Chase Reconsideration

[Savingsbeast]

Is he over 5/24? If yes give up. If no, HUCA and offer to transfer CL if they don't give in at first

No, hadn't opened a single card in 24. Already offered to transfer CL on the first 3 calls, but they didn't budge.

Can the rep see the IHG already? I ask because on last call the rep mentioned that he sees one account in good standing which seemed like he only saw the Freedom.

[davidrotts63]

No, hadn't opened a single card in 24. Already offered to transfer CL on the first 3 calls, but they didn't budge.

They make it hard from a new card. You can try to escalate it but IME it likey will not happen.

[Savingsbeast]

They make it hard from a new card. You can try to escalate it but IME it likey will not happen.

But the Freedom isn't a new card. What about a transfer from IHG to Freedom then ask for a transfer from Freedom to Slate.

[davidrotts63]

But the Freedom isn't a new card. What about a transfer from IHG to Freedom then ask for a transfer from Freedom to Slate.

Try that. But with a new card they may be reluctant as well, even if the credit you are transferring if from another card.

[Zevi16]

I just applied for sapphire preferred and it’s pending. I tried calling a bunch of times but each time they ask me to send in my social as proof. It seems like it’s a note  on my account. Should I bother huca? Does this mean I can’t get the reserve for 2 years?
It’s my first chase card by the way.
Oh and it says 7-10 days

[Mr. CC]

I just applied for sapphire preferred and it’s pending. I tried calling a bunch of times but each time they ask me to send in my social as proof. It seems like it’s a note  on my account. Should I bother huca? Does this mean I can’t get the reserve for 2 years?
It’s my first chase card by the way.
Oh and it says 7-10 days

why don't you just send them your social?

[Zevi16]

why don't you just send them your social?

I wanted to apply for the reserve today as well as it only works on Sunday But I first had to get approved for the preferred. If I mailed/faxes it in it would take days to process.
BH I went into the branch and they uploaded it for me. Got approved bH

[Mr. CC]

I wanted to apply for the reserve today as well as it only works on Sunday But I first had to get approved for the preferred. If I mailed/faxes it in it would take days to process.
BH I went into the branch and they uploaded it for me. Got approved bH

what's this Sunday business, do you mean to say that you're only available on Sunday?

[Zevi16]

what's this Sunday business, do you mean to say that you're only available on Sunday?

Yup otherwise I will never get to it

[chaimh770]

I just applied for a chase ink apparently when you write a name of a company which isn't your personal name they require official gov documents to prove your company exists. I don't have these documents so when I called a chase representative told me the best solution would be to resubmit a new application with my personal name as the company name. (With warning me obviously that it was on my decision).
I did that and was declined right away because I "requested too many applications" I called reconsideration and they told me the same thing.
I feel stuck now the only way I get the card is by providing documents I do not have??
Any help would be appreciated!

[myi]

I just applied for a chase ink apparently when you write a name of a company which isn't your personal name they require official gov documents to prove your company exists. I don't have these documents so when I called a chase representative told me the best solution would be to resubmit a new application with my personal name as the company name. (With warning me obviously that it was on my decision).
I did that and was declined right away because I "requested too many applications" I called reconsideration and they told me the same thing.
I feel stuck now the only way I get the card is by providing documents I do not have??
Any help would be appreciated!

    I had the same exact experience when I applied a month ago, I used my initials for my company name instead of using my own legal name for the company name as a sole proprietorship which I did not know is needed when applying for a sole proprietorship business credit card, made that silly mistake , tried 5-10 Chase reps/ supervisors got nowhere they all told me the same thing apply for a new card with the correct information but I didn't have a chance to do that yet.
   Will try once or twice more with a call to Chase and see if I get anywhere.

  ‏ I would definitely call Recon and tell them about your previous application which wasn't completed due to your business name and now when I applied for the same credit card using my correct information i was declined, assuming your original application was approved just your business name was blocking it from being approved approved.

[myi]

I just applied for a chase ink apparently when you write a name of a company which isn't your personal name they require official gov documents to prove your company exists. I don't have these documents so when I called a chase representative told me the best solution would be to resubmit a new application with my personal name as the company name. (With warning me obviously that it was on my decision).
I did that and was declined right away because I "requested too many applications" I called reconsideration and they told me the same thing.
I feel stuck now the only way I get the card is by providing documents I do not have??
Any help would be appreciated!

http://forums.dansdeals.com/index.php?topic=8398.msg1909938#msg1909938


   it seems it's a very common mistake when opening a business credit card that you use a business name versus your personal name when opening a business cc ( while being a sole proprietorship in the business).

  Very surprised that @Dan doesn't put emphasis nor state you should only use your legal name when applying as a sole proprietorship for your business credit card if you don't have documents to prove your business name.
  I Know Dan does put emphasis on a business credit card which if you run a small business meaning you're considered a sole proprietorship your eligible to open up a business credit card, but I think he should add you need to put your own personal name / legal name in order to be approved for that small business assuming you don't have documents to prove you're business name?
 (Suggesting this edit because I see it's a common trend around here on DDF for that silly mistake when applying for a business cc, to use a made up bussiness name on your application while being a sole proprietorship in your business.)

[as2]

My brother applied for the IP last year, use his initials for the company name. Wasn't auto approved, but after pending for a few days, he was approved.

[sguitarist18]

My business name includes my last name, never had a problem with it in the past...though just applied for 2 cards, we'll see what happens...

[davidrotts63]

My brother applied for the IP last year, use his initials for the company name. Wasn't auto approved, but after pending for a few days, he was approved.

This is a new thing that they ask for it.

[sguitarist18]

Does it help if I've had cards before with the same business name?

[sguitarist18]

Apparently not. 

[myi]

My business name includes my last name, never had a problem with it in the past...though just applied for 2 cards, we'll see what happens...

Could be their happy if part of your name is in the application vs having nothing besides a random bussiness name.

[myi]

Apparently not. 

What happened ? Declined?

[chaimh770]

    I had the same exact experience when I applied a month ago, I used my initials for my company name instead of using my own legal name for the company name as a sole proprietorship which I did not know is needed when applying for a sole proprietorship business credit card, made that silly mistake , tried 5-10 Chase reps/ supervisors got nowhere they all told me the same thing apply for a new card with the correct information but I didn't have a chance to do that yet.
   Will try once or twice more with a call to Chase and see if I get anywhere.

  ‏ I would definitely call Recon and tell them about your previous application which wasn't completed due to your business name and now when I applied for the same credit card using my correct information i was declined, assuming your original application was approved just your business name was blocking it from being approved approved.

I tried explaining didn't help, they said my second application was final decisions, and first was ok but would have to send it the documents.
So if I'm understand once this happens your just stuck? Is there anyway to fix it up?