Author Topic: clearXchange master thread (Read 25110 times)

HelpMe · « **Reply #20 on:** March 06, 2012, 07:26:10 PM »

Quote from: AsherO on March 06, 2012, 07:23:55 PM

Ah, well that explains that. Either way, it isn't instant.

Correct and made that clear in a prior post.

HelpMe · « **Reply #21 on:** March 06, 2012, 07:27:14 PM »

Quote from: Dan on March 06, 2012, 07:24:39 PM

My local FI (whom I abuse for debit card reasons) charges for push ACH.

Care to share?

Dan · « **Reply #22 on:** March 06, 2012, 07:30:07 PM »

Quote from: HelpMe on March 06, 2012, 07:27:14 PM

Care to share?

It's an OH based bank. Frankly I don't think too many banks monitor debit returns that closely, but if anyone can find their limits I'm sure it's you.

AsherO · « **Reply #23 on:** March 06, 2012, 07:31:47 PM »

Quote from: HelpMe on March 06, 2012, 07:26:10 PM

Correct and made that clear in a prior post.

Hence my assertion that nothing like what the service implied in the OP link exists in the us ATM.

HelpMe · « **Reply #24 on:** March 06, 2012, 07:36:44 PM »

Quote from: Dan on March 06, 2012, 07:30:07 PM

It's an OH based bank. Frankly I don't think too many banks monitor debit returns that closely, but if anyone can find their limits I'm sure it's you.

OK, I thought it might be a churn play. CU's seem to work great for debit returns.

AsherO · « **Reply #25 on:** March 06, 2012, 07:41:46 PM »

Quote from: HelpMe on March 06, 2012, 07:36:44 PM

OK, I thought it might be a churn play.

You mean like churning checking signup bonuses?

HelpMe · « **Reply #26 on:** March 06, 2012, 07:43:23 PM »

Quote from: AsherO on March 06, 2012, 07:41:46 PM

You mean like churning checking signup bonuses?

I was thinking more along the lines of rewards (points/miles/cash back).

AsherO · « **Reply #27 on:** March 06, 2012, 07:51:16 PM »

Quote from: HelpMe on March 06, 2012, 07:43:23 PM

I was thinking more along the lines of rewards (points/miles/cash back).

Why would you have to churn for that? Are those debit offers typically only an intro?

HelpMe · « **Reply #28 on:** March 06, 2012, 07:57:06 PM »

Quote from: AsherO on March 06, 2012, 07:51:16 PM

Why would you have to churn for that? Are those debit offers typically only an intro?

Suntrust had a debit card that earned miles on debit purchases. Some came up with a way to churn (or any word you prefer) this over and over.

AsherO · « **Reply #29 on:** March 06, 2012, 07:58:04 PM »

Quote from: HelpMe on March 06, 2012, 07:57:06 PM

Suntrust had a debit card that earned miles on debit purchases. Some came up with a way to churn (or any word you prefer) this over and over.

Yup, I got lotsa miles just from the signup offer on that

HelpMe · « **Reply #30 on:** March 06, 2012, 08:00:10 PM »

Quote from: AsherO on March 06, 2012, 07:58:04 PM

Yup, I got lotsa miles just from the signup offer on that

...but did you get miles for PIN purchases?

AsherO · « **Reply #31 on:** March 06, 2012, 08:02:34 PM »

Quote from: HelpMe on March 06, 2012, 08:00:10 PM

...but did you get miles for PIN purchases?

I don't think I ever used it for PIN purchases.

whYME · « **Reply #32 on:** March 06, 2012, 08:02:52 PM »

Quote from: AsherO on March 06, 2012, 07:31:47 PM

Hence my assertion that nothing like what the service implied in the OP link exists in the us ATM.

Which would explain what the "excitement" is all about even if there's no way to make money off of this...

AsherO · « **Reply #33 on:** March 06, 2012, 08:04:22 PM »

Quote from: whYME on March 06, 2012, 08:02:52 PM

Which would explain what the "excitement" is all about even if there's no way to make money off of this...

Right.

HelpMe · « **Reply #34 on:** March 06, 2012, 08:06:23 PM »

Quote from: whYME on March 06, 2012, 08:02:52 PM

Which would explain what the "excitement" is all about even if there's no way to make money off of this...

Ok I get why some might be excited over this. When I asked the question I didn't know instant transfers was such a big thing to some.

whYME · « **Reply #35 on:** March 06, 2012, 08:09:25 PM »

Quote from: HelpMe on March 06, 2012, 08:06:23 PM

Ok I get why some might be excited over this. When I asked the question I didn't know instant transfers was such a big thing to some.

Free and instant transfers would be extremely helpful to me.

HelpMe · « **Reply #36 on:** March 06, 2012, 08:14:42 PM »

Is this service available?

menachem_m · « **Reply #37 on:** February 26, 2015, 12:36:07 PM »

So it's finally taking off, and looks like everyone will be forced to switch.

Quote

To keep using Chase QuickPaySM, you must take action

Chase QuickPay is about to get even better, because we are joining clearXchange, a multi-bank payment network in the United States. This means it will be easier to pay a friend back for dinner - even if they don't bank with Chase.

This person-to-person payment network was created to give you a faster, easier and more convenient way to exchange payments with customers at other participating banks like FirstBank, Bank of America and Wells Fargo.

What changes will you need to make?

As a part of this change, your email address or mobile phone number can be registered with only one bank's payment service, such as Chase QuickPay, within the clearXchange network.

We value your business and would like you to keep enjoying the convenience, simplicity and security of Chase QuickPay. To ensure that you can, please review your Chase QuickPay settings and remove the email address or mobile number from the payment service used by other banks in the clearXchange network.

What if you don't take action by March 22?

The email or mobile number that is also registered with the other bank's payment service will be deactivated from your Chase QuickPay profile.
Payments sent to that email address or mobile number will go through the other bank's payment service instead of Chase QuickPay.
Payments you send through Chase QuickPay will begin using the alternate email address or mobile number in your Chase QuickPay settings. If none exists, your Chase QuickPay payments scheduled to be processed after March 22 will be canceled.
How do you update your Chase QuickPay settings?

Click to go to your Chase QuickPay Email/Mobile Settings.
These updates cannot be made using a mobile device.
Will your other Chase services change?

No, these changes affect only your Chase QuickPay settings. You can rely on your other Chase services and products, including all Chase Online and Text Banking features, to stay the same.

lyla · « **Reply #38 on:** February 26, 2015, 05:59:25 PM »

March 22 must be a big day for changes. That was the date that someone posted that MOs will no longer be able to be gotten using gcs.

D93 · « **Reply #39 on:** March 29, 2015, 08:02:00 AM »

A friend sent me money from Wells Fargo Sure Pay and I received an email from Chase Qp to accept the money, which I did, but now I don't see the payment even pending in my transactions. Very weird.
Anyone with experience?

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Author Topic: clearXchange master thread (Read 25110 times)