Ok, so I will be freezing those 2 bureaus. Now in your experience does that result in the applications then going directly to the remaining bureau or will i have to then call and do some explaining?
Also, I remember recently reading on the DDF's about someone who tried to do that and AMEX asked them for the PIN to unfreeze or they would not grant the application. Thoughts? Or is it a YMMV type of thing?