Author Topic: DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running! (Read 3548009 times)

Ergel · « **Reply #1520 on:** March 30, 2012, 12:20:12 PM »

Quote from: Walk On the Ocean on March 30, 2012, 12:18:02 PM

1) I dont think freezing credit reports will work for Amex
2) as far as chase, would you be interested in applying for a business card? Like the ink bold for 50k UR?

1) We'll see. I don't mind if I get an extra pull on TU.
2)Too much spending...

Walk On the Ocean · « **Reply #1521 on:** March 30, 2012, 12:24:30 PM »

Quote from: Ergel on March 30, 2012, 12:20:12 PM

1) We'll see. I don't mind if I get an extra pull on TU.
2)Too much spending...

1) I totally hear that. If that works please let us know
2) even with venmo and amazon payments? Amex GC's? And if your really stuck you can always swipe with Squareup processing (Although that wouldn't be free, just a last resort)

AJK · « **Reply #1522 on:** March 30, 2012, 12:24:56 PM »

Quote from: Ergel on March 30, 2012, 12:20:12 PM

1) We'll see. I don't mind if I get an extra pull on TU.

It won't work. They'll just ask you for the PIN to unlock the frozen report.

Ergel · « **Reply #1523 on:** March 30, 2012, 12:29:21 PM »

Quote from: AJK on March 30, 2012, 12:24:56 PM

It won't work. They'll just ask you for the PIN to unlock the frozen report.

Will I have to pay or they'll pay to unfreeze?

AJK · « **Reply #1524 on:** March 30, 2012, 12:30:43 PM »

Quote from: Ergel on March 30, 2012, 12:29:21 PM

Will I have to pay or they'll pay to unfreeze?

You're not unfreezing. You're just allowing access. No fee.

Ergel · « **Reply #1525 on:** March 30, 2012, 12:34:30 PM »

Quote from: AJK on March 30, 2012, 12:30:43 PM

You're not unfreezing. You're just allowing access. No fee.

got it. I guess I should've applied for the amex ones before the freeze

Walk On the Ocean · « **Reply #1526 on:** March 30, 2012, 12:34:50 PM »

Quote from: AJK on March 30, 2012, 12:30:43 PM

You're not unfreezing. You're just allowing access. No fee.

Even so, this is annoying because you nix your chances of getting automatic approval and when doing a 2/3BM thats annoying

AsherO · « **Reply #1527 on:** March 30, 2012, 12:35:40 PM »

Quote from: Walk On the Ocean on March 30, 2012, 12:34:50 PM

Even so, this is annoying because you nix your chances of getting automatic approval and when doing a 2/3BM thats annoying

And risking multiple pulls. I'd say freezing is and 2/3BM don't typically play nice together.

AJK · « **Reply #1528 on:** March 30, 2012, 12:36:23 PM »

Quote from: Ergel on March 30, 2012, 12:34:30 PM

got it. I guess I should've applied for the amex ones before the freeze

Yeah, that's what I did last round. Amex and others; freeze; chase.

Quote from: Walk On the Ocean on March 30, 2012, 12:34:50 PM

Even so, this is annoying because you nix your chances of getting automatic approval and when doing a 2/3BM thats annoying

Not with the above method (at least with non-chase, where I don't mind as much anyway because they're going on TU).

Walk On the Ocean · « **Reply #1529 on:** April 01, 2012, 03:26:30 PM »

Quote from: AJK on March 30, 2012, 12:36:23 PM

Not with the above method (at least with non-chase, where I don't mind as much anyway because they're going on TU).

Not really following. If i do a 3BM with Amex while having the E's frozen then they will have to manaully pull the CR while I give them my pin. Each pull will happen at different times, which will cause 3 separate pulls. So what is the gain?

Drago · « **Reply #1530 on:** April 01, 2012, 04:51:27 PM »

Quote from: AsherO on March 30, 2012, 12:35:40 PM

And risking multiple pulls. I'd say freezing is and 2/3BM don't typically play nice together.

If you frz the report with the prior Chase pulls and then apply for more Chase cards, can they see your prior pulls from Chase? I ask b/c that's the first question they always ask me, why I have so many recent apps with them.

sim · « **Reply #1531 on:** April 01, 2012, 05:36:51 PM »

Quote from: Reuven on April 01, 2012, 04:51:27 PM

If you frz the report with the prior Chase pulls and then apply for more Chase cards, can they see your prior pulls from Chase? I ask b/c that's the first question they always ask me, why I have so many recent apps with them.

Did they ask about recently opened cards or apps? ime they ask about opened cards

Drago · « **Reply #1532 on:** April 01, 2012, 05:50:20 PM »

Quote from: sim on April 01, 2012, 05:36:51 PM

Did they ask about recently opened cards or apps? ime they ask about opened cards

Opened cards (I think)

sim · « **Reply #1533 on:** April 01, 2012, 08:05:43 PM »

Even if u froze they see new accounts not necessarily inquiries. I just told them each card has its own benefit and i dont need the credit...

Knaper_Chuchem · « **Reply #1534 on:** April 02, 2012, 04:49:15 PM »

Do I pay a forex fee on the old IB?

Sorry for my ignorance, is there such a thing as a Bank giving a better exchange rate as other Banks, or it's the daily rate, and it's only the Forex fee that counts?

(Wanna make a large payment to an Israeli vendor, which card is preferred to use? Old IB, Sp, Amex SPG or Amex Plat?)

AsherO · « **Reply #1535 on:** April 02, 2012, 05:10:31 PM »

Quote from: Knaper_Chuchem on April 02, 2012, 04:49:15 PM

Do I pay a forex fee on the old IB?

Sorry for my ignorance, is there such a thing as a Bank giving a better exchange rate as other Banks, or it's the daily rate, and it's only the Forex fee that counts?

(Wanna make a large payment to an Israeli vendor, which card is preferred to use? Old IB, Sp, Amex SPG or Amex Plat?)

Old IB should have the fee waived AFAICR.

It's basically one rate, doesn't matter which card.