Author Topic: USAA free Experian credit monitoring (Read 4005 times)

SearchGuy · « **on:** March 15, 2016, 01:54:45 PM »

https://www.usaa.com/inet/wc/creditcheck_monitoring_main

Is anyone using them?
Looks like a great way of monitoring Experian

yelped · « **Reply #1 on:** March 15, 2016, 01:58:51 PM »

I do.

SearchGuy · « **Reply #2 on:** March 15, 2016, 01:59:45 PM »

trying to sign up and I'm getting the following message:

Quote

This product or service is unavailable to you due to one or more of the following reasons:

Membership eligibility requirements
Other information drawn from your Personal Profile
Age requirements (must be 18 or older)
State or foreign restrictions

B.D.Da'ehu · « **Reply #3 on:** March 15, 2016, 02:01:50 PM »

Quote from: SearchGuy on March 15, 2016, 01:59:45 PM

trying to sign up and I'm getting the following message:

Do you have a bank account with them?

SearchGuy · « **Reply #4 on:** March 15, 2016, 02:02:32 PM »

Quote from: B.D.Da'ehu on March 15, 2016, 02:01:50 PM

Do you have a bank account with them?

I have nothing with them, just an account

Scmcodes · « **Reply #5 on:** March 17, 2016, 07:48:04 AM »

Quote from: SearchGuy on March 15, 2016, 02:02:32 PM

I have nothing with them, just an account

i use them but i was told by a rep that u need to have some sort of banking with them in order to get the service
i have a checking with them

SearchGuy · « **Reply #6 on:** March 17, 2016, 07:50:08 AM »

Quote from: Scmcodes on March 17, 2016, 07:48:04 AM

i use them but i was told by a rep that u need to have some sort of banking with them in order to get the service
i have a checking with them

And they allowed you for the Credit monitoring?

Scmcodes · « **Reply #7 on:** March 17, 2016, 08:32:58 AM »

Quote from: SearchGuy on March 17, 2016, 07:50:08 AM

And they allowed you for the Credit monitoring?

correct did u try calling them and asking why it doesnt allow you cant hurt

SearchGuy · « **Reply #8 on:** March 17, 2016, 08:36:49 AM »

I tried, silly people transferred me to Experian...

elya · « **Reply #9 on:** March 17, 2016, 08:41:26 AM »

Signed up successfully. Thanks OP.

foseph · « **Reply #10 on:** March 17, 2016, 09:16:43 AM »

been using this a while. have car insurance and cc with them. i guess it gives less info than credit karma, but gives u experian to fill the gap

Scmcodes · « **Reply #11 on:** March 17, 2016, 01:14:47 PM »

Quote from: SearchGuy on March 17, 2016, 08:36:49 AM

I tried, silly people transferred me to Experian...

as @Dan always says HUCA HUCA HUCA if it seems to work for others why should it not work for you

davidd75 · « **Reply #12 on:** March 17, 2016, 03:48:45 PM »

whats the easiest/free thing to sign up with them to enable this feature?

David Smith · « **Reply #13 on:** March 17, 2016, 03:49:55 PM »

Quote from: davidd75 on March 17, 2016, 03:48:45 PM

whats the easiest/free thing to sign up with them to enable this feature?

Join the army.

sammy n · « **Reply #14 on:** March 17, 2016, 04:33:32 PM »

Signed up with ease. Thanx OP!

SearchGuy · « **Reply #15 on:** March 17, 2016, 05:54:10 PM »

Quote from: Scmcodes on March 17, 2016, 07:48:04 AM

i use them but i was told by a rep that u need to have some sort of banking with them in order to get the service
i have a checking with them

Tried to open a checking account and got the following message:

Quote

Open a USAA Bank Account
Start of Content
Sorry, we can't open this account for you.

USAA Bank products are only available to military members, veterans who have honorably served and their eligible family members.

USAA's family of companies may have other products available to you. Learn more about:

rileywiles23 · « **Reply #16 on:** March 17, 2016, 07:32:33 PM »

Is their fico score the real one ?

foseph · « **Reply #17 on:** March 17, 2016, 08:10:09 PM »

Quote from: rileywiles23 on March 17, 2016, 07:32:33 PM

Is their fico score the real one ?

i asked on DDMS one time and @Dan said it FAKO

SearchGuy · « **Reply #18 on:** March 18, 2016, 12:31:50 AM »

They clearly write Ventage so it's not FICO...

B.D.Da'ehu · « **Reply #19 on:** March 18, 2016, 12:45:38 AM »

I was just looking at my Experian report thanks to USAA and i noticed it says "All inquiries for mortgages, auto loans and major credit cards that appear in your credit file within a 14-day window are interpreted as a single inquiry."
That doesn't seem to be true...