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5% categories for second quarter of 2017 (April-June):
Grocery Stores (Not Target or Walmart)
Drug Stores

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by S209 on April 19, 2017, 04:33:09 PM »

Author Topic: Chase Freedom Master Thread  (Read 206590 times)

Offline ELIG

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Re: Chase Freedom
« Reply #15 on: July 14, 2011, 09:30:53 AM »
I have a Sapphire Preffered. In other words Sapphire Preffered and Freedom points are worth the same thing?

Offline myb821

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Re: Chase Freedom
« Reply #16 on: July 14, 2011, 09:40:45 AM »
only when the points from the freedom are transferred to the sapphire preffered

Offline atlas310

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Re: Chase Freedom
« Reply #17 on: July 14, 2011, 09:46:10 AM »
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?

Offline myb821

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Re: Chase Freedom
« Reply #18 on: July 14, 2011, 09:47:23 AM »
r u talking abt using the pay with points or for a transfer to an airline mileage program

Offline ELIG

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Re: Chase Freedom
« Reply #19 on: July 14, 2011, 09:56:16 AM »
If you transfer freedom to sapphire preffered. The points then transfer 1:1 to airline programs like continental?

Offline Dan

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Re: Chase Freedom
« Reply #20 on: July 14, 2011, 09:59:24 AM »
If you transfer freedom to sapphire preffered. The points then transfer 1:1 to airline programs like continental?
Yes.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ELIG

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Re: Chase Freedom
« Reply #21 on: July 14, 2011, 10:00:34 AM »
So in other words if you sell the points, freedom and sapphire preffered should be worth the same?

Offline good sam

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Re: Chase Freedom
« Reply #22 on: July 14, 2011, 10:01:44 AM »
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?

Once tranferred, they are 1:1.25 like regular Sapphire points.  I recently purchased a ticket using only Freedom points which I tranferred to my new Sapphire.
If you don't care why would you comment?
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Offline myb821

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Re: Chase Freedom
« Reply #23 on: July 14, 2011, 10:10:21 AM »
Yes

Offline AsherO

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Re: Chase Freedom
« Reply #24 on: July 14, 2011, 11:31:10 AM »
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?
Once tranferred, they are 1:1.25 like regular Sapphire points.  I recently purchased a ticket using only Freedom points which I tranferred to my new Sapphire.

Purchasing a ticket with the points is usually not as good a redemption value as miles. CO miles are worth 1.5 cents or more.

I have a Sapphire Preffered. In other words Sapphire Preffered and Freedom points are worth the same thing?

Like others have stated, transfer the freedom points to your Sapphire Preferred and you're good to go.
#hashtagsareoverrated

Offline ELIG

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Re: Chase Freedom
« Reply #25 on: July 14, 2011, 12:12:12 PM »
Thanks!

Offline springles

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Re: Chase Freedom
« Reply #26 on: July 14, 2011, 02:00:36 PM »
lol yea because i know its possible bc i have done it
You may have been able to transfer to your spouse with a different name but their rules are still that you cannot transfer to anyone other than a spouse or partner.  Maybe it works because it allows for different last name's due to the domestic partner option.  But if you are transferring to a random person I think you are putting your points/accounts at risk.  Chances are chase doesnt stop it but if they do then you broke their terms and conditions and are subject to forfeiture. 

Offline myb821

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Re: Chase Freedom
« Reply #27 on: July 14, 2011, 02:27:47 PM »
You may have been able to transfer to your spouse with a different name but their rules are still that you cannot transfer to anyone other than a spouse or partner.  Maybe it works because it allows for different last name's due to the domestic partner option.  But if you are transferring to a random person I think you are putting your points/accounts at risk.  Chances are chase doesnt stop it but if they do then you broke their terms and conditions and are subject to forfeiture.
i dont agree. when u r in ur ur page and go to combine points this is what comes up

nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced

Offline AsherO

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Re: Chase Freedom
« Reply #28 on: July 14, 2011, 03:09:54 PM »
nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced

They write it in their terms, so they can retroactively enforce it if they so choose to do.
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Offline springles

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Re: Chase Freedom
« Reply #29 on: July 14, 2011, 04:12:44 PM »
nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced
I'm just telling you what chase informed me when I was talking to them about this 2 weeks ago. As is usually the case, YMMV