Author Topic: Chase Sapphire Reserve (Read 1259461 times)

TimT · « **Reply #3560 on:** January 30, 2017, 12:17:02 PM »

Curious if anyone only spent $4k including $300 travel credit & got the bonus.
Or does everybody around here play it safe.

shulem92 · « **Reply #3561 on:** January 30, 2017, 12:21:27 PM »

Quote from: TimT on January 30, 2017, 12:17:02 PM

Curious if anyone only spent $4k including $300 travel credit & got the bonus.
Or does everybody around here play it safe.

So not like you. Its been asked before

TimT · « **Reply #3562 on:** January 30, 2017, 12:26:12 PM »

Quote from: shulem92 on January 30, 2017, 12:21:27 PM

So not like you. Its been asked before

I'm aware. And everybody always answers not to risk it. I'm looking for the risk takers

12HRS · « **Reply #3563 on:** January 30, 2017, 12:27:37 PM »

Quote from: TimT on January 30, 2017, 12:26:12 PM

I'm aware. And everybody always answers not to risk it. I'm looking for the risk takers

I'm fairly sure there were reports a while ago that it did work, but I will leave it to you to find it.

Dan · « **Reply #3564 on:** January 30, 2017, 12:28:16 PM »

Quote from: TimT on January 30, 2017, 12:17:02 PM

Curious if anyone only spent $4k including $300 travel credit & got the bonus.
Or does everybody around here play it safe.

I did.

TimT · « **Reply #3565 on:** January 30, 2017, 12:32:13 PM »

Quote from: Dan on January 30, 2017, 12:28:16 PM

I did.

Thanks

David Smith · « **Reply #3566 on:** January 30, 2017, 12:36:33 PM »

Quote from: TimT on January 30, 2017, 12:17:02 PM

Or does everybody around here play it safe.

Safe and unsafe is relative.

wonderlust · « **Reply #3567 on:** January 30, 2017, 01:55:07 PM »

Is there a risk of a clawback if I downgrade after I get the point in time to avoid the AF?

Mr. CC · « **Reply #3568 on:** January 30, 2017, 04:23:24 PM »

Quote from: David Smith on January 30, 2017, 12:36:33 PM

Safe and unsafe is relative.

with a thin line

JTZ · « **Reply #3569 on:** January 30, 2017, 04:46:47 PM »

Received denial letter stating we are at the maximum amount of credit we can extent you. The problem is I have to credit with them.

chaim0m · « **Reply #3570 on:** January 30, 2017, 09:24:30 PM »

A family member with the same last name living in Israel applied using my address. I got a letter saying they need proof that she lives at the address like a utility bill. What would you recommend doing? (I can in theory change the utility bill to her name but is it fraud?)

NYHeel · « **Reply #3571 on:** January 31, 2017, 01:31:51 PM »

Quote from: ranhan429 on January 19, 2017, 01:08:03 AM

Father well over 5/24 with AUs and under without. Applied, had him called and told him exactly what to say. The rep said "sorry due to number of cards open in past 2 yrs we are unable to approve you". So he reads his part of the script, after a bit of stumbling he finally says the line I am him to say: "but I am not finicially responsible for the authorized user accounts". Then the rep goes "OK that's gonna change everything then". Basically, it sounds like all others here where it sounds like it's gonna be approved but needs to go thru an additional phase.

Yeah, the same thing happened with my wife, minus the stumbling. Once she said she wasn't responsible for the AU cards she got approved.

NYHeel · « **Reply #3572 on:** January 31, 2017, 01:37:49 PM »

Quote from: chaim0m on January 30, 2017, 09:24:30 PM

A family member with the same last name living in Israel applied using my address. I got a letter saying they need proof that she lives at the address like a utility bill. What would you recommend doing? (I can in theory change the utility bill to her name but is it fraud?)

You should do nothing. If you want to help your relative you can recommend that she change the address on one of her existing credit cards. That should help provide proof of address while also adding your address to her credit report which should eliminate this issue in the future.

chaim0m · « **Reply #3573 on:** January 31, 2017, 03:28:27 PM »

Quote from: NYHeel on January 31, 2017, 01:37:49 PM

You should do nothing. If you want to help your relative you can recommend that she change the address on one of her existing credit cards. That should help provide proof of address while also adding your address to her credit report which should eliminate this issue in the future.

She actually is an AU on a different CSR at my address will that work?

Mr. CC · « **Reply #3574 on:** January 31, 2017, 03:58:33 PM »

Quote from: NYHeel on January 31, 2017, 01:37:49 PM

You should do nothing

that's not an answer on this forum
the help for the future is a good point

JTZ · « **Reply #3575 on:** January 31, 2017, 04:10:24 PM »

Quote from: Mr. CC on January 31, 2017, 03:58:33 PM

that's not an answer on this forum

She doesn't live at the address correct? So your choices are lie, let it go or have her move in.

chaim0m · « **Reply #3576 on:** January 31, 2017, 04:27:14 PM »

I think it's more complex than that JTZ since many people residing abroad keep their money in the US and retain a US address, why can't they have a credit card? Unless you tell me it's illegal or against the TC to have a credit card when living abroad.

JTZ · « **Reply #3577 on:** January 31, 2017, 04:33:07 PM »

Quote from: chaim0m on January 31, 2017, 04:27:14 PM

I think it's more complex than that JTZ since many people residing abroad keep their money in the US and retain a US address, why can't they have a credit card? Unless you tell me it's illegal or against the TC to have a credit card when living abroad.

What I am saying is they want proof she lives at that address. Retaining a US address means she lives there?
From T&C's: You must have a valid permanent home address within the 50 United States or the District of Columbia.

chaim0m · « **Reply #3578 on:** January 31, 2017, 04:44:36 PM »

Retaining an address means that you get mail there and may return when in the states. Some people have an address where their buisness is located in the US. What do you think about a yeshiva guy (or exchange student) should they forfeit their credit cards because they are living abroad? Re the TC thank you for pointing that out, although as you may know many people do not necessarily comply with them.

JTZ · « **Reply #3579 on:** January 31, 2017, 04:48:52 PM »

Quote from: chaim0m on January 31, 2017, 04:44:36 PM

Retaining an address means that you get mail there and may return when in the states. Some people have an address where their buisness is located in the US. What do you think about a yeshiva guy (or exchange student) should they forfeit their credit cards because they are living abroad? Re the TC thank you for pointing that out, although as you may know many people do not necessarily comply with them.

I am not judging anyone. Just pointing out the facts.

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Author Topic: Chase Sapphire Reserve (Read 1259461 times)