Topic Wiki

[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1172824 times)

Offline yoruel

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2013
  • Posts: 765
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3020 on: May 07, 2018, 09:30:43 PM »
Has anyone gotten a refund on a smartphone that the screen cracked?

Offline ah giten

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1979
  • Total likes: 392
  • DansDeals.com Hat Tips 6
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3021 on: May 07, 2018, 10:56:12 PM »
Just discovered that the blue for biz plus doesn't have return protection.. :(
isnt return protection a benefit on all cards?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3022 on: May 07, 2018, 11:13:49 PM »
isnt return protection a benefit on all cards?
No, there are a few that don't have it.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2316
  • Total likes: 37
  • DansDeals.com Hat Tips 5
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3023 on: May 07, 2018, 11:23:13 PM »
I filed a claim for a suit I bought at Macy's.com at final sale. Amex is denying the claim b/c it doesn't say final sale on the receipt. Any advice?

Offline yoruel

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2013
  • Posts: 765
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3024 on: May 07, 2018, 11:30:05 PM »
Has anyone gotten a refund on a smartphone that the screen cracked?
I called, purchase was over 90 days ago. no go.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3025 on: May 07, 2018, 11:55:34 PM »
I filed a claim for a suit I bought at Macy's.com at final sale. Amex is denying the claim b/c it doesn't say final sale on the receipt. Any advice?
Get Macy's to send you a manual receipt that says it was final sale.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2316
  • Total likes: 37
  • DansDeals.com Hat Tips 5
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3026 on: May 07, 2018, 11:56:23 PM »
Get Macy's to send you a manual receipt that says it was final sale.
Will do. Thanks

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 7218
  • Total likes: 979
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3027 on: May 07, 2018, 11:57:02 PM »
I filed a claim for a suit I bought at Macy's.com at final sale. Amex is denying the claim b/c it doesn't say final sale on the receipt. Any advice?
Why is that a reason? Because they are saying you can still return?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3028 on: May 07, 2018, 11:58:49 PM »
Why is that a reason? Because they are saying you can still return?
Presumably.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2316
  • Total likes: 37
  • DansDeals.com Hat Tips 5
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3029 on: May 07, 2018, 11:59:46 PM »
Why is that a reason? Because they are saying you can still return?
They're saying I could've returned within the window

Online yelped

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2015
  • Posts: 10696
  • Total likes: 3937
  • DansDeals.com Hat Tips 43
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3030 on: May 08, 2018, 09:29:52 AM »
They're saying I could've returned within the window
Getting smarter. Never heard them say that before. Though, I don't really use it often.

Offline Hjay

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2016
  • Posts: 1346
  • Total likes: 93
  • DansDeals.com Hat Tips 1
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3031 on: May 08, 2018, 12:24:08 PM »
They're saying I could've returned within the window

If you tried returning 60 days after purchase & you were denied so you filed a claim with Amex they wouldn’t deny because you could’ve returned on day 30. If the item is final sale & you prove that to them there’s no reason you’ll be denied. Macy’s has a 180 (could be even 360) day return policy so if the receipt doesn’t say final sale there’s no reason they’d approve your claim.

Offline gingyguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 1434
  • Total likes: 419
  • DansDeals.com Hat Tips 36
  • Gender: Male
    • View Profile
  • Programs: I don't like to brag
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3032 on: May 08, 2018, 12:32:48 PM »
just made a claim 2 clothing items about $50  each took a while but i git the cred it without them wanting it back
May you slide down the banister of happiness & get many splinters of success up your career.

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2316
  • Total likes: 37
  • DansDeals.com Hat Tips 5
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3033 on: May 08, 2018, 01:40:04 PM »
If you tried returning 60 days after purchase & you were denied so you filed a claim with Amex they wouldn’t deny because you could’ve returned on day 30. If the item is final sale & you prove that to them there’s no reason you’ll be denied. Macy’s has a 180 (could be even 360) day return policy so if the receipt doesn’t say final sale there’s no reason they’d approve your claim.
I called Macy's. They said if I tried to return it they would know on their end that it is final sale

Offline Hjay

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2016
  • Posts: 1346
  • Total likes: 93
  • DansDeals.com Hat Tips 1
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3034 on: May 08, 2018, 02:58:26 PM »
I called Macy's. They said if I tried to return it they would know on their end that it is final sale

How’s Amex supposed to know that? Go to Macy’s & get proof

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2316
  • Total likes: 37
  • DansDeals.com Hat Tips 5
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3035 on: May 08, 2018, 03:03:28 PM »
How’s Amex supposed to know that? Go to Macy’s & get proof
Good call =)

Offline Z56

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2014
  • Posts: 2420
  • Total likes: 100
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC, TLV
  • Programs: SPG Gold, Marriot Gold, Hilton Gold, National EE, Hertz GP, Avis PP
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3036 on: May 08, 2018, 11:00:12 PM »
How’s Amex supposed to know that? Go to Macy’s & get proof

Amex will call the merchant
“I have nothing in common with lazy people who blame others for their lack of success. Great things come from hard work

Offline Hjay

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2016
  • Posts: 1346
  • Total likes: 93
  • DansDeals.com Hat Tips 1
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3037 on: May 09, 2018, 12:37:44 AM »
Amex will call the merchant

They also claimed to contact the merchant when I wanted to return a pair of glasses purchased on eBay. Rep said they contacted eBay.com & was told it’s a limited edition item. After calling back & speaking to a claim adjuster, I was told it was denied because they’re eyeglasses which is custom, after explaining & proving it wasn’t claim was approved. Speak to a claim adjuster & you’ll be able to figure it all out.

Offline ScottParfunu

  • DansDeals Copper Elite
  • *
  • Join Date: May 2018
  • Posts: 7
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3038 on: May 14, 2018, 11:36:00 AM »
How does the "restocking fee" option work? I assume it covers returns that require paid shipping. Does Amex just cover the return shipping cost?

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7116
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3039 on: May 15, 2018, 11:00:00 AM »
No, they don't cover return shipping. They cover restocking fee.
So. For Amazon returns you cannot claim anything unless the window closed.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!