Chase Sapphire Reserve

[mmgfarb]

Im a little unsure over here as iv read conflicting reports. Im now 90 days after my Sapphire Reserve AF has hit, if i am to downgrade to the "no-fee" Sapphire card now will my $450 fee be prorated and partially refunded or since its after 30 days i am automatically on the hook for all of it, whether i downgrade or cancel...TIA

Downgrade will get prorated.

[ben6952]

Downgrade will get prorated.

You may have to sm. I had too and they prorated manually.

[miles lover]

Downgrade will get prorated.

On the Ritz card as well ? Even after 90 days since the af ?

[mmgfarb]

On the Ritz card as well ? Even after 90 days since the af ?

No downgrade option for the Ritz.

[David Smith]

No downgrade option for the Ritz.

Occasionally they allow Marriott. YMMV.

[mmgfarb]

Occasionally they allow Marriott. YMMV.

Interesting, I've never heard that before.

[MasterAmex]

Im a little unsure over here as iv read conflicting reports. Im now 90 days after my Sapphire Reserve AF has hit, if i am to downgrade to the "no-fee" Sapphire card now will my $450 fee be prorated and partially refunded or since its after 30 days i am automatically on the hook for all of it, whether i downgrade or cancel...TIA

Downgrade will get prorated.

that is, if they let you downgrade.
they didn't let me downgrade only after 6 months.

[mimb]

I'm getting confused with the changes to the AF calculator. Since I'm grandfathered under the original terms of the travel credit, if I got hit with the AF in October, I can now spend the $300 for my 2018 card member year and then downgrade and get the AF refunded?

[davidrotts63]

I'm getting confused with the changes to the AF calculator. Since I'm grandfathered under the original terms of the travel credit, if I got hit with the AF in October, I can now spend the $300 for my 2018 card member year and then downgrade and get the AF refunded?

When did you get the card?

[mimb]

When did you get the card?

Around when it first came out. Believe it was Sept/October 2016

[davidrotts63]

Around when it first came out. Believe it was Sept/October 2016

So to get the most of it use the TC when it resets in December downgrade the card within 30 days and it will be prorated.

[mimb]

So to get the most of it use the TC when it resets by anniversary, and downgrade card within 30 days of AF posting, or after 30 days it be prorated.

That's what I thought, but for some reason it wouldn't reset my TC until December which is why I didn't understand how it was working anymore

[davidrotts63]

That's what I thought, but for some reason it wouldn't reset my TC until December which is why I didn't understand how it was working anymore

Yes, I made a mistake if you have it since then it resets once you December statement closes, then you can use it and cancel it.

[keepsmiling123]

anyone know if Hyatt GCs will trigger the travel credit?

[shmoe joe]

i just checked on my chase's account' it says i"ve only used $35 of $300. so here's my question, is it possible that this already from the new year? if not is it still possible to take advantage being that my closing date is 12/18?

[davidrotts63]

i just checked on my chase's account' it says i"ve only used $35 of $300. so here's my question, is it possible that this already from the new year? if not is it still possible to take advantage being that my closing date is 12/18?

It's the new years

[greathummer7]

i just checked on my chase's account' it says i"ve only used $35 of $300. so here's my question, is it possible that this already from the new year? if not is it still possible to take advantage being that my closing date is 12/18?

CSR uses statement date for travel credit. so if your Dec statement closed on 12/18, then $35 is from 2018.

[shmoe joe]

can i still change closing date will it help?

[davidrotts63]

can i still change closing date will it help?

Nope

[shmoe joe]

how can i check how much i used last year?