Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2399688 times)

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 6228
  • Total likes: 916
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Chase Reconsideration
« Reply #6620 on: October 28, 2014, 10:31:02 PM »
Did you apply for any other cards?

United

Offline shauly

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2014
  • Posts: 851
  • Total likes: 18
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #6621 on: October 29, 2014, 02:47:35 AM »
I never called business recon yet, and am up to my 4th card and wife's 1st all approved with out calling...

Instant approvals or they were pending?

Offline A European

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2012
  • Posts: 1519
  • Total likes: 3
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Germany
Re: Chase Reconsideration
« Reply #6622 on: October 29, 2014, 03:43:04 AM »
Instant approvals or they were pending?
All pending

Offline shauly

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2014
  • Posts: 851
  • Total likes: 18
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #6623 on: October 29, 2014, 04:22:46 AM »
All pending

Good to know. I think I'm going to wait for harder apps to finish pending before I recon from now on. From my experience Chase doesn't pull again especially if you specifically ask not to, so the only downside is a having to wait which isn't the biggest deal.

Offline zh cohen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1714
  • Total likes: 1685
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: 412
Re: Chase Reconsideration
« Reply #6624 on: October 29, 2014, 05:17:07 AM »
Good to know. I think I'm going to wait for harder apps to finish pending before I recon from now on. From my experience Chase doesn't pull again especially if you specifically ask not to, so the only downside is a having to wait which isn't the biggest deal.

From the wiki
Quote
If it says you'll be notified in approx 2 weeks, it's pending
If it says in 7 to 10 days, you've been declined

Evey time I get the 2 weeks message, I've been approved without needing to call. This is true for my wife and myself.

Offline davidd75

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 3897
  • Total likes: 121
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: new jersey
Re: Chase Reconsideration
« Reply #6625 on: October 29, 2014, 09:11:47 AM »
If you're okay with another pull. It would be very interesting to see percentages of approvals for people who waited for the decision.

not always
I think within 30 days most times it may not be another pull if you tell them you do not want another pull

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Chase Reconsideration
« Reply #6626 on: October 30, 2014, 12:42:28 PM »
my wife applied for the saphire with a reported income of 24k, she was denied reason being not enough income, is there any point in huca?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #6627 on: October 30, 2014, 12:45:32 PM »
my wife applied for the saphire with a reported income of 24k, she was denied reason being not enough income, is there any point in huca?
Of course. Does she currently have other chase cards ?

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Chase Reconsideration
« Reply #6628 on: October 30, 2014, 12:51:44 PM »
Of course. Does she currently have other chase cards ?
1 chase card, a freedom with 1,200 cl. not much leverage.
how can i convince them?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #6629 on: October 30, 2014, 12:56:36 PM »
1 chase card, a freedom with 1,200 cl. not much leverage.
how can i convince them?
Shouldn't be too hard. She certainly doesn't have the max cards or credit that chase wants to give.

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Chase Reconsideration
« Reply #6630 on: October 30, 2014, 01:02:24 PM »
Shouldn't be too hard. She certainly doesn't have the max cards or credit that chase wants to give.
what does she answer them when they say u dont have enough income for this card like they told her an hour ago?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #6631 on: October 30, 2014, 01:04:17 PM »
what does she answer them when they say u dont have enough income for this card like they told her an hour ago?
Have you included ALL income/money coming in between the 2 of you ? Also try SM.

Offline yitzyul

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2011
  • Posts: 2977
  • Total likes: 142
  • DansDeals.com Hat Tips 70
    • View Profile
  • Location: Monsey
Re: Chase Reconsideration
« Reply #6632 on: October 31, 2014, 04:36:46 PM »
Just did 2BM for united and sapphire.
Saphire approved me instantly for 11K and united said "We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application."

Should I try calling to get both? Or should I first wait the 7-10 days?


Offline A3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2009
  • Posts: 3476
  • Total likes: 98
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #6633 on: October 31, 2014, 04:39:30 PM »
Just did 2BM for united and sapphire.
Saphire approved me instantly for 11K and united said "We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application."

Should I try calling to get both? Or should I first wait the 7-10 days?
Always better to call the same day

Offline davidch

  • Dansdeals Gold Elite
  • ***
  • Join Date: Apr 2013
  • Posts: 246
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Chase Reconsideration
« Reply #6634 on: November 01, 2014, 08:51:29 PM »
Hi I just did a 3bm with chase for the Hyatt/b.a/sapphire. And got accepted to the Hyatt and other two pending. And i have currently a freedom United and SW.  Was wondering what's the best reason to give them when they ask why I need so many cards?

(I know its been asked just hoping to get a clear answer)

Thanks a lot in advance guys kinda a nooby:)

Offline yitzyul

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2011
  • Posts: 2977
  • Total likes: 142
  • DansDeals.com Hat Tips 70
    • View Profile
  • Location: Monsey
Re: Chase Reconsideration
« Reply #6635 on: November 01, 2014, 09:46:43 PM »
Always better to call the same day
Thanks. I called them yesterday and they told me to call back tonight cause too early. I shifted the credit around and they allowed me to open both!!!
Thanx

Offline yitzyul

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2011
  • Posts: 2977
  • Total likes: 142
  • DansDeals.com Hat Tips 70
    • View Profile
  • Location: Monsey
Re: Chase Reconsideration
« Reply #6636 on: November 02, 2014, 11:33:29 PM »
Like an idiot when I applied for the chase sapphire and united (this past Friday)I didn't use the refferal link from my wives credit card. Is there anyway to call then up and tell them that for some reason the ref feral link didn't work, or when I took the screen shot I noticed it was gone? would it work if its still in the opening account stage?

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #6637 on: November 03, 2014, 12:31:06 AM »
Like an idiot when I applied for the chase sapphire and united (this past Friday)I didn't use the refferal link from my wives credit card. Is there anyway to call then up and tell them that for some reason the ref feral link didn't work, or when I took the screen shot I noticed it was gone? would it work if its still in the opening account stage?
I've had bad experience trying that but a few people have reported success with asking to manually apply.

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #6638 on: November 03, 2014, 12:33:38 AM »
Like an idiot when I applied for the chase sapphire and united (this past Friday)I didn't use the refferal link from my wives credit card. Is there anyway to call then up and tell them that for some reason the ref feral link didn't work, or when I took the screen shot I noticed it was gone? would it work if its still in the opening account stage?
Btw if u refer a friend it takes ime at least 2 weeks till the email goes through!
What I do is I right away refer myself or spouse like this I have my "referral link" handy when needed.

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Chase Reconsideration
« Reply #6639 on: November 03, 2014, 01:24:53 AM »
Btw if u refer a friend it takes ime at least 2 weeks till the email goes through!
What I do is I right away refer myself or spouse like this I have my "referral link" handy when needed.
no need for that either, you can get it immediately - just click on the "twitter" option and then it'll show you your referral link