Author Topic: Hacked GC's  (Read 1994 times)

Offline Amusch

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Hacked GC's
« on: January 09, 2017, 10:29:04 PM »
Please help. I recently discovered that an old MC GC purchased at Staples (this past April) was hacked and after going through the dispute process, received a rejection letter today due to my claim being >120 days old. They write that I should contact the merchant directly, which I will do tomorrow, but am not optimistic. Any thoughts? Please help, it's a significant chunk of change.

Offline JTZ

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Re: Hacked GC's
« Reply #1 on: January 09, 2017, 10:32:47 PM »
Check the T&C's to see if there is any mention of 120 days. My guess is there isn't.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline Work-for-ur-muny

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Re: Hacked GC's
« Reply #2 on: January 09, 2017, 10:40:47 PM »
This is something that's beginning to concern me. I actually have some laying around for quite some time. (Ye, I know I shouldn't be in the game if I'm not organized enough, but I can't resist.) Some I will perhaps never know if it was hacked or emptied by me.  :-[

Offline tzifanya54

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Re: Hacked GC's
« Reply #3 on: January 09, 2017, 10:48:58 PM »
This is something that's beginning to concern me. I actually have some laying around for quite some time. (Ye, I know I shouldn't be in the game if I'm not organized enough, but I can't resist.) Some I will perhaps never know if it was hacked or emptied by me.  :-[
When you call the automated system it will tell you when and where the card was used. It's rare that they empty the full amount in one shot, they usually test a small transaction first.

Offline Work-for-ur-muny

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Re: Hacked GC's
« Reply #4 on: January 09, 2017, 10:50:18 PM »
When you call the automated system it will tell you when and where the card was used. It's rare that they empty the full amount in one shot, they usually test a small transaction first.
Thanks. Will check. Do they all have this option? (I have Visa bought from Staples.)

Offline tzifanya54

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Re: Hacked GC's
« Reply #5 on: January 09, 2017, 10:50:42 PM »
Check the T&C's to see if there is any mention of 120 days. My guess is there isn't.
The question is, what is a GC issuers obligation to their customers regarding fraud? Do they even have to do anything when there is fraud?

Offline Amusch

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Re: Hacked GC's
« Reply #6 on: January 09, 2017, 10:50:46 PM »
Check the T&C's to see if there is any mention of 120 days. My guess is there isn't.

Where can I find T &C? Online somewhere. I have long since thrown out whatever came with actual GC.

Offline tzifanya54

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Re: Hacked GC's
« Reply #7 on: January 09, 2017, 10:50:56 PM »
Thanks. Will check. Do they all have this option? (I have Visa bought from Staples.)
Yes
ETA: Visa is a lot less risky than MC.

Offline teetle

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Re: Hacked GC's
« Reply #8 on: January 17, 2017, 02:16:46 PM »
Be very careful when you log in online to check the balance, there's a lot of fake websites out there that when you put in your information they take it, and could unload your gc, i know personally someone that this happened to. 

Offline israel11219

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Re: Hacked GC's
« Reply #9 on: January 17, 2017, 03:56:58 PM »
how could someone get the the card # if you cash them out at once?

Offline JTZ

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Re: Hacked GC's
« Reply #10 on: January 17, 2017, 03:59:44 PM »
how could someone get the the card # if you cash them out at once?
There are ways.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline JTZ

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Re: Hacked GC's
« Reply #11 on: January 17, 2017, 04:01:36 PM »
Thanks. Will check. Do they all have this option? (I have Visa bought from Staples.)
AFAIK VS GC's are safe if I can say that. Those would need to be have the package physically tampered with.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline israel11219

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Re: Hacked GC's
« Reply #12 on: January 17, 2017, 04:14:13 PM »
I have laying around one vanilla and other visa GC from CVS the $20-$500, anyway to prevent it from being hacked?

Offline coralsnake

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Re: Hacked GC's
« Reply #13 on: January 17, 2017, 04:31:21 PM »
I have laying around one vanilla and other visa GC from CVS the $20-$500, anyway to prevent it from being hacked?
Drain it.
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