Author Topic: Capital One Spark Business $1k for $10k spend signup bonus  (Read 4649 times)

Offline chbochur

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #20 on: November 16, 2017, 11:15:01 AM »
I just product changed away from this card. Is this churnable?
Their (unofficial) rule is if you get approved you can get the bonus

Offline LoLo

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #21 on: November 16, 2017, 11:35:30 AM »
Friend of mine got this a few weeks ago, will closing/downgrading and reapplying be easy, or are there any rules to be aware of?

Offline tzifanya54

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #22 on: November 16, 2017, 02:48:20 PM »
Friend of mine got this a few weeks ago, will closing/downgrading and reapplying be easy, or are there any rules to be aware of?
Need to wait six months from application date, otherwise it will be flagged as a duplicate app and be automatically declined (this for any cap1 product that's opened within six months not necessarily the same card). Card itself is fully churnable afaik.

Offline LoLo

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #23 on: November 16, 2017, 03:00:27 PM »
Need to wait six months from application date, otherwise it will be flagged as a duplicate app and be automatically declined (this for any cap1 product that's opened within six months not necessarily the same card). Card itself is fully churnable afaik.
Is the decline recon'able?

Offline cozmohoot

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #24 on: November 16, 2017, 05:48:53 PM »

Offline Moshke

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #25 on: November 16, 2017, 06:38:29 PM »
Bit confused

I've this card for almost a year do I need to close or downgrade before I apply again? Will I get the 1K bonus again?

Offline hvaces42

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #26 on: November 16, 2017, 06:40:04 PM »
Bit confused

I've this card for almost a year do I need to close or downgrade before I apply again? Will I get the 1K bonus again?
Ive gotten multiple of the Venture card without closing and with getting the bonus. Thats a personal card. Dont know how it affects business accounts.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline tzifanya54

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #27 on: November 16, 2017, 09:52:39 PM »
Bit confused

I've this card for almost a year do I need to close or downgrade before I apply again? Will I get the 1K bonus again?
1)no
2) yes
Is the decline recon'able?
No, it doesn't get processed at all. Anyhow Cap1 doesn't recon like amex chase etc...They say they will send it for review...

Offline Wizmanison

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #28 on: November 19, 2017, 01:25:15 AM »
i have both frozen. Is it worth a try? if they disapprove I can unfreeze and call recon...?

Let us know if you apply and keep us posted with the DP

Offline a good yeshiva bachur

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #29 on: November 19, 2017, 01:46:03 AM »
Need to wait six months from application date, otherwise it will be flagged as a duplicate app and be automatically declined (this for any cap1 product that's opened within six months not necessarily the same card). Card itself is fully churnable afaik.

If I just got a personal cc with cap1 can I apply for this as its a biz card?

Offline sruly101

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #30 on: November 19, 2017, 01:50:07 AM »
I think its dead

Offline tzifanya54

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Re: Capital One Spark Business $1k for $10k spend signup bonus
« Reply #31 on: November 20, 2017, 06:43:41 PM »
If I just got a personal cc with cap1 can I apply for this as its a biz card?
No. same 6 month rule.