$300 per item, 1K per card
per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.
Direct number: 1800-225-3750
Link to Claims Center: https://www295.americanexpress.com/onlineclaim/
Return Protection: www.americanexpress.com/return
This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in its original packaging/labels are still attached.
Purchase Protection: www.americanexpress.com/purchase
This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty
This covers only what the original warranty covers and extends it for up to 1 year.
Amex can approve RP claims even after the card is closed/cancelled, though YMMV.CLICK HERE
to see the full T&C for the Return Protection on your specific Amex card.