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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2406961 times)

Offline myi

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Re: Chase Reconsideration
« Reply #11920 on: May 01, 2018, 06:57:08 PM »
I tried explaining didn't help, they said my second application was final decisions, and first was ok but would have to send it the documents.
So if I'm understand once this happens your just stuck? Is there anyway to fix it up?
It's probably easier to play HUCA and call recon with your 2nd application with all the correct info vs the 1st application with wrong info.
   I would deffenitly call a few times to recon and explain them the best you could about the error message of too many applications due to the previous one which... wish you luck, hope you can get somewhere with the phone calls.
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Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501

Offline Savingsbeast

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Re: Chase Reconsideration
« Reply #11921 on: May 01, 2018, 09:17:44 PM »
Have any of you tried filing a DBA with the 'business' name used on the application.
Am I missing something, as it would seem to be the most obvious solution to me.

Offline myi

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Re: Chase Reconsideration
« Reply #11922 on: May 01, 2018, 09:27:45 PM »
Have any of you tried filing a DBA with the 'business' name used on the application.
Am I missing something, as it would seem to be the most obvious solution to me.
And that costs how much?
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Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501

Offline Savingsbeast

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Re: Chase Reconsideration
« Reply #11923 on: May 02, 2018, 07:31:11 AM »
And that costs how much?
If done professionally I don't know. If done personally I believe it's $50 in NJ or any one NYS county, $125 in NYC.
« Last Edit: May 02, 2018, 07:34:20 AM by Savingsbeast »

Offline Yhgfkj

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Re: Chase Reconsideration
« Reply #11924 on: May 06, 2018, 04:46:30 PM »
I miscalculated 5/24 and got rejected ,
if applying now for cards not subject to 5/24 could I still get instant approval now , or I need to wait 30 days ?

Offline mochjas

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Re: Chase Reconsideration
« Reply #11925 on: May 06, 2018, 06:40:37 PM »
I miscalculated 5/24 and got rejected ,
if applying now for cards not subject to 5/24 could I still get instant approval now , or I need to wait 30 days ?
you can get instant

Offline Hamavin

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Re: Chase Reconsideration
« Reply #11926 on: May 08, 2018, 10:00:12 AM »
Is the 2 weeks or 7-10 days still a dictator?

Offline shapsam

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Re: Chase Reconsideration
« Reply #11927 on: May 08, 2018, 10:20:40 AM »
Is the 2 weeks or 7-10 days still a dictator?
Yes.

Offline hocker

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Re: Chase Reconsideration
« Reply #11928 on: May 10, 2018, 03:16:02 AM »
Trying to help a friend who needs some business capital, and we applied for 3 cards Ritz, Slate and Freedom Unlimited. Figured the Ritz gives very high credit lines but the others have 0% introductory APR. He was approved for ritz $25K as his first Chase card but the others are pending or denied. Called recon yesterday and they refused to approve even with shifting limits since "we can't approve more than one application".

How can he go about getting a 0% APR Chase card? HUCA? Re-apply today? Apply in the branch? Push through in branch?


Offline blue29

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Re: Chase Reconsideration
« Reply #11929 on: May 14, 2018, 03:29:45 AM »
Applied for CSR and was declined because they didn't want to give additional credit.
Was told if two accounts are closed, they can approve the application with a $13,500 CL. Asked if can keep the accounts open with lower CL, and was told no, they would not allow an account with less than a 5k CL for this. Is this standard policy? Should HUCA? Other open accounts are IHG, Amazon and Freedom Unlimited. Any info/suggestions would be greatly appreciated!

Offline Aerial Dag

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Re: Chase Reconsideration
« Reply #11930 on: May 14, 2018, 11:30:00 PM »
Chase wants proof of business location for ink card (despite having another ink card with the same sole proprietorship name). They're looking for a bill or lease with the company's name on it. Anyone experience this before? Easiest way to prove the address?

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11931 on: May 22, 2018, 06:22:52 PM »
Is this true that HUCA on reconsideration can only be done once per day ?
One attempt of  recon regarding an application that was declined failed so I tried to HUCA , however rep said since my application was already reconsidered  today , he cannot reconsider it again in same day.
Is that a true rule?

Offline mochjas

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Re: Chase Reconsideration
« Reply #11932 on: May 22, 2018, 06:23:38 PM »
Is this true that HUCA on reconsideration can only be done once per day ?
One attempt of  recon regarding an application that was declined failed so I tried to HUCA , however rep said since my application was already reconsidered  today , he cannot reconsider it again in same day.
Is that a true rule?
no

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11933 on: May 22, 2018, 06:27:15 PM »
no
So just HUCA again ?
It seems that every rep sees and even saying  that they see I called in already once to reconsider and was declined .

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11934 on: May 22, 2018, 06:28:00 PM »
So just HUCA again ?
It seems that every rep sees and even saying  that they see I called in already once to reconsider and was declined .
Just say that rep was rude or something.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11935 on: May 22, 2018, 06:29:05 PM »
Just say that rep was rude or something.
Tried that already...

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11936 on: May 22, 2018, 06:30:00 PM »


Tried that already...

Escalate? Seems like even if they recon it they won't approve. Maybe wait until tomorrow.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11937 on: May 22, 2018, 06:48:25 PM »

Escalate? Seems like even if they recon it they won't approve. Maybe wait until tomorrow.
In general when HUCA  is each rep seeing and counting on the previous rep.decision
Or they act on there own?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11938 on: May 22, 2018, 06:49:24 PM »
In general when HUCA  is each rep seeing and counting on the previous rep.decision
Or they act on there own?
They see it, but officially give an unbiased decision, but we all know the truth...
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11939 on: May 22, 2018, 06:51:37 PM »
They see it, but officially give an unbiased decision, but we all know the truth...
They don't just see it....
IME they always say it as well and say can't Re consider or approve due to it was recon once already.