Author Topic: Equifax hacked!!!  (Read 58702 times)

Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #80 on: September 08, 2017, 10:45:46 AM »
Can I file a report simply based on the Equifax info saying I may have been affected?
That would be filing a false police report unless you have knowledge of your identity being stolen.
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Offline brodes18

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Re: Equifax hacked!!!
« Reply #81 on: September 08, 2017, 10:55:44 AM »
That would be filing a false police report unless you have knowledge of your identity being stolen.

I do have knowledge based on the equifax info. I have to wait until someone uses it before I can file a report? Seems wrong to me.

Offline JoeyShmoe

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Re: Equifax hacked!!!
« Reply #82 on: September 08, 2017, 10:57:02 AM »
That would be filing a false police report unless you have knowledge of your identity being stolen.
Why isn't it enough if a CRA says that I can assume my identity was stolen (I don't remember the exact verbiage)?
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Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #83 on: September 08, 2017, 11:19:02 AM »
Why isn't it enough if a CRA says that I can assume my identity was stolen (I don't remember the exact verbiage)?
I do have knowledge based on the equifax info. I have to wait until someone uses it before I can file a report? Seems wrong to me.
Is someone using your personal information to open accounts, file taxes, or make purchases?
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Offline JoeyShmoe

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Re: Equifax hacked!!!
« Reply #84 on: September 08, 2017, 11:22:13 AM »
Is someone using your personal information to open accounts, file taxes, or make purchases?
It's only considered ID Theft if it's being used? The identity has (presumably) already been stolen, whether the person that stole it will be using it or not if irrelevant IMHO, that's why you want to freeze your CRs, what's the point in freezing after it was used?
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Offline 12HRS

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Re: Equifax hacked!!!
« Reply #85 on: September 08, 2017, 11:37:01 AM »
smart timing by equifax to release the news of the hack when the country will be focused on Irma

Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #86 on: September 08, 2017, 11:53:01 AM »
It's only considered ID Theft if it's being used? The identity has (presumably) already been stolen, whether the person that stole it will be using it or not if irrelevant IMHO, that's why you want to freeze your CRs, what's the point in freezing after it was used?
Don't shoot the messenger!
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Offline JoeyShmoe

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Re: Equifax hacked!!!
« Reply #87 on: September 08, 2017, 12:02:59 PM »
Don't shoot the messenger!
I didn't mean to come across as arguing or saying you're wrong, I have absolutely no knowledge in this area. Just trying to understand
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Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #88 on: September 08, 2017, 12:06:07 PM »
I didn't mean to come across as arguing or saying you're wrong, I have absolutely no knowledge in this area. Just trying to understand
NP, I am just stating how I see it and could be 100% wrong. Would not be the first time.  :)
Here is an excellent place to get your question answered.
CB thread on it.
https://creditboards.com/forums/index.php?showtopic=601134
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Offline JoeyShmoe

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Re: Equifax hacked!!!
« Reply #89 on: September 08, 2017, 12:23:31 PM »
NP, I am just stating how I see it and could be 100% wrong. Would not be the first time.  :)
Here is an excellent place to get your question answered.
I'll check it out

As @Dan said
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Offline Geshmak25

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Re: Equifax hacked!!!
« Reply #91 on: September 08, 2017, 12:34:42 PM »
Saw a Reddit post that by signing up you're waiving your right to participate in a class action lawsuit. Didn't read the whole thing. Is that true ?

If you want help from Equifax, there are strings attached...

http://money.cnn.com/2017/09/08/technology/equifax-monitoring-services/index.html
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Offline jomaster28

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Re: Equifax hacked!!!
« Reply #92 on: September 08, 2017, 01:29:46 PM »

Offline brodes18

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Re: Equifax hacked!!!
« Reply #94 on: September 08, 2017, 03:40:10 PM »
And what makes everyone think that the hackers aren't still in the EQ system

Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #95 on: September 08, 2017, 05:26:35 PM »
And what makes everyone think that the hackers aren't still in the EQ system
How does that affect if you signup or not?
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Offline Boruch999

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Re: Equifax hacked!!!
« Reply #96 on: September 09, 2017, 02:05:01 PM »
Can I get a new SS number?

Offline David Smith

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Re: Equifax hacked!!!
« Reply #97 on: September 09, 2017, 04:35:58 PM »
Can I get a new SS number?
Paging @(censored). Lol.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

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Re: Equifax hacked!!!
« Reply #98 on: September 09, 2017, 05:03:40 PM »
I just found a new supply of forks!

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Re: Equifax hacked!!!
« Reply #99 on: September 09, 2017, 11:26:11 PM »
IMHO the Equifax brand name is tarnished beyond repair. Whether the company will somehow survive and rebrand, or forced into bankruptcy by this fiasco, is still to be seen.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan