My Chase Flexible Rewards – the Chase card I've had longest – finally got phased out. Since I already have Chase Freedom, they gave me two options:
Option 1. Free Product Change to Chase Freedom Ultimate, forego $150-$175 sign up bonus
Option 2. Combine Credit Line - close current Chase Freedom card, combine all/most of the credit line to one card (the one I've had for longer)
Which option would you recommend given:
• I also have a CSP card
• Not interested in applying for a new card or increasing my credit line right now.
• I'm nowhere near maxing out my Chase Freedom 5% categories each quarter.