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Hello all!
Many of us live, study, or travel to Israel and prefer using US credit cards.
I haven't seen a "master list" anywhere that outlines which stores, sites, government agencies/utilities, or companies decline US cards, so I thought it might be nice to start one.

I've only transitioned my spend to a US card this past week, so there are still plenty of unknowns.
Please reply to the thread and I'll update accordingly!

Here are my experiences thus far:

Declined US card
-Cellcom for monthly bill (however, Discover cards reported working), US cards work for in-store purchases (attempted with Chase CSR Visa)
-BigDeal http://www.bigdeal.co.il (Groupon copycat) (attempted with Chase CSR Visa)
-Club Teva website (if you happen to be a Teva employee  :))) (attempted with Chase CSR Visa)
-Golan Telecom via their own processing (attempted with Chase CSR Visa on 11/19/16). Works with PayPal, just be sure to turn off PayPal's automatic currency conversion!
-Bituach Leumi online (works by phone and at the branch)
-"Kavim" RavKav machines - some machines don't accept Visa or MC (works for Discover and Amex)
-Israel Railways ticket machines (attempted with Chase IHG MasterCard)
-Pope Tobacco in Ashkelon (cheap liquor/tobacco/mens' gifts store) (attempted with Chase CSR Visa)
-חברת החשמל (Electric Company) has lately been rejecting foreign Visa. Amex still works. CSR worked online 12/17


Tentative
-AIG Insurance declined through call center (rep mentioned that they do not accept any foreign cards).  However, my card successfully registered through their online portal and will wait to see if it gets charged properly.

Other
-Cellarix (Israeli social payment app/site).  It let me send money, but Chase categorized it as a cash advance (attempted with Chase Visa)
-Mika gas stations (only lets you fill up 30 shekels worth when paying at the pump, apparently paying inside gets this raised to 200) (attempted with Chase Visa)
« Last edited by moish on December 04, 2017, 10:24:22 AM »

Author Topic: Master List: Israeli companies and sites that decline US cards  (Read 4492 times)

Offline moe8555

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #90 on: November 21, 2017, 04:41:46 AM »
You're not alone. I tried CSR Visa and Capital One Visa before my SPG Amex was finally accepted.  :(
I should at least be thankful for the years that all cards worked because חברת החשמל has probably been my best help at reaching CC bonuses.

Oh well.. let's just hope they don't eliminate Amex as well.  I don't think a lot of people are aware, but the Ameriprise Amex Platinum gives a 5K MR bonus per $20K spent (on an annual basis).  So if you're sure you'll reach at least $20K in spend, it's on par with SPG for unbonused foreign spend (sure, SPG has more transfer partners, but the 20K-->25K bonus is limited to a single redemption/airline.  With the Ameriprise, you get 5K MR deposited to your account that can be used separately from the 20K earned organically -- basically great for a 4K Avios redemption).

Offline M218

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #91 on: November 21, 2017, 08:38:35 AM »
5K semimonthly?
no for the whole year and got back 80% (but of course I made the points)
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Offline Jack out of the box

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #92 on: November 21, 2017, 08:55:38 AM »
no for the whole year and got back 80% (but of course I made the points)
If I would do that I would just end up with a credit in my arnona/water account. I wouldn't get a cash refund.
It is a good idea, though, if at the beginning of the year I need to spend for a CC bonus. I could prepay full arnona for the year and get a 2% discount for that. Afterwards I can apply for my regular arnona discount and then the refund would cover my water for the year.

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #93 on: November 22, 2017, 01:55:07 AM »
If I would do that I would just end up with a credit in my arnona/water account. I wouldn't get a cash refund.
It is a good idea, though, if at the beginning of the year I need to spend for a CC bonus. I could prepay full arnona for the year and get a 2% discount for that. Afterwards I can apply for my regular arnona discount and then the refund would cover my water for the year.
get a friend with a Israeli account and you could sign a permision letter stating that you let them wire the Money to his account then use the Shekels as cash (the best way to get shekels in Israel W/n switch fee ;))
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Offline M218

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #94 on: November 22, 2017, 02:06:07 AM »
I pay with my CSR
חברת חשמל
בזק
גולן
Hot mobile
Arnona
Hagihon
מי עדן
אמישראגז
all works and what doesn't I call in and they except a 1 time payment every time
and best of all I started paying my landlord with Chase QP so no need to shlep the $$$ :) :) :)
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Offline Jack out of the box

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #95 on: November 22, 2017, 03:06:39 AM »
get a friend with a Israeli account and you could sign a permision letter stating that you let them wire the Money to his account then use the Shekels as cash (the best way to get shekels in Israel W/n switch fee ;))
I have an Israeli bank account. But my city doesn't refund the overpayment - only apply it towards future bills. At least my water and arnona are billed together. Maybe next year I'll try to convince them to send a refund.

Offline moe8555

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #96 on: November 22, 2017, 03:09:00 AM »
I pay with my CSR
חברת חשמל
בזק
גולן
Hot mobile
Arnona
Hagihon
מי עדן
אמישראגז
all works and what doesn't I call in and they except a 1 time payment every time
and best of all I started paying my landlord with Chase QP so no need to shlep the $$$ :) :) :)

When did you last pay your power bill?  The no-CSR issue seems to be a recent development.

Offline Ergel

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #97 on: November 22, 2017, 04:05:45 AM »
no for the whole year and got back 80% (but of course I made the points)
Huh? You overpay your arnona and they give you the cash back? How often can you do that? How do you request the cash back?
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Offline moe8555

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #98 on: November 22, 2017, 04:45:44 AM »
Huh? You overpay your arnona and they give you the cash back? How often can you do that? How do you request the cash back?

And a follow-up: is there any way to overpay a regular arnona bill, not eligible for discounts?

Offline moe8555

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #99 on: November 22, 2017, 04:51:23 AM »
I just paid my mortgage with my US AMEX CC (there was a problem with my horadat keva). Try that in the US.

Found an old article specifically discussing this option: http://www.ynet.co.il/articles/0,7340,L-2359714,00.html

What were the late fees/penalty interest you incurred, if you don't mind sharing?

Offline Ergel

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #100 on: November 22, 2017, 05:58:31 AM »
None
Life isn't about checking the boxes. Nobody cares.

Offline M218

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #101 on: November 22, 2017, 08:55:42 AM »
When did you last pay your power bill?  The no-CSR issue seems to be a recent development.
this month try paying on the phone it should work
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Offline M218

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #102 on: November 22, 2017, 08:57:35 AM »
And a follow-up: is there any way to overpay a regular arnona bill, not eligible for discounts?
1. the best way is to pay it Asap and get the 2% discount
2. it acquires interest quite fast
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Offline moe8555

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #103 on: November 29, 2017, 09:35:58 AM »
1. the best way is to pay it Asap and get the 2% discount
2. it acquires interest quite fast

Not sure I understood what you meant by #2 (it acquires/accrues interest fast)...

On a related note, I paid my Sept.-Oct. arnona bill today and Amex Plat. was declined, CSR went through.  Last payment, both were declined.  What is going on here?!

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Re: Master List: Israeli companies and sites that decline US cards
« Reply #104 on: November 29, 2017, 02:01:48 PM »
a lot of times just try again in it might work
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