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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374279 times)

Offline miles lover

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Re: Chase Reconsideration
« Reply #11880 on: March 27, 2018, 02:14:13 AM »
To aprove me for a card chase shifted credit on its own.is that common practice?
Yes. At least as of late.

Offline YosefG

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Re: Chase Reconsideration
« Reply #11881 on: March 27, 2018, 12:43:42 PM »
I applied for Chase Ink Cash and Southwest Personal two days ago with 2 BM method. Got denied on both. Have great credit and 30K credit limit on a Ink business preferred, Chase Freedom unlimited and Chase reserve. Called business recon for Chase Ink Cash and said have too many accounts (not 5/24 though, just too much credit with chase). I told them to please reconsider and move credit around, but they denied. Called back and then they sent for reconsideration again and recommended approval, and told me too wait 24-48 hours. Not sure what the outcome will be but should I call in for the Southwest personal now or wait until Ink cash is resolved? Also, if both get denied after recon again, should I HUCA or no point? Thanks in advance!

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11882 on: March 27, 2018, 12:50:06 PM »
I applied for Chase Ink Cash and Southwest Personal two days ago with 2 BM method. Got denied on both. Have great credit and 30K credit limit on a Ink business preferred, Chase Freedom unlimited and Chase reserve. Called business recon for Chase Ink Cash and said have too many accounts (not 5/24 though, just too much credit with chase). I told them to please reconsider and move credit around, but they denied. Called back and then they sent for reconsideration again and recommended approval, and told me too wait 24-48 hours. Not sure what the outcome will be but should I call in for the Southwest personal now or wait until Ink cash is resolved? Also, if both get denied after recon again, should I HUCA or no point? Thanks in advance!

Yes HUCA if you need. And call now for second card, and if you need be straight up and offer to shift credit from card X to approve this card.... A reason for the denial may be if you stated income is <65k, they don't like approving >50% of your SI. So if you already have 30k credit for another 5k they'd want 70k SI.
And a recommendation for auto approval is generally a good sign, keep an eye out for changes on the automated system.
As for 2bm I recommend for the future to apply for one, get an approval and only then go for the second
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline YosefG

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Re: Chase Reconsideration
« Reply #11883 on: March 27, 2018, 09:34:06 PM »
Thanks so much!

Offline US

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Re: Chase Reconsideration
« Reply #11884 on: March 28, 2018, 06:42:51 PM »
I'm a bit confused here.
Applied 2 days ago for Chase Marriott business card, AS said 2 weeks, Recon Rep said that need to send verification such as DBA etc. today when I called AS said 7-10 days connected to CSR and he said it was declined, now when I call Recon they say from my part there's nothing to do and the application is still pending.
It's interesting that the Recon Reps don't wanna tell me that it's declined..
Any advice please.
Thanks

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11885 on: March 28, 2018, 06:46:52 PM »
I'm a bit confused here.
Applied 2 days ago for Chase Marriott business card, AS said 2 weeks, Recon Rep said that need to send verification such as DBA etc. today when I called AS said 7-10 days connected to CSR and he said it was declined, now when I call Recon they say from my part there's nothing to do and the application is still pending.
It's interesting that the Recon Reps don't wanna tell me that it's declined..
Any advice please.
Thanks
HUCA and hope they don't ask for that proof. Or wait a week for the letter and then send the proof.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline US

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Re: Chase Reconsideration
« Reply #11886 on: March 28, 2018, 06:51:55 PM »
HUCA and hope they don't ask for that proof. Or wait a week for the letter and then send the proof.
Can't HUCA the Recon Reps keep on telling me that it's pending and I need to wait...
No one would tell me even that it's declined..

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11887 on: March 28, 2018, 06:55:07 PM »
Can't HUCA the Recon Reps keep on telling me that it's pending and I need to wait...
No one would tell me even that it's declined..
Tell them it's declined.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline US

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Re: Chase Reconsideration
« Reply #11888 on: March 28, 2018, 06:56:05 PM »

Offline Abey

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Re: Chase Reconsideration
« Reply #11889 on: March 29, 2018, 06:36:26 PM »
My first biz card , chase ink cash 2 reps want proof of business... I have legit business but it’s a small side business no docs...
Any advice? Huca again?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11890 on: March 29, 2018, 06:44:00 PM »
My first biz card , chase ink cash 2 reps want proof of business... I have legit business but it’s a small side business no docs...
Any advice? Huca again?
HUCA. Is the biz name on the app your own name? If not ask them to change it to it.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Abey

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Re: Chase Reconsideration
« Reply #11891 on: March 29, 2018, 07:28:09 PM »
HUCA. Is the biz name on the app your own name? If not ask them to change it to it.
One approved and one declined for too many recent apps....
Huca ?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11892 on: March 29, 2018, 07:29:46 PM »
One approved and one declined for too many recent apps....
Huca ?
Always.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Abey

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Re: Chase Reconsideration
« Reply #11893 on: April 09, 2018, 12:33:08 PM »
One approved and one declined for too many recent apps....
Huca ?
My first biz card , chase ink cash 2 reps want proof of business... I have legit business but it’s a small side business no docs...
Any advice? Huca again?
Huca x3. I have 4 new cards with chase in last 6 months, one will be older than 6 tomorrow (I know stupid me)...am I risking a shutdown if I keep on calling?

Offline ilherman

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Re: Chase Reconsideration
« Reply #11894 on: April 10, 2018, 03:33:38 PM »
What does it mean when when the automatic message on the phone says I will be notified in 30 days?
You can say what you think when you think what you say.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11895 on: April 10, 2018, 03:35:20 PM »
What does it mean when when the automatic message on the phone says I will be notified in 30 days?
It's pending, but didn't reach a pending phase where they decided "we need more time" (2 weeks).
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mdb629

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Re: Chase Reconsideration
« Reply #11896 on: April 13, 2018, 11:30:29 AM »
Hey everyone, I need some advice. I just applied for the Ink Cash and Preferred. I called recon and was approved for the Cash but they told me since I am a new business without prior business credit, they can’t approve me for the second card, despite my excellent personal credit. Do you have any advice? HUCA? Thanks!

Offline shapsam

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Re: Chase Reconsideration
« Reply #11897 on: April 13, 2018, 11:50:30 AM »
Hey everyone, I need some advice. I just applied for the Ink Cash and Preferred. I called recon and was approved for the Cash but they told me since I am a new business without prior business credit, they can’t approve me for the second card, despite my excellent personal credit. Do you have any advice? HUCA? Thanks!
HUCA.

Offline Savingsbeast

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Re: Chase Reconsideration
« Reply #11898 on: April 17, 2018, 12:34:19 AM »
A friend of mine with a Chase Freedom applied for the IHG and Slate, IHG got approved for 12K Slate was declined. Called recon. declined due to too many recent credit, HUCA'd x2 more got similar answer, on 4th try rep said his Chase account was overdrawn too many times (which was actually only once in the past couple years). Is HUCA worth another shot, or are they all leaving notes and by now there's a long rap sheet. (He has a 30 day late on a BofA card which was mentioned, but didn't seem to cary much weight.)

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11899 on: April 17, 2018, 12:36:16 AM »
A friend of mine with a Chase Freedom applied for the IHG and Slate, IHG got approved for 12K Slate was declined. Called recon. declined due to too many recent credit, HUCA'd x2 more got similar answer, on 4th try rep said his Chase account was overdrawn too many times (which was actually only once in the past couple years). Is HUCA worth another shot, or are they all leaving notes and by now there's a long rap sheet.
Is he over 5/24? If yes give up. If no, HUCA and offer to transfer CL if they don't give in at first
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch