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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1386080 times)

Offline newdealseeker

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Re: Amexserve/Softcard
« Reply #6020 on: March 04, 2016, 10:34:35 AM »
Also on two cards. If I remember correctly last time was also a Friday at this time.
I was also thinking about that coincidence. They had all week to prepare for this big Friday. >:(

Offline tjak

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Re: Amexserve/Softcard
« Reply #6021 on: March 04, 2016, 10:38:23 AM »
Just got the email

Offline chuckmeister

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Re: Amexserve/Softcard
« Reply #6022 on: March 04, 2016, 10:39:26 AM »
Three cards axed today for no good reason what gives

Offline Malachi

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Re: Amexserve/Softcard
« Reply #6023 on: March 04, 2016, 10:40:10 AM »
Three cards axed today for no good reason what gives
it wasn't a profitable business for them.
Denny Crane

Offline Jkhein

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Re: Amexserve/Softcard
« Reply #6024 on: March 04, 2016, 10:41:09 AM »
card terminated

Offline maxie m

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Re: Amexserve/Softcard
« Reply #6025 on: March 04, 2016, 10:41:26 AM »
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline Welder

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Re: Amexserve/Softcard
« Reply #6026 on: March 04, 2016, 10:41:55 AM »
Got the email too. I've been using it legitimately too! My younger brother (15) is an AU and used it for his day-to-day purchases.
"We need more welders and less philosophers" — Marco Rubio

Offline jbwan

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Re: Amexserve/Softcard
« Reply #6027 on: March 04, 2016, 10:42:12 AM »
Mine too. I survived the last purge but not this one...  :'(

Offline Tzfas

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Re: Amexserve/Softcard
« Reply #6028 on: March 04, 2016, 10:44:16 AM »
At least I got $600 CC load from Citi Amex in this month.

Offline eli5757

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Re: Amexserve/Softcard
« Reply #6029 on: March 04, 2016, 10:44:20 AM »
Mine and wife's shut down as well. They couldn't at least wait until the 5th?!

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #6030 on: March 04, 2016, 10:45:20 AM »
My last remaining account was also shut down but at least was able to get the full $1,500 in one last time.
PUTPAC = PITA

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #6031 on: March 04, 2016, 10:46:11 AM »
Got the email too. I've been using it legitimately too! My younger brother (15) is an AU and used it for his day-to-day purchases.
I don't think it matters, there were some that have gotten shut down without using it at all. Its just an excuse IMHO

Offline Der Deutsche Jude

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Re: Amexserve/Softcard
« Reply #6032 on: March 04, 2016, 10:48:15 AM »
Mine and wife's shut down as well. They couldn't at least wait until the 5th?!
whats on the fifth?

Offline foseph

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Re: Amexserve/Softcard
« Reply #6033 on: March 04, 2016, 10:49:36 AM »
Someone mentioned Friday, but it's also the first Friday of the month and two months after the January one. Wondering if this is gonna be every other month on first friday

Offline foseph

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Re: Amexserve/Softcard
« Reply #6034 on: March 04, 2016, 10:50:08 AM »
whats on the fifth?
Probably 5th 200 load = max for month

Offline shwarmabob

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Re: Amexserve/Softcard
« Reply #6035 on: March 04, 2016, 10:55:29 AM »
yikes, my last Serve is gone  :'(

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #6036 on: March 04, 2016, 10:55:44 AM »
Time to find some more SSN's.
Life is as good as you make it...

Offline BarryLincoln

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Re: Amexserve/Softcard
« Reply #6037 on: March 04, 2016, 10:56:06 AM »
one shut down, another still alive....

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #6038 on: March 04, 2016, 10:59:14 AM »
Someone mentioned Friday, but it's also the first Friday of the month and two months after the January one. Wondering if this is gonna be every other month on first friday
Well in January it happened on the 8th so that's the second Friday of the month
Yes I know the first Friday was new years I'm just saying don't speculate just yet

Offline newdealseeker

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Re: Amexserve/Softcard
« Reply #6039 on: March 04, 2016, 11:00:31 AM »
Well in January it happened on the 8th so that's the second Friday of the month
I guess it was the first "business" Friday....