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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374995 times)

Offline gubevo18

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Re: Chase Reconsideration
« Reply #11640 on: January 11, 2018, 08:41:13 PM »
Is chase still letting you get past 5/24 if you tell them one of them is an AU?
And does CPC help at all? I know they stopped really caring just curious if its any help at all.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11641 on: January 11, 2018, 08:42:25 PM »
Is chase still letting you get past 5/24 if you tell them one of them is an AU?

YMMV, you aren't telling them one is an AU you are saying that you aren't responsible for the AU, it will be denied and you can only do this with recon, I have seen recent DP of being successful, but again YMMV, and may need a little HUCA.
« Last Edit: January 11, 2018, 09:04:45 PM by davidrotts63 »
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Offline gubevo18

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Re: Chase Reconsideration
« Reply #11642 on: January 11, 2018, 09:01:58 PM »

YMMV
Thanks, I figured. Was curious if anyone had any recent data points.

I removed the AU and disputed it 3 TIMES with experience but experian denied it based on Amex.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11643 on: January 11, 2018, 09:04:57 PM »
Thanks, I figured. Was curious if anyone had any recent data points.

I removed the AU and disputed it 3 TIMES with experience but experian denied it based on Amex.
Fixed my OP
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11644 on: January 11, 2018, 09:05:41 PM »
I removed the AU and disputed it 3 TIMES with experience but experian denied it based on Amex.

You can ask Amex to not report it.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline shapsam

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Re: Chase Reconsideration
« Reply #11645 on: January 11, 2018, 09:34:14 PM »
YMMV, you aren't telling them one is an AU you are saying that you aren't responsible for the AU, it will be denied and you can only do this with recon, I have seen recent DP of being successful, but again YMMV, and may need a little HUCA.
I just HUCAd more than 20 times for the Ink preferred, every single time they excepted the "I'm not responsible and don't make payments for the AUs".

Offline gubevo18

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Re: Chase Reconsideration
« Reply #11646 on: January 11, 2018, 09:34:57 PM »
I just HUCAd more than 20 times for the Ink preferred, every single time they excepted the "I'm not responsible and don't make payments for the AUs".
Meaning.. they didnt count it towards 5/24?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11647 on: January 11, 2018, 09:35:32 PM »


I just HUCAd more than 20 times for the Ink preferred, every single time they accepted the "I'm not responsible and don't make payments for the AUs".
FTFY
So why 20 calls? Still declined?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline shapsam

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Re: Chase Reconsideration
« Reply #11648 on: January 11, 2018, 09:37:40 PM »
Meaning.. they didnt count it towards 5/24?
Correct.

Offline shapsam

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Re: Chase Reconsideration
« Reply #11649 on: January 11, 2018, 09:39:37 PM »
FTFY
So why 20 calls? Still declined?
Was declined for different reasons. At the end I was approved but I almost gave up, before the last call I said this will be the last one and BH It was...

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11650 on: January 11, 2018, 09:43:29 PM »


before the last call I said this will be the last one and BH It was...

I've done that a few times for the same application, I didn't listen to myself most times.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline nescafe

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Re: Chase Reconsideration
« Reply #11651 on: January 11, 2018, 09:49:59 PM »
Is chase still letting you get past 5/24 if you tell them one of them is an AU?

Worked for me a few weeks ago. Told them that someone else is responsible for paying that cc

Offline a good yeshiva bachur

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Re: Chase Reconsideration
« Reply #11652 on: January 11, 2018, 10:05:48 PM »
 Bad relationship with chase!
Anyway to get around that?? PMs welcome

Offline US

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Re: Chase Reconsideration
« Reply #11653 on: January 12, 2018, 12:33:57 PM »
Applied for Sapphire preferred Chase Marriott United explorer got on all,

Quote
We have received your request for a Chase credit card. We'll let you know our decision by U.S. mail. This could take up to 30 days.

Thank you for choosing Chase.
Should call or wait?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11654 on: January 12, 2018, 01:48:28 PM »
Applied for Sapphire preferred Chase Marriott United explorer got on all,
Should call or wait?
Call Automated system
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline US

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Re: Chase Reconsideration
« Reply #11655 on: January 12, 2018, 02:38:59 PM »
Call Automated system
Says 7-10 days, should wait or call recon.?
And it only said 2 app, does that mean the 3rd didn't go through at all?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11656 on: January 12, 2018, 02:46:03 PM »
Says 7-10 days, should wait or call recon.?
And it only said 2 app, does that mean the 3rd didn't go through at all?
IMO, Recon both now, then (if approved) reapply for 3rd
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline US

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Re: Chase Reconsideration
« Reply #11657 on: January 12, 2018, 02:56:05 PM »
IMO, Recon both now, then (if approved) reapply for 3rd
Will do, Thanks.

Offline possum

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Re: Chase Reconsideration
« Reply #11658 on: January 15, 2018, 05:39:26 PM »
So, I (stupidly) applied for 3 Chase cards last month (I didn't realize at the time the Amazon Prime card was issued by Chase ::) ) and trying to recon now. On the automated check, robo-lady was giving me the "2 weeks" message for one of them, the other two give "7-10 days". I called today backdoor # to recon (very friendly rep) and now the robo-lady gives "7-10 days" for all 3 :-X

I have 3 other Chase cards with combined limits less than what I have with other issuers. I also just PIF all of my existing Chase cards last week. I think I am getting declined because I was 2/30 ... or maybe just because they saw the number of recent inqs that look like I was doing an AOR. I am only at 4/24 FWIW.

Anyway, I ended up PC-ing another Chase card to get one of the 3 I wanted. Can they cancel or withdraw that app? Does that help my case at all?

I plan on HUCA for the Amazon Prime card (I don't need "more" credit, I just want the 5% back) but I wanted to ask the experts here for any negotiating tips first. TIA.

Offline MrKaplan

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Re: Chase Reconsideration
« Reply #11659 on: January 15, 2018, 06:29:39 PM »
So, I (stupidly) applied for 3 Chase cards last month (I didn't realize at the time the Amazon Prime card was issued by Chase ::) ) and trying to recon now. On the automated check, robo-lady was giving me the "2 weeks" message for one of them, the other two give "7-10 days". I called today backdoor # to recon (very friendly rep) and now the robo-lady gives "7-10 days" for all 3 :-X

I have 3 other Chase cards with combined limits less than what I have with other issuers. I also just PIF all of my existing Chase cards last week. I think I am getting declined because I was 2/30 ... or maybe just because they saw the number of recent inqs that look like I was doing an AOR. I am only at 4/24 FWIW.

Anyway, I ended up PC-ing another Chase card to get one of the 3 I wanted. Can they cancel or withdraw that app? Does that help my case at all?

I plan on HUCA for the Amazon Prime card (I don't need "more" credit, I just want the 5% back) but I wanted to ask the experts here for any negotiating tips first. TIA.
Florida... welcome to ddf