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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1175497 times)

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2900 on: January 31, 2018, 08:03:24 AM »
It says voucher & -$42
Hope u don't need to return it. Of you do it doesn't hurt. You can always argue it's a discount not a gift card if they decline it. I've had denials reversed with a simple letter explaining why they messed up.
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Offline ben89

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2901 on: February 08, 2018, 07:01:38 PM »
could i return an oven with return protection?

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2902 on: February 09, 2018, 12:24:38 AM »
could i return an oven with return protection?
Did you read the terms?
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Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2903 on: February 09, 2018, 12:26:09 AM »
Did you read the terms?
I assume he came here so here shouldn't have to read the terms, problem is benefit is up to $300...
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Offline ben89

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2904 on: February 09, 2018, 12:28:25 AM »
Did you read the terms?
yes, I actually did. 22. land, buildings and fixtures (including but not limited to, central air conditioner, built-in kitchen appliance and water heater);
Does that exclude an oven/stove also?

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2905 on: February 09, 2018, 12:29:13 AM »
I assume he came here so here shouldn't have to read the terms, problem is benefit is up to $300...
How awesome would it be if he was approved for his 3,000 oven despite it being am excluded built in appliance, except they said he needs to send it to them!
The point is, even if it's covered the value is so much more than the protection that ur taking a big risk.
« Last Edit: February 09, 2018, 12:32:42 AM by noturbizniss »
READ THE DARN WIKI!!!!

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Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2906 on: February 09, 2018, 12:30:35 AM »
yes, I actually did. It says built in appliances, so I’m wondering if an oven goes under that category or not.
Seriously? What in the world is a built in kitchen appliance if not an oven? You know, with a gas line, potentially a vent line? Maybe a high voltage power line? With a cut out and everything?
READ THE DARN WIKI!!!!

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Offline ben89

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2907 on: February 09, 2018, 12:32:30 AM »
Seriously? What in the world is a built in kitchen appliance if not an oven? You know, with a gas line, potentially a vent line? Maybe a high voltage power line? With a cut out and everything?
what if it’s sitting in my garage not built in?
Just btw @noturbizniss you don’t need to take your constant bad moods out on everyone who you think are too stupid. If you need I have plenty of activities you could do to take out all your venting on.
« Last Edit: February 09, 2018, 12:36:39 AM by ben89 »

Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2908 on: February 09, 2018, 12:33:49 AM »
what if it’s sitting in my garage not built in?
I think it's a vort in the חפצה. Eh.
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Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2909 on: February 09, 2018, 12:34:08 AM »
what if it’s sitting in my garage not built in?
Doesn't say it has to be built in. Just that is its nature.

Here's an idea that I've said a dozen times.
Pick up the phone and call them and ask!

What in the hell do a bunch of morons on a forum know???
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2910 on: February 09, 2018, 12:35:05 AM »
Doesn't say it has to be built in. Just that is its nature.

Here's an idea that I've said a dozen times.
Pick up the phone and call them and ask!

What in the hell do a bunch of morons on a forum know???
Mods.....
I think most of us would trust those here with experience more then a CSR.
DROPR!!
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Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2911 on: February 09, 2018, 12:35:45 AM »
Mods.....
I think most of us would trust those here with experience more then a CSR.
DROPR!!
I've found amex rp to be pretty reliable
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2912 on: February 09, 2018, 12:38:34 AM »
I've found amex rp to be pretty reliable
When? When PCing cards, and pulls show up?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2913 on: February 09, 2018, 12:42:48 AM »
When? When PCing cards, and pulls show up?
Huh? I meant the csrs for rp have been right so far for me
READ THE DARN WIKI!!!!

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Offline ben89

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2914 on: February 09, 2018, 12:45:03 AM »
Doesn't say it has to be built in. Just that is its nature.

Here's an idea that I've said a dozen times.
Pick up the phone and call them and ask!

What in the hell do a bunch of morons on a forum know???
so why bother answer anyone here if you decided your a moron?

Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2915 on: February 09, 2018, 12:45:11 AM »
Huh? I meant the csrs for rp have been right so far for me
Oh, my only experience with a CSR from the return protection was for an item I charged half on a GC but the Indian refunded me full price!!! So not to intelligent, definitely helpful.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2916 on: February 09, 2018, 12:46:28 AM »
so why bother answer anyone here if you decided your a moron?
Hey, if you want to take garbage advice, I got tons to give. Just putting the disclaimer out there.
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2917 on: February 09, 2018, 12:48:28 AM »
Oh, my only experience with a CSR from the return protection was for an item I charged half on a GC but the Indian refunded me full price!!! So not to intelligent, definitely helpful.
The Indian did no such thing. The claims are handled by claims adjustors at amex assurance company. Some may be a it auto approved, but the front line csr dp not decide that.
Also, when I last called probably a year or more it wasn't Indians, so maybe the csr are Indians now...
READ THE DARN WIKI!!!!

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Offline davidrotts63

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2918 on: February 09, 2018, 12:49:38 AM »
The Indian did no such thing. The claims are handled by claims adjustors at amex assurance company. Some may be a it auto approved, but the front line csr dp not decide that.
Also, when I last called probably a year or more it wasn't Indians, so maybe the csr are Indians now...
I mean he put the wrong amount in, and since it was auto approved, they didn't match it up with the amount billed.
Was a few months back for me too
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Offline ben89

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2919 on: February 09, 2018, 12:49:52 AM »
Hey, if you want to take garbage advice, I got tons to give. Just putting the disclaimer out there.
you just seem to always get angry when people ask questions which you think are obvious. Do you have any subject you are weak at and dont know answers to or are you perfect?