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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414479 times)

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #6500 on: October 21, 2014, 04:15:34 AM »
As PRG is a charge card, it may not have it's own utilization ratio, but it would still count toward the total credit/total debt ratio.

Either way, call recon. Explain that your balances are actually low.
They make that kind of mistake?
I don't sin, I give myself opportunities to repent.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6501 on: October 21, 2014, 04:17:16 AM »
They make that kind of mistake?
I don't know how your credit file looks like. It's not necessarily a mistake, but you could still argue it.

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #6502 on: October 21, 2014, 04:21:08 AM »
I don't know how your credit file looks like. It's not necessarily a mistake, but you could still argue it.
Thanks, I'll try again and make sure I speak to the rep before they put me on hold this time, though I think the main issue is the length of time. Also it says too many inquiries in the last 12 months, this should be my 3rd.
I don't sin, I give myself opportunities to repent.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6503 on: October 21, 2014, 04:22:50 AM »
Thanks, I'll try again and make sure I speak to the rep before they put me on hold this time, though I think the main issue is the length of time. Also it says too many inquiries in the last 12 months, this should be my 3rd.
I would suggest you get your hands on a report to make sure.

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #6504 on: October 21, 2014, 04:25:34 AM »
I would suggest you get your hands on a report to make sure.
Thank you for all your help. I will try to go to annualcreditreport from a computer (its not going from mobile), and then huca.
I don't sin, I give myself opportunities to repent.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6505 on: October 21, 2014, 04:34:30 AM »
Thank you for all your help. I will try to go to annualcreditreport from a computer (its not going from mobile), and then huca.
If you get your Experian report, read message 185 here. This should get you unlimited free access to an updated Experian report.

I use it all the time.
« Last Edit: October 21, 2014, 07:34:17 AM by eli.f »

Offline TimT

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Re: Chase Reconsideration
« Reply #6506 on: October 21, 2014, 07:32:20 AM »
If you get your Experian report, read message 185 here. This should get unlimited free access to an updated Experian report.

I use it all the time.
I never knew about that.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6507 on: October 21, 2014, 07:33:55 AM »
I never knew about that.
It should be wikified somewhere. Not sure where though.

Offline Boruch999

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Re: Chase Reconsideration
« Reply #6508 on: October 21, 2014, 07:41:15 AM »
If you get your Experian report, read message 185 here. This should get you unlimited free access to an updated Experian report.

I use it all the time.

WOW! How is this not in a wiki somewhere?

Offline etech0

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Re: Chase Reconsideration
« Reply #6509 on: October 21, 2014, 10:16:40 AM »
If you get your Experian report, read message 185 here. This should get you unlimited free access to an updated Experian report.

I use it all the time.
Very cool! forever, or only for 90 days?
Workflowy. You won't know what you're missing until you try it.

Offline TimT

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Re: Chase Reconsideration
« Reply #6510 on: October 21, 2014, 10:18:46 AM »
Very cool! forever, or only for 90 days?
Officially it's for 90 days. But he's saying it keeps resetting the 90 days.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6511 on: October 21, 2014, 10:19:25 AM »
Very cool! forever, or only for 90 days?
Theoretically, forever. Every time you view the report again, it reset's the clock. Then you have another 90 days to view it.

Offline etech0

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Re: Chase Reconsideration
« Reply #6512 on: October 21, 2014, 10:21:19 AM »
Theoretically, forever. Every time you view the report again, it reset's the clock. Then you have another 90 days to view it.
Wow!
Workflowy. You won't know what you're missing until you try it.

Offline TimT

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Re: Chase Reconsideration
« Reply #6513 on: October 21, 2014, 10:23:45 AM »
Theoretically, forever. Every time you view the report again, it reset's the clock. Then you have another 90 days to view it.
That was posted 1 & a half years ago. You still able to do it recently ?

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6514 on: October 21, 2014, 10:24:02 AM »
If you get your Experian report, read message 185 here. This should get you unlimited free access to an updated Experian report.

I use it all the time.
Tnx! That's actually good stuff!

Offline eli.f

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Re: Chase Reconsideration
« Reply #6515 on: October 21, 2014, 10:26:40 AM »
That was posted 1 & a half years ago. You still able to do it recently ?
Yes I am. Every time I 'log in' it shows Report date: <today>.

Offline arid

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Re: Chase Reconsideration
« Reply #6516 on: October 21, 2014, 12:35:24 PM »
Please help a brother out, I haven't been in the application game for some time now.....

I applied for Bold and Ink Plus on Sunday night.
I called today and they said my Experian was frozen. I asked if they can pull from the others, and 3 diff reps told me that once they pull from Experian, they cannot pull from the others. It has to be Experian. I did this "freezing shtick" a while back and this was not the case. HUCA or is this the new policy?
If this is really new policy, if I lift the freeze and let them check Experian over the phone, is that gonna come up and one or two inquiries?
If it is two inquiries, does it pay to get 2 inquiries for the 120k UR points i MAY get if they approve both?

Offline TimT

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Re: Chase Reconsideration
« Reply #6517 on: October 21, 2014, 12:42:28 PM »
Please help a brother out, I haven't been in the application game for some time now.....

I applied for Bold and Ink Plus on Sunday night.
I called today and they said my Experian was frozen. I asked if they can pull from the others, and 3 diff reps told me that once they pull from Experian, they cannot pull from the others. It has to be Experian. I did this "freezing shtick" a while back and this was not the case. HUCA or is this the new policy?
If this is really new policy, if I lift the freeze and let them check Experian over the phone, is that gonna come up and one or two inquiries?
If it is two inquiries, does it pay to get 2 inquiries for the 120k UR points i MAY get if they approve both?
If you're planning to buy a house soon you don't want 2 inquiries, otherwise it's just several points drop for each for a few months. Good luck getting both approved.

Offline arid

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Re: Chase Reconsideration
« Reply #6518 on: October 21, 2014, 12:54:36 PM »
Thanks, I'm aware of the basics. At one point I was very active in this parsha.
I'm specifically asking what have been people's experiences with this and if this is really Chase's policy or should I continue the HUCA game?

Offline TimT

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Re: Chase Reconsideration
« Reply #6519 on: October 21, 2014, 12:56:29 PM »
Thanks, I'm aware of the basics. At one point I was very active in this parsha.
I'm specifically asking what have been people's experiences with this and if this is really Chase's policy or should I continue the HUCA game?
http://forums.dansdeals.com/index.php?topic=8398.msg938124#msg938124