Chase Reconsideration

[yaakov s]

I've been calling for a handful of people to try to get their cards approved over the last few days. I keep on getting the same response its pending and we can't discuss it you will get a letter. Today I asked the CSR if anything changed since in the past after 2-3 days you were able to discuss it and see if it could be recommended for approval . She said we have gotten many applications and this is the policy , sorry.

Has anyone had this experience?

[myb821]

sometimes they go into a pending stage where the csr cant do anythign

[compddd]

Happened to my girlfriend when she applied for Sapphire Preferred

I called for her and got the same response, "It's pending, go f*** yourself."

[yaakov s]

sometimes they go into a pending stage where the csr cant do anythign

I called for 7 people some applied over a week ago . I only got one response for a denial on Sapphire because he already had the regular card. Are they all pending?

[Smokey Joe Robinson]

im pending too for a few days, no new info...

[Saver2000]

I applied for the co opp on may 5th. I called recon on june 3rd and moved over some credit from an existing card. Its pending ever since then - its been 3 weeks already.

[Smokey Joe Robinson]

I applied for the co opp on may 5th. I called recon on june 3rd and moved over some credit from an existing card. Its pending ever since then - its been 3 weeks already.

they seemed backed up

[compddd]

Yeah really backed up

[Saver2000]

I applied for the co opp on may 5th. I called recon on june 3rd and moved over some credit from an existing card. Its pending ever since then - its been 3 weeks already.

Update: I just called and they said that my app finished being processed on Friday (and that I was approved for $4000!) -- so it took exactly 3 weeks for the process.   

[aryeh1]

I was denied for having too many recent requests. I called reconsideration 3 times but was constantly denied and they saw I called three times before...any ideas ?

[scwam]

I am trying to be reconsidered this weekend for the Sapphire. I was denied because I was already approved for 2 cards in the last 70 days (CO and BA). I called today to find out the absolute last day to ask for reconsideration. Tomorrow will be 60 days from my last approval, so I want to wait until 61 days since last approval. The rep told me that it's not 60 days but 6 months. I had the credit pull on 5/22 and denied on 5/26. He told me the last day to reconsider would be 6/25 (30 days from denial, not credit pull). He immediately asked why I had closed a previous CO card in 6 months ago and opened a new one 2 months ago. I was at a loss and told him I travel to China at least once a year and there weren't many competing flights to China for a decent price other than Continental and that I would get double miles on the CO flight purchases. So I hope I didn't sound like I was just making stuff up because he precluded to me that when I go forward with recon to "be prepared for a lengthy amount of questions why you want another card". I know they are trying to filter out people that are about to burn-up their credit limits and Churners. So I hope my excuse for another card is a valid one when I call. Any additional advise is appreciated.

[gswannabe]

was denied for the sapphire card as i had to many inquiries in the past 6 months
amex plat twice, amex gold, cap 1, ba, aa,
called recon and credit analyst many times, nothing doing
Today i got thru to a credit analyst supervisor who approved me after lowering the limit on my continental card ( annual fee due 2moro  ) and shifting it to my new sapphire card !
never give up

[Nitantnel]

was denied for the sapphire card as i had to many inquiries in the past 6 months
amex plat twice, amex gold, cap 1, ba, aa,
called recon and credit analyst many times, nothing doing
Today i got thru to a credit analyst supervisor who approved me after lowering the limit on my continental card ( annual fee due 2moro  ) and shifting it to my new sapphire card !
never give up

It's interesting to see that there are real hostlers besides for those active on the forums!

[gswannabe]

 
long time lurker

[arid]

the problem with pending is that if you did a 3bm then the first one or 2 you got approved for is one credit check, and the pending one is checked a day later.
i got denied my last one, so iwalked into a chase bank today and sat down with a banker. told him i want 3 cards to diversify my miles and that if he can make a call or two and get me approved, i would open a checking account on the spot.
he called, i got approved, i walked across the street to citi, took some money out, opened a new checking and got a $125 bonus. whole thing took me an 45min and i got 30k CO miles and $125. not a bad day