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Author Topic: Cc after death of account holder  (Read 2594 times)

Offline yochai

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Cc after death of account holder
« on: October 03, 2017, 01:45:22 PM »
I didn't find a thread for this yet, so I need some advice. My father z"l passed away three weeks ago in Israel. His cc due date was the day he died. He had 64000 MR points on his amex platinum. I wanted to know:
1. Do we have to pay his bill?
2. I want to transfer his points to miles before I report the death so amex won't close the account but can't do it since his due date passed. Is there any reason I shouldn't pay the bill in order to get the points? (The bill is much higher than the points value)
Thank you for your advice, and my we only share good news.
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Offline SPLP

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Re: Cc after death of account holder
« Reply #1 on: October 03, 2017, 01:47:35 PM »
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Offline lubaby

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Re: Cc after death of account holder
« Reply #2 on: October 03, 2017, 01:57:54 PM »
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Offline yochai

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Re: Cc after death of account holder
« Reply #3 on: October 03, 2017, 03:35:24 PM »
Thanx. The question remains: my father didn't have an authorized user. He has no $ in accounts in the us. Should I pay his bill so I can cash out his miles before they close his account if I would have to pay anyway at the end, or hope that if I don't pay, they will never be able to get the $?
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Online jj1000

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Re: Cc after death of account holder
« Reply #4 on: October 03, 2017, 03:40:36 PM »
Quote from: yochai on October 03, 2017, 03:35:24 PM
Thanx. The question remains: my father didn't have an authorized user. He has no $ in accounts in the us. Should I pay his bill so I can cash out his miles before they close his account if I would have to pay anyway at the end, or hope that if I don't pay, they will never be able to get the $?
So add an AU now?
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Offline lubaby

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Re: Cc after death of account holder
« Reply #5 on: October 03, 2017, 03:44:48 PM »
Quote from: jj1000 on October 03, 2017, 03:40:36 PM
So add an AU now?
Technically, shouldn’t only the father officially be allowed to add an AU to his account?

What happens after they see the death certificate and follow the timeline?
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Offline sb613

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Re: Cc after death of account holder
« Reply #6 on: October 04, 2017, 12:20:38 AM »
Why do you have to show the death certificate. You can close the account at any time for any reason
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Offline yochai

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Re: Cc after death of account holder
« Reply #7 on: October 04, 2017, 04:08:28 AM »
Quote from: sb613 on October 04, 2017, 12:20:38 AM
Why do you have to show the death certificate. You can close the account at any time for any reason
because I don't want to have to pay the bill.
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Offline David Smith

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Re: Cc after death of account holder
« Reply #8 on: October 04, 2017, 04:20:21 AM »
Quote from: jj1000 on October 03, 2017, 03:40:36 PM
So add an AU now?
Do NOT add an AU now. If there's a possibility that you won't be paying the bill, don't add anyone they can link to the account and chase after. It'll give AU credit score issues and can cause a headache.
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Offline username

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Re: Cc after death of account holder
« Reply #9 on: October 04, 2017, 11:27:42 AM »
Quote from: David Smith on October 04, 2017, 04:20:21 AM
Do NOT add an AU now. If there's a possibility that you won't be paying the bill, don't add anyone they can link to the account and chase after. It'll give AU credit score issues and can cause a headache.
They can go after an AU? I dont think so. The AU is only that, but has no fiscal responsibility for the account.
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Offline ChaimMoskowitz

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Re: Cc after death of account holder
« Reply #10 on: October 04, 2017, 11:41:57 AM »
Quote from: username on October 04, 2017, 11:27:42 AM
They can go after an AU? I dont think so. The AU is only that, but has no fiscal responsibility for the account.
When the AU was added fraudulently?
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Offline username

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Re: Cc after death of account holder
« Reply #11 on: October 04, 2017, 11:45:58 AM »
They can go after him for fraud. I was talking about collecting the outstanding balance from the AU.
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