.com Hat Tips 70
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #615 on: November 07, 2017, 10:50:34 AM »
i went into bank and banker told me i was pre approved
its my second chase card getting after being 5/24

did you ever have the card?

Offline davidd75

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 3875
  • Total likes: 120
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: new jersey
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #616 on: November 08, 2017, 05:33:37 PM »
still not clear on this issue if you do a google search its recommended you use Credit karma as the easiest way to see if you are 5/24; however credit karma only brings up your Transunion and Equifax credit history details.  So if Chase uses Experian to pull up your past inquiries how does credit karma help?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #617 on: November 08, 2017, 05:36:36 PM »
still not clear on this issue if you do a google search its recommended you use Credit karma as the easiest way to see if you are 5/24; however credit karma only brings up your Transunion and Equifax credit history details.  So if Chase uses Experian to pull up your past inquiries how does credit karma help?
5/24 is cards you've opened, nothing to do with the number of pulls, the cards will be reported to all the bureaus regardless of which is the bank pulled.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline seeyon3

  • Dansdeals Bronze Elite
  • *
  • Join Date: Apr 2015
  • Posts: 29
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #618 on: December 20, 2017, 08:27:22 PM »
dose the hawaian airlines buisness card count aginst 5/24?
thanks

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 7218
  • Total likes: 978
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« Reply #619 on: December 20, 2017, 08:29:35 PM »
dose the hawaian airlines buisness card count aginst 5/24?
thanks
Unless they report it, no.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch